THE EUROPEAN CENTRAL BANK has left its key interest rate unchanged at 1 per cent for the fifth month in succession, at its monthly board meeting held in Barcelona. ECB president Mario Draghi said the governors had not discussed the possibility of lowering the rate. Draghi was not asked about any progress on discussions regarding Ireland’s promissory note burden during his press conference.
Mortgages
# mortgages - Friday 1 June, 2012
The 9 at 9: Friday
Every morning, TheJournal.ie brings you the nine things you need to know as you start your day.
# mortgages - Thursday 31 May, 2012
Household loans and mortgage lending down in April
Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.
# mortgages - Saturday 26 May, 2012
Foreign aid, college fees and pregnancies: the week in statistics
How much will the US’s aid cuts to Pakistan really matter? And just how many priests have been connected with abuse allegations?
# mortgages - Friday 25 May, 2012
The Daily Fix: Friday
Your essential evening round-up of the day’s biggest news, plus the bits and pieces you may have missed.
NAMA may extend pilot mortgage scheme to another 630 homes
NAMA says 32 of the 115 properties made available under its ’80:20′ scheme two weeks ago have been taken already.
# mortgages - Thursday 24 May, 2012
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
# mortgages - Tuesday 8 May, 2012
The Daily Fix: Tuesday
Your essential round-up of the day’s big stories – plus any bits and pieces you may have missed…
NAMA pilot mortgage programme to insulate buyers from negative equity
NAMA’s pilot scheme will encourage first-time buyers to buy houses by protecting them from a 20pc fall in house prices.
# mortgages - Friday 4 May, 2012
Ulster Bank loses €381m in first quarter of 2012
Irish banking operations are a major drain on RBS’s global operations, with the Irish banking sector remaining “challenging”.
# mortgages - Thursday 3 May, 2012
Report: Hard times for self-employed
A new report says that more and more self-employed people are having difficulties in accessing credit and paying their mortgage and loan payments.
# mortgages - Tuesday 1 May, 2012
Central Bank clarifies rules on contacting borrowers in arrears
The Central Bank has outlined the appropriate rules of engagement for lenders dealing with mortgage customers who have fallen into arrears.
The 5 at 5: Tuesday
5 stories, 5 minutes, 5 o’clock…
Good news for mortgage customers: PTSB to cut interest rate
The bank announced this afternoon it is cutting its interest rate to move closer in line with competitors.
# mortgages - Monday 30 April, 2012
Central Bank paper suggests house prices have ‘over-corrected’
A research paper tries to examine why Irish house prices keep falling – and suggests the drop has gone too far.
# mortgages - Wednesday 25 April, 2012
Central Bank to survey 2,000 mortgage holders
The Central Bank wants a “greater understanding” of the financial status of homeowners.
# mortgages - Tuesday 24 April, 2012
Mortgage arrears continue to increase, says BOI
Bank report for first quarter of 2012 says that residential property prices don’t appear to have “fully stabilised”.
# mortgages - Thursday 19 April, 2012
The 9 at 9: Thursday
Nine things you need to know this morning…
# mortgages - Wednesday 11 April, 2012
The Daily Fix: Wednesday
All the biggest news stories from the day, as well as the few bits and pieces you might not have seen.
New Permanent TSB chief executive promises to review mortgage rates
The lender had been criticised for keeping its variable mortgage rates higher than other state-owned mortgage lenders.
Numbers seeking debt help reach highest level since crisis began
More than 50 per cent of those looking for help were families with children, new figures show.
# mortgages - Tuesday 10 April, 2012
IMF: Allowing homes to restructure debt will solve crisis quicker
A new global report concludes that economic crises are worse if households accumulate more debt during a boom.
# mortgages - Tuesday 3 April, 2012
Some mortgage holders ‘choosing not to pay’, broker says
Karl Deeter of Irish Mortgage Brokers said some borrowers are strategically withholding payments in the hope of winning a debt deal.
# mortgages - Monday 2 April, 2012
Poll: Is now a good time to buy a home?
Two house price reports are out today – both say house prices still falling, but one says that slide is now very slow. Tell us what you think…
Permanent TSB reports losses of €424million
The bank warned of a “significant deterioration” in the number of borrowers in arrears.
# mortgages - Sunday 18 March, 2012
Sitdown Sunday: 7 deadly reads
The very best of the week’s writing from around the web…
# mortgages - Friday 16 March, 2012
House prices will continue to fall in 2012 – Davy
Property prices in Ireland are still not showing signs of stabilisation and are likely continue to decline throughout 2012, according to Davy Stockbrokers.
Column: It’s not enough to help people in debt. We must look at the big picture
New legislation will help safeguard people struggling with debt – but they deserve to have their homes protected too, writes Noeleen Blackwell.
# mortgages - Wednesday 14 March, 2012
Opposition TDs slam government absence during Dáil mortgages debate
The fallout from the committee defeat meant there were no members of either Fine Gael or Labour present to debate bank interest rates.
# mortgages - Thursday 8 March, 2012
ECB leaves main interest rate unchanged at 1 per cent
As expected, the monthly meeting of the ECB’s governing council decides not to tinker with the main interest rates.
# mortgages - Wednesday 29 February, 2012
ESRI: Ireland needs tougher financial regulation
The think-tank says that consumers are paying too much for financial products and taking on too much risk.
# mortgages - Saturday 25 February, 2012
Prime numbers: The week in stats
Debts, draw-downs, state assets and lunar rock – all of that, and more, in your weekly numerical wrap-up.
# mortgages - Wednesday 22 February, 2012
Bank of Ireland received €264million in applications for mortgage fund
The lender said it was showing “support and commitment to the Irish mortgage market”.
# mortgages - Tuesday 21 February, 2012
BoI plays down report on mortgage rate hikes
The remarks come after chief executive Richie Boucher was quoted as saying new insolvency legislation could lead to increases.
# mortgages - Saturday 18 February, 2012
Prime numbers: the week in stats
Greek MPs, Irish jobs, German cable ties, and all the other news from the week in handy numerical format…
# mortgages - Friday 17 February, 2012
The Daily Fix: Friday
In the Fix tonight: Eircom Studyhub hacked; unvouched expenses; and Chris O’Dowd v Miss Piggy…
The 5 at 5: Friday
5 minutes, 5 stories, 5 o’clock…
Poll: Have you fallen behind on your mortgage repayments?
Figures from the Central Bank show that more and more mortgages are falling behind on repayments. Is yours among them?
The average Irish mortgage is now €1,453 in arrears
Figures produced by the Central Bank show that 9.2 per cent of all mortgages are in arrears of 90 days or more.
# mortgages - Wednesday 8 February, 2012
Noonan defends Finance Bill measures for foreign skilled workers
The Minister for Finance says that the new Special Assignee Relief Programme will only apply to people whose skills are not available in Ireland.






















































