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Saturday 2 December 2023 Dublin: -1°C

# mortgage rules

Last year
2022
Central Bank rule change: First-time buyers to be able to borrow four times gross income
A review into mortgage lending began last year.
All time
Central Bank gives green light to shared equity scheme but warns it could increase house prices
The Central Bank has left its mortgage rules unchanged.
Varadkar urges Central Bank to get mortgage lending rules review done 'as soon as possible'
The rules restrict the amount someone can borrow to 3.5 times their income, though there are exemptions.
Credit unions want to shake up the mortgage market and they've €400m to lend
A representative group also wants lending rules relaxed,
First time buyers no longer need 20% deposit on properties
Those mortgage rules have been reviewed.
Dublin homes going to 'adult children with rich parents' thanks to mortgage rules
One group says there should be different restrictions on lending for the capital.
House prices are starting to take off outside Dublin
Other major cities have been leading the rises in the property market.
House prices are marching upwards again
Property got a bit cheaper at the start of the year – but that’s changing now.
The economy is growing fast, but things look bleak for renters
The Central Bank’s lending rules could have some bad side effects.
Buying a home? You're facing fresh competition. A glut of new landlords
Savills say the new mortgage rules will mean even more investors.
The Briefcase: Shamrock for sale, an Apple record and some new Greeks in town
This was the week in business.
Average earner saving a €30,000 home deposit? Enda says that's 'achievable'
Strict new lending rules are coming in. But first-time buyers are still being allowed borrow 90% of a property’s value, up to €220,000.
Here's what €220,000 will get you as a first-home buyer across the country
The Central Bank has announced a 10% minimum deposit for new buyers on properties under that price.
Buying a house in Dublin? You'll feel the brunt of the new mortgage rules the most
In Dublin, property values are estimated to have risen by 19.5%.
The Central Bank is keeping schtum on its radical new mortgage rules (for now...)
Reports suggest house hunters may get something of a reprieve.
New mortgage rules 'will stop another boom... but rents could explode'
But the Central Bank could relax its rules for first-time buyers.