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# mortgages - Today’s News

Opinion

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

11 hours ago 2,452 Views 25 Comments

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

# mortgages - Tuesday 8 May, 2012

Daily Fix

The Daily Fix: Tuesday

08/05/12 5,998 Views 4 Comments

Your essential round-up of the day’s big stories – plus any bits and pieces you may have missed…

From Business ETC Mortgages

NAMA pilot mortgage programme to insulate buyers from negative equity

08/05/12 5,072 Views 39 Comments

NAMA’s pilot scheme will encourage first-time buyers to buy houses by protecting them from a 20pc fall in house prices.

# mortgages - Friday 4 May, 2012

From Business ETC Ulster Bank

Ulster Bank loses €381m in first quarter of 2012

04/05/12 1,548 Views 17 Comments

Irish banking operations are a major drain on RBS’s global operations, with the Irish banking sector remaining “challenging”.

# mortgages - Thursday 3 May, 2012

ECB 03/05/12

THE EUROPEAN CENTRAL BANK has left its key interest rate unchanged at 1 per cent for the fifth month in succession, at its monthly board meeting held in Barcelona. ECB president Mario Draghi said the governors had not discussed the possibility of lowering the rate. Draghi was not asked about any progress on discussions regarding Ireland’s promissory note burden during his press conference.

Employment

Report: Hard times for self-employed

03/05/12 1,675 Views 21 Comments

A new report says that more and more self-employed people are having difficulties in accessing credit and paying their mortgage and loan payments.

# mortgages - Tuesday 1 May, 2012

Banks

Central Bank clarifies rules on contacting borrowers in arrears

01/05/12 4,454 Views 21 Comments

The Central Bank has outlined the appropriate rules of engagement for lenders dealing with mortgage customers who have fallen into arrears.

Take 5

The 5 at 5: Tuesday

01/05/12 5,231 Views 6 Comments

5 stories, 5 minutes, 5 o’clock…

Mortgages

Good news for mortgage customers: PTSB to cut interest rate

01/05/12 3,053 Views 15 Comments

The bank announced this afternoon it is cutting its interest rate to move closer in line with competitors.

# mortgages - Monday 30 April, 2012

From Business ETC Property Crash

Central Bank paper suggests house prices have ‘over-corrected’

30/04/12 5,935 Views 55 Comments

A research paper tries to examine why Irish house prices keep falling – and suggests the drop has gone too far.

# mortgages - Wednesday 25 April, 2012

Arrears

Central Bank to survey 2,000 mortgage holders

25/04/12 3,260 Views 14 Comments

The Central Bank wants a “greater understanding” of the financial status of homeowners.

# mortgages - Tuesday 24 April, 2012

From Business ETC Bank Of Ireland

Mortgage arrears continue to increase, says BOI

24/04/12 2,054 Views 19 Comments

Bank report for first quarter of 2012 says that residential property prices don’t appear to have “fully stabilised”.

# mortgages - Thursday 19 April, 2012

9 At 9

The 9 at 9: Thursday

19/04/12 5,067 Views 5 Comments

Nine things you need to know this morning…

# mortgages - Wednesday 11 April, 2012

Daily Fix

The Daily Fix: Wednesday

11/04/12 5,173 Views 6 Comments

All the biggest news stories from the day, as well as the few bits and pieces you might not have seen.

From Business ETC Mortgages

New Permanent TSB chief executive promises to review mortgage rates

11/04/12 4,362 Views 24 Comments

The lender had been criticised for keeping its variable mortgage rates higher than other state-owned mortgage lenders.

Debt

Numbers seeking debt help reach highest level since crisis began

11/04/12 1,355 Views 4 Comments

More than 50 per cent of those looking for help were families with children, new figures show.

# mortgages - Tuesday 10 April, 2012

From Business ETC Household Debt

IMF: Allowing homes to restructure debt will solve crisis quicker

10/04/12 4,392 Views 26 Comments

A new global report concludes that economic crises are worse if households accumulate more debt during a boom.

# mortgages - Tuesday 3 April, 2012

Mortgages

Some mortgage holders ‘choosing not to pay’, broker says

03/04/12 4,982 Views 78 Comments

Karl Deeter of Irish Mortgage Brokers said some borrowers are strategically withholding payments in the hope of winning a debt deal.

# mortgages - Monday 2 April, 2012

Your Say This post contains a poll

Poll: Is now a good time to buy a home?

02/04/12 9,571 Views 70 Comments

Two house price reports are out today – both say house prices still falling, but one says that slide is now very slow. Tell us what you think…

From Business ETC Permanent TSB

Permanent TSB reports losses of €424million

02/04/12 2,319 Views 21 Comments

The bank warned of a “significant deterioration” in the number of borrowers in arrears.

# mortgages - Sunday 18 March, 2012

From The Daily Edge Sitdown Sunday

Sitdown Sunday: 7 deadly reads

18/03/12 4,332 Views No Comments

The very best of the week’s writing from around the web…

# mortgages - Friday 16 March, 2012

From Business ETC Property

House prices will continue to fall in 2012 – Davy

16/03/12 2,332 Views 16 Comments

Property prices in Ireland are still not showing signs of stabilisation and are likely continue to decline throughout 2012, according to Davy Stockbrokers.

Opinion

Column: It’s not enough to help people in debt. We must look at the big picture

16/03/12 1,847 Views 8 Comments

New legislation will help safeguard people struggling with debt – but they deserve to have their homes protected too, writes Noeleen Blackwell.

# mortgages - Wednesday 14 March, 2012

Dáil Éireann

Opposition TDs slam government absence during Dáil mortgages debate

14/03/12 5,135 Views 40 Comments

The fallout from the committee defeat meant there were no members of either Fine Gael or Labour present to debate bank interest rates.

# mortgages - Thursday 8 March, 2012

From Business ETC ECB

ECB leaves main interest rate unchanged at 1 per cent

08/03/12 960 Views 1 Comment

As expected, the monthly meeting of the ECB’s governing council decides not to tinker with the main interest rates.

# mortgages - Wednesday 29 February, 2012

Consumers

ESRI: Ireland needs tougher financial regulation

29/02/12 1,448 Views 11 Comments

The think-tank says that consumers are paying too much for financial products and taking on too much risk.

# mortgages - Saturday 25 February, 2012

In Numbers

Prime numbers: The week in stats

25/02/12 2,782 Views No Comments

Debts, draw-downs, state assets and lunar rock – all of that, and more, in your weekly numerical wrap-up.

# mortgages - Wednesday 22 February, 2012

From Business ETC Mortgages

Bank of Ireland received €264million in applications for mortgage fund

22/02/12 4,502 Views 13 Comments

The lender said it was showing “support and commitment to the Irish mortgage market”.

# mortgages - Tuesday 21 February, 2012

From Business ETC Insolvency

BoI plays down report on mortgage rate hikes

21/02/12 2,899 Views 17 Comments

The remarks come after chief executive Richie Boucher was quoted as saying new insolvency legislation could lead to increases.

# mortgages - Saturday 18 February, 2012

In Numbers

Prime numbers: the week in stats

18/02/12 3,068 Views 3 Comments

Greek MPs, Irish jobs, German cable ties, and all the other news from the week in handy numerical format…

# mortgages - Friday 17 February, 2012

Daily Fix This post contains videos

The Daily Fix: Friday

17/02/12 4,318 Views 2 Comments

In the Fix tonight: Eircom Studyhub hacked; unvouched expenses; and Chris O’Dowd v Miss Piggy…

Take 5

The 5 at 5: Friday

17/02/12 4,374 Views 3 Comments

5 minutes, 5 stories, 5 o’clock…

Your Say This post contains a poll

Poll: Have you fallen behind on your mortgage repayments?

17/02/12 7,444 Views 37 Comments

Figures from the Central Bank show that more and more mortgages are falling behind on repayments. Is yours among them?

From Business ETC Mortgages

The average Irish mortgage is now €1,453 in arrears

17/02/12 2,618 Views 20 Comments

Figures produced by the Central Bank show that 9.2 per cent of all mortgages are in arrears of 90 days or more.

# mortgages - Wednesday 8 February, 2012

Finance Bill

Noonan defends Finance Bill measures for foreign skilled workers

08/02/12 2,670 Views 43 Comments

The Minister for Finance says that the new Special Assignee Relief Programme will only apply to people whose skills are not available in Ireland.

# mortgages - Tuesday 7 February, 2012

Mortgage Debt

First mortgage-to-rent scheme for homeowners piloted

07/02/12 6,918 Views 54 Comments

Mortgage holders will give up their properties and become tenants under the programme designed to help people in debt.

Priory Hall

Hogan: ‘Inappropriate’ of me to meet with Priory Hall residents

07/02/12 2,941 Views 40 Comments

Phil Hogan says it’s his job to bring in the appropriate housing legislation, but the enforcement of those laws is not up to him.

# mortgages - Wednesday 25 January, 2012

Mortgages

Government’s new debt regime may allow mortgage debt to be written off

25/01/12 3,862 Views 23 Comments

The cabinet has approved a draft Bill allowing debts to be written off outside of court, while bankruptcy rules are also changed.

# mortgages - Thursday 19 January, 2012

Opinion

Column: Why the household charge is a ‘gateway tax’

19/01/12 6,020 Views 80 Comments

Socialist TD Clare Daly is suggesting that it might be time to revive the Irish-coined concept of boycott instead of complying with the €100 household levy.

# mortgages - Saturday 14 January, 2012

Quids In

This house could be yours for under €500

14/01/12 25,461 Views 118 Comments

Property owner in Westmeath turns tables by asking people to pay €50 apiece to sumbit bid – the lowest unique bid wins.

1 2 3 4 5

referendum

fiscal compact

NTMA: No access to ESM would mean no access to markets either

Patricia McKenna and Thomas Pringle are both seeking a referendum on the ESM treaty.
Referendum
Large majority of voters in favour of referendum on ESM treaty
Opinion
Vote No: The Treaty will bring the EU together – in economic stagnation
The credit union: an Irish institution
Opinion
Vote Yes: EU funds are like our credit union. Let’s not go to the loan sharks.
your questions
What do YOU want to know about the referendum?

Your say

View more polls
Poll: Are you satisfied with your quality of life?

Poll: Are you satisfied with your quality of life?

A NEW REPORT from the OECD has suggested people living in Ireland have some of the best lives in the world, with Ireland among the top countries in its Better Life Index.

The index finds that life expectancy, low pollution, positive experiences and a healthy work-life balance are among the factors that contribute to happy lives in Ireland.

It did note, however, that the gap between the rich and poor is wider in Ireland than elsewhere, while the gender gap in educational performance is also larger than average.

Today we’re simply wondering whether (assuming you live in Ireland) you’re satisfied with your quality of life.


Poll Results:





Read: How good is life in Ireland?


49
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Read Me

Selected opinions from around the web
David Hall
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
By David Hall - @davidhall75

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

Jim Clarken
Column: ‘Women are digging up anthills for the tiny grains inside’
By Jim Clarken

Children mine for gold in home-made pits, while parents risk their lives for food – Jim Clarken describes the harrowing scenes as a crisis unfolds in west Africa.

Michael Taft
Vote No: The Treaty will bring the EU together – in economic stagnation
By Michael Taft - @notesonthefront

Confidence and stability will be the last things to emerge from this dangerous experiment, writes Michael Taft.

Naoise Nunn
Vote Yes: EU funds are like our credit union. Let’s not go to the loan sharks.
By Naoise Nunn - @naoisen

A Yes to the Stability Treaty will give Ireland access to the ESM, writes Naoise Nunn – and keep us out of a potentially lethal game of chicken.

Seamus Breslin
Column: Parents bringing their children to be kneecapped. Yes, this is Ireland.
By Seamus Breslin

Self-styled republican vigilantes are terrorising a city, writes Seamus Breslin – and perceived neglect by authorities is fuelling the fire.

Mike Morris
Column: Another Priory Hall is coming down the tracks. Here’s why.
By Mike Morris - @nyderoleary

Phil Hogan is planning to introduce new regulations which are meant to make for better buildings. He’s making a major mistake, writes Mike Morris.

Jane Suiter
Column: Who are the winners and losers in the referendum campaign right now?
By Jane Suiter - @JaneSuit

With nine days to go before referendum day, Dr Jane Suiter of UCC analyses the parties and the latest polls to see how the campaign is playing out.

Micheál Martin
Column: Job creation is too important for party politics. Let’s work together.
By Micheál Martin

Writing for TheJournal.ie, Micheál Martin explains why Fianna Fáil’s new plan to tackle youth unemployment should be seriously considered.

Lisa McInerney
Column: National pride or bald-faced bigotry? Maybe neither, or both.
By Lisa McInerney - @SwearyLady

Being proud to be Irish is sometime looked on as a social gaffe, writes Lisa McInerney, but that’s not always fair… and it’s not always the best way to figure out who really is racist…

Lynn McDonald Byrne
Column: Some talk about the ‘magic’ of childbirth. To me, it was horrific.
By Lynn McDonald Byrne

For new mothers, the pressure can be so overwhelming it makes you ill. Lynn McDonald Byrne describes her experience of postnatal depression.

From BusinessEtc

HP Ireland: job losses will impact ‘every business and region’ HP Ireland

HP Ireland: job losses will impact ‘every business and region’

Shareholders file lawsuit over Facebook flotation
Facebook
Shareholders file lawsuit over Facebook flotation
Applause in auction room as woman buys back brother’s repossessed home
Irish auction
Applause in auction room as woman buys back brother’s repossessed home

From The Daily Edge

Caption competition: What are Enda Kenny and David Cameron talking about? Buds

Caption competition: What are Enda Kenny and David Cameron talking about?

Weatherwatch: temperatures over 20°C, sunshine staying for the weekend
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From The Score

Relief as Given gets the all-clear for Euro 2012 Euro 2012

Relief as Given gets the all-clear for Euro 2012

I’ll play it cool at the Euros, Mario Balotelli warns Ireland
Euro 2012
I’ll play it cool at the Euros, Mario Balotelli warns Ireland
Rushe: Dubs don’t have discipline problem
Capital Account
Rushe: Dubs don’t have discipline problem

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