“He said its purpose is to identify any changes in the income and consumption patterns of mortgage holders since they first took out the homeloans.”

Eh Governer I can save you the cost of the survey.

A lot of people don’t have any money. They have lost their jobs or seen their income decrease while taxes, inderect taxes and mortgage costs have increased. Lump in the other increases like petrol, car tax, health insurance, house insurance etc., I’m amazed you need to survey 2000 homeowners to find out what the problem is. Looks to me like window dressing ‘oh look concerned tax payer we are doing something’.

We can see from bank of Ireland’s figures the other day that mortgages are struggling. This, at a time when the ecb rates are very low, it’s when they start rising the problems and jingle mail will increase.

Shopping habits, sky box, etc. that is what they will be looking at no doubt about it. If someone can pay 200 more a month by giving up extras, the banks want that 200. karl deeter not doing mortgage holders any favours. i have my problems but thankfully this ain’t one of them.

David 2 words, IKEA + argos :)

Ominous. Even more so as Holohan says it will help “scare…more effectively.”

extraordinary that the central bank need to do a survey to better understand the mortgage mess & Wtf is going on, the dogs on the street could explain things to them and its a pile of shite with the hole getting bigger by day and a government with head in the sand or perhaps somewhere less pleasant. perhaps another delaying tactic before someone, anyone does something.

I got a survey but sent it back blank. I can’t afford to buy a pen to write it with and the bookies have me barred for robbing their ones.

Completely irrelevant seeing as most decisions and policies hsve to get Troika clearence anyway…and telling them the truth about how the people are hurting is futility itself..

With residential rents still very high all across the country & especially Dublin its putting a massive burden on the renters making monthly repayments & who still cannot afford to buy a house or get a mortgage in a still over priced market I hope they can take a look at 2,000 accounts for the renters of Ireland who struggle every day with high rents and bills & who find it hard to make ends meet. Will they restructure the renters monthly payments?