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Dublin: 14 °C Thursday 24 May, 2018

#Mortgages

# mortgages - Thursday 17 May, 2018

Many mortgage rates are being cut - but the sector needs 'careful monitoring'

Incomes are not rising to match lending.

# mortgages - Thursday 10 May, 2018

A 'difficult decision': Ulster Bank confirms it will sell 6,500 mortgages in arrears

Around 3,600 of the mortgages are private dwellings that have fallen in arrears.

RBS, which owns Ulster Bank, agrees to pay €4.1 billion fine

The bank has been fined by the US Justice Department over its role in the subprime mortgage crisis.

# mortgages - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgages - Wednesday 4 April, 2018

Interest-only mortgages in the spotlight but lender says it has 'no concerns'

Fianna Fáil has called for the products to be looked at.

# mortgages - Monday 26 March, 2018

A three-bed semi-detached house now costs an average of €229,111

The highest increases in prices to date in 2018 have occurred in towns.

# mortgages - Thursday 22 March, 2018

Even PTSB customers who are meeting revised loan terms will have mortgages sold to vulture funds

Executives blamed the European regulator for the classification of these loans as non-performing.

# mortgages - Saturday 24 February, 2018

PTSB chief refuses to appear before Finance Committee next week over loan sale

The bank recently announced it is to sell off a €3.7 billion portfolio of non-performing loans, including mortgages 14,000 private dwelling homes.

Dealing with a vulture fund - how these families have coped

With tens of thousands of mortgage holders potentially facing vulture funds, we spoke to some people who’ve been through it already.

# mortgages - Friday 23 February, 2018

Mortgages sell-off will disrupt already-volatile housing market, charities warn

Ulster Bank said today that it would be looking to offload around 7,000 mortgages on top of PTSB’s proposed 18,000.

# mortgages - Thursday 22 February, 2018

Harris on PTSB home loan sale: 'It's time to see a bit of humility from our banks'

Sinn Féin’s Pearse Doherty said the bank has been asked to appear before the Oireachtas Finance Committee next week.

# mortgages - Wednesday 21 February, 2018

Minister concedes homeowners who engaged with PTSB may not have deals honoured

PTSB, which is 75% State owned, has been defending its plan to sell off a book of non-performing loans.

'They're for the chop': High Court Master says 'wave of repossessions' on the horizon

Master Honohan asked if it’s a “sick joke” that people writing to the Taoiseach were told to seek help from Abhaile.

# mortgages - Monday 19 February, 2018

'It's not fair': Fianna Fáil poised to block PTSB loan sale to 'unregulated' vulture funds

The bank, which is 75% owned by the State, plans to sell off a loan book worth €4 billion.

# mortgages - Monday 12 February, 2018

'I wouldn't want to go up against them alone': Vulture fund ramps up taking homeowners to court

Pentire Property Finance is a subsidiary of US investment giant CarVal.

# mortgages - Friday 9 February, 2018

Poll: Should people who stop paying their mortgages be free from eviction? Your Say This post contains a poll

Poll: Should people who stop paying their mortgages be free from eviction?

A new report from the Central Bank has said that people began to do this in their droves in 2011.

Irish people stopped paying mortgages in their droves after a ruling blocked the banks from evicting

The Dunne Judgement from July 2011 stated that banks could no longer foreclose until new legislation was brought in on the issue.

# mortgages - Tuesday 23 January, 2018

Tracker mortgage scandal: AIB did not consider 'the potential fallout'

About 10,000 account holders were impacted by the scandal.

€200 million first-time buyers' scheme called 'subprime lending'

It will allow buyers to get mortgages for homes up to €320,000 in Dublin.

# mortgages - Tuesday 16 January, 2018

Minister willing to bring in new laws to punish reckless behaviour of senior bankers

Paschal Donohoe was speaking to the Finance Committee today about the tracker mortgage scandal.

# mortgages - Tuesday 2 January, 2018

Almost no change in house prices in second half of 2017 - but it doesn't mean a bubble has burst

The Central Bank’s mortgage rules are pivotal to the story of residential property in 2017, writes economist Ronan Lyons.

# mortgages - Sunday 24 December, 2017

Poll: Should the State relax free legal aid rules to cover more arrears cases? Your Say This post contains a poll

Poll: Should the State relax free legal aid rules to cover more arrears cases?

More than 30,000 accounts have been in arrears for more than two years.

# mortgages - Thursday 14 December, 2017

10% of all residential mortgages in Ireland are in arrears

The number of mortgages behind on payments has dropped since the depths of the recession.

# mortgages - Thursday 16 November, 2017

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m

KBC estimates up to 1,661 of its customers may have been impacted.

# mortgages - Wednesday 25 October, 2017

'They're refusing to engage': Banks reject almost half of personal insolvency proposals

The head of the insolvency service said banks are challenging proposals “on as many fronts as possible”.

# mortgages - Wednesday 27 September, 2017

A new scheme will allow mortgage holders in long-term arrears to stay in their homes

Under the scheme, a mortgage holder will surrender their property and rent it back.

# mortgages - Friday 22 September, 2017

Poll: Do you expect to have a mortgage paid off before you retire? Your Say This post contains a poll

Poll: Do you expect to have a mortgage paid off before you retire?

A new poll suggests that nearly half of Irish people expect to still be paying off a property loan when they reach retirement age.

# mortgages - Friday 15 September, 2017

AIB cuts its standard variable mortgage rates

The bank said that it was cutting its standard variable rate (SVR) by 0.25%.

# mortgages - Saturday 19 August, 2017

'We sold my wedding ring to afford six months' rent. We are now faced with bankruptcy'

We lost our home but our story is not unique and we are far from alone, writes Carly Bailey.

# mortgages - Sunday 16 July, 2017

Women being 'forced into homelessness' as former partners refuse to sign arrears deals

Sinn Féin’s Peadar Tóibin raised a number of examples that he said fall outside the remit of processes the government put in place to protect people.

# mortgages - Thursday 8 June, 2017

Over 4,000 borrowers flock to voucher scheme in bid to save their homes

Figures released to TheJournal.ie demonstrate the “massive” scale of the mortgage arrears problem, according to one expert.

# mortgages - Thursday 25 May, 2017

The average first time buyer in Ireland is 34 years old and needs at least a €50,000 deposit

According to the Central Bank, the average first time buyer received a mortgage of €185,939 last year.

# mortgages - Tuesday 11 April, 2017

Dedicated staff and timeline clarity could help make mortgage-switching easier

Research shows that many consumers who have switched mortgages had a positive experience, and can save “significant sums of money”.

# mortgages - Thursday 6 April, 2017

'Blaming' help-to-buy for property prices is just lazy

The numbers don’t stack up on claims that the scheme is a primary influence on an entire market, writes Karl Deeter.

# mortgages - Monday 23 January, 2017

Credit unions want to shake up the mortgage market and they've €400m to lend

A representative group also wants lending rules relaxed,

# mortgages - Monday 9 January, 2017

'Out of the blue, we got a letter to say our loans had been sold to a vulture fund'

Housing has become the biggest issue for hundreds of thousands of people in Ireland.

# mortgages - Thursday 5 January, 2017

More than 500 people have already applied for the new first-time buyers scheme

The Help-To-Buy scheme opened for applications on Tuesday.

# mortgages - Saturday 31 December, 2016

5 trends coming down the tracks in the 2017 property market

Economist Ronan Lyons gives us his take on what to expect.

# mortgages - Tuesday 20 December, 2016

'Are you bullied by the banks?': Watch Central Bank governor get grilled on tracker scandal

Philip Lane was being questioned over how many people have been overcharged on their mortgages.

# mortgages - Saturday 17 December, 2016

Fianna Fáil calls for punitive action after 10,000 customers 'wrongly denied' tracker mortgages

Reports suggest the final bill for the banks and other lenders could run to over €1 billion.

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