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#Mortgage

# mortgage - Saturday 5 April, 2014

Column: Feeling like an exile in your own country? It’s normal after travelling ...
# Generation Emigration
# Generation Emigration

Column: Feeling like an exile in your own country? It’s normal after travelling ...

Apr 5th 2014, 7:00 PM 988 Views 99 Comments

Within the space of a year, it seems to me that the country has changed utterly. This may be due to a case of reverse culture shock, writes Niamh Ní Shúilleabháin.

# mortgage - Tuesday 1 April, 2014

They're back: Bank executives to face TDs on mortgage restructuring
# Questions And Answers
# Questions And Answers

They're back: Bank executives to face TDs on mortgage restructuring

Apr 1st 2014, 11:45 AM 5,377 Views 29 Comments

The last time bank executives provided updates to the Finance Committee they were criticised for not being direct enough.

# mortgage - Wednesday 19 March, 2014

News of 100 mortgage write-downs shows crisis 'akin to Russian roulette'
# Arrears
# Arrears

News of 100 mortgage write-downs shows crisis 'akin to Russian roulette'

Mar 19th 2014, 6:58 PM 14,415 Views 64 Comments

“One bank’s sustainable solution could be another bank’s unsustainable mortgage leading to repossession proceedings,” Fianna Fáil’s Michael McGrath said today.

# mortgage - Wednesday 12 March, 2014

AIB writes off €150k to allow family stay in home
# Mortgage
# Mortgage

AIB writes off €150k to allow family stay in home

Mar 12th 2014, 8:05 AM 19,994 Views 227 Comments

The deal was negotiated on the family’s behalf by the Irish Mortgage Holders Organisation.

# mortgage - Friday 7 March, 2014

Column: Irish financial consumers are bewildered, frightened and angry
# Credit Protection
# Credit Protection

Column: Irish financial consumers are bewildered, frightened and angry

Mar 7th 2014, 8:00 AM 67 Views 13 Comments

The protection available to consumers when they take out credit is still inadequate – despite all the promises that were made after the crash, writes Noeline Blackwell.

# mortgage - Tuesday 4 March, 2014

Concern that banks are only tackling "easy" mortgage arrears cases
# Arrears
# Arrears

Concern that banks are only tackling "easy" mortgage arrears cases

Mar 4th 2014, 4:41 PM 7,433 Views 38 Comments

The new figures show that 168 properties were taken into possession by lenders in the last quarter of 2013.

# mortgage - Saturday 1 March, 2014

Column: Fears surrounding the IBRC mortgage book are overhyped
# Property
# Property

Column: Fears surrounding the IBRC mortgage book are overhyped

Mar 1st 2014, 8:00 AM 34 Views 38 Comments

Some IBRC mortgage holders have concerns about about being left without protection if the Government proceeds with the sale of their loans abroad – but they shouldn’t be, writes Karl Deeter.

# mortgage - Sunday 23 February, 2014

‘I’ve given six years to my debt, tried selling my home on YouTube and now I’m bankrupt’
# Bankrupt
# Bankrupt

‘I’ve given six years to my debt, tried selling my home on YouTube and now I’m bankrupt’

Feb 23rd 2014, 7:56 PM 56,355 Views 132 Comments

Jillian Godsil says the personal insolvency laws are not designed for ordinary people saying she had no other option but to file for bankruptcy.

# mortgage - Saturday 22 February, 2014

Study finds Irish travelling abroad to work fear 'skidding' to lower social classes
# Commuting
# Commuting

Study finds Irish travelling abroad to work fear 'skidding' to lower social classes

Feb 22nd 2014, 8:45 AM 15,397 Views 25 Comments

It also suggests that many ‘commuter migrants’ choose that lifestyle as a way of tackling large mortgages.

# mortgage - Tuesday 4 February, 2014

AIB will write off debt for some split mortgage holders
# Banking
# Banking

AIB will write off debt for some split mortgage holders

Feb 4th 2014, 10:37 PM 11,398 Views 23 Comments

It is understood that the product will only suit some people whose mortgages are in distress.

# mortgage - Friday 31 January, 2014

Column: The private rented sector is heating up dramatically – yet fails to meet basic needs
# Hang Your Hat
# Hang Your Hat

Column: The private rented sector is heating up dramatically – yet fails to meet basic needs

Jan 31st 2014, 7:00 AM 31 Views 75 Comments

Rent are rising but our pay packets aren’t. Why? Because our housing strategy is based almost exclusively on debt-fuelled private home ownership, writes Mick Byrne.

# mortgage - Tuesday 21 January, 2014

Poll: Has your disposable income increased?
# Your Say
# Your Say

Poll: Has your disposable income increased?

Jan 21st 2014, 9:45 AM 14,604 Views 101 Comments

The Irish League of Credit Unions says disposable income has risen by almost €50 since December 2012 to €182 left at the end of the month.

# mortgage - Tuesday 17 December, 2013

Debt write offs for some, but up to 27,000 homes could be repossessed
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

Debt write offs for some, but up to 27,000 homes could be repossessed

Dec 17th 2013, 8:13 AM 10,707 Views 165 Comments

A new report says that 40 per cent of mortgages will begin to re-perform next year.

# mortgage - Sunday 1 December, 2013

Column: The pain of debt is not quick – it is a ceiling that lowers inch by crucifying inch
# Opinion
# Opinion

Column: The pain of debt is not quick – it is a ceiling that lowers inch by crucifying inch

Dec 1st 2013, 7:30 PM 96 Views 52 Comments

What is debt, and why do we all buy into this debt culture? Jillian Godsil discusses her own financial problems and the unsustainable status quo of modern Ireland.

# mortgage - Thursday 7 November, 2013

BAI reject complaint by Direct Democracy Ireland alleging unfair treatment
# BAI Says No
# BAI Says No

BAI reject complaint by Direct Democracy Ireland alleging unfair treatment

Nov 7th 2013, 4:23 PM 7,938 Views 36 Comments

DDI had complained that LMFM had created the impression that Ben Gilroy had expressed anti-English sentiments at an abandoned distressed property auction.

All-time low: ECB cuts its main interest in boost to tracker mortgage holders
# Super Mario
# Super Mario

All-time low: ECB cuts its main interest in boost to tracker mortgage holders

Nov 7th 2013, 1:06 PM 12,599 Views 106 Comments

ECB president Mario Draghi has cut the rate for the fifth time in two years.

# mortgage - Tuesday 5 November, 2013

Column: We hope to ease the enormous pressure placed on mortgage holders
# Opinion
# Opinion

Column: We hope to ease the enormous pressure placed on mortgage holders

Nov 5th 2013, 12:45 PM 20 Views 76 Comments

A new initiative spearheaded by the Irish Mortgage Holders Organisation aims to help these borrowers and others who are reluctant to engage with the banks, writes Dr Constantin Gurdgiev.

# mortgage - Monday 4 November, 2013

AIB and Irish Mortgage Holders Organisation to establish third-party advice body
# Mortgage Arrears Crisis
# Mortgage Arrears Crisis

AIB and Irish Mortgage Holders Organisation to establish third-party advice body

Nov 4th 2013, 9:03 PM 11,019 Views 40 Comments

The bank will give an unconditional grant of €150,000 to the IMHO to facilitate discussions between borrowers and the lender.

# mortgage - Thursday 31 October, 2013

Lending to Irish households continues to fall
# Money
# Money

Lending to Irish households continues to fall

Oct 31st 2013, 2:56 PM 4,966 Views 10 Comments

Mortgages were declined at an annual rate of 2.4 per cent in September of this year.

Column: House prices are rising again, so should we be concerned about a bubble?
# Opinion
# Opinion

Column: House prices are rising again, so should we be concerned about a bubble?

Oct 31st 2013, 7:10 AM 83 Views 55 Comments

With property prices increasing in some parts of the country – and notably in Dublin – Ronan Lyons discusses whether we’re looking at a housing boom or a housing bubble.

# mortgage - Tuesday 3 September, 2013

Here’s What Happened Today: Tuesday
# News Fix
# News Fix

Here’s What Happened Today: Tuesday

Sep 3rd 2013, 11:00 PM 10,177 Views 4 Comments

Everyone’s talking about junior doctors going on strike, AIB saying some customers just don’t want to pay their mortgages, and John Waters (briefly) going to jail.

# mortgage - Thursday 29 August, 2013

Here’s What Happened Today: Thursday
# News Fix
# News Fix

Here’s What Happened Today: Thursday

Aug 29th 2013, 11:10 PM 15,222 Views 0 Comments

Everyone’s talking about Ireland’s emigration figures and whether the UK is going to take military action in Syria.

# mortgage - Sunday 25 August, 2013

Here's What Happened Today: Sunday
# News Fix
# News Fix

Here's What Happened Today: Sunday

Aug 25th 2013, 7:54 PM 11,681 Views 0 Comments

Today everyone’s talking about earthquakes in the Irish Sea and the last stand of Priory Hall residents.

# mortgage - Friday 23 August, 2013

The 5 at 5: Friday
# Take 5
# Take 5

The 5 at 5: Friday

Aug 23rd 2013, 4:50 PM 7,227 Views 2 Comments

5 minutes, 5 stories, 5 o’clock…

# mortgage - Saturday 27 July, 2013

Michael Lowry, mortgages and mayors: The week in numbers
# Prime Numbers
# Prime Numbers

Michael Lowry, mortgages and mayors: The week in numbers

Jul 27th 2013, 7:30 PM 4,249 Views 0 Comments

Plus: how many times has the Council of State met since 1940?

# mortgage - Wednesday 24 July, 2013

Bank of Ireland launches another €2 billion fund for first time buyers
# Lending
# Lending

Bank of Ireland launches another €2 billion fund for first time buyers

Jul 24th 2013, 5:04 PM 6,820 Views 45 Comments

The bank said that the fund is being rolled out in response to existing and anticipated demand for mortgages.

# mortgage - Monday 15 July, 2013

Rise in 'accidental landlords' as homeowners rent out properties to cover mortgage costs
# Legal Advice
# Legal Advice

Rise in 'accidental landlords' as homeowners rent out properties to cover mortgage costs

Jul 15th 2013, 9:03 AM 14,431 Views 56 Comments

FLAC noted a “striking” rise in queries about housing such matters, which were up almost 70 per cent since 2011.

# mortgage - Monday 17 June, 2013

Icelandic PM vows to ignore IMF's advice
# Iceland
# Iceland

Icelandic PM vows to ignore IMF's advice

Jun 17th 2013, 7:00 PM 9,375 Views 40 Comments

Sigmundur David Gunnlaugsson says he will ignore the IMF’s criticism of his government’s plans to reduce household debt following the country’s economic collapse.

# mortgage - Thursday 16 May, 2013

Column: Tenants shouldn't pay the price for landlords struggling with mortgage repayments
# Opinion
# Opinion

Column: Tenants shouldn't pay the price for landlords struggling with mortgage repayments

May 16th 2013, 7:00 AM 891 Views 57 Comments

There’s a crisis in the buy-to-let sector due to landlords falling into mortgage arrears and innocent tenants are getting caught in the chaos. Receivers have to realise people renting properties are not commodities, writes Bod Jordan.

# mortgage - Tuesday 14 May, 2013

The 9 at 9: Tuesday
# 9 At 9
# 9 At 9

The 9 at 9: Tuesday

May 14th 2013, 8:46 AM 9,829 Views 1 Comment

Good morning! Here are nine things to know before you start your day.

# mortgage - Saturday 11 May, 2013

Column: I'd give my heart and soul to never have heard the words 'Priory Hall'
# Opinion
# Opinion

Column: I'd give my heart and soul to never have heard the words 'Priory Hall'

May 11th 2013, 1:30 PM 29 Views 46 Comments

The residents evacuated from Priory Hall are the only people who have paid in any way for the problems uncovered in the buidling, writes Alison Doyle.

# mortgage - Tuesday 7 May, 2013

AIB 'on track' to achieve target pre-provision operating profit
# Banking
# Banking

AIB 'on track' to achieve target pre-provision operating profit

May 7th 2013, 8:11 AM 4,284 Views 28 Comments

The bank says that, after setting funds aside to provide for bad debts, it should return to operating profit for the full year 2013.

# mortgage - Wednesday 1 May, 2013

WATCH: Mum reacts after son pays off her mortgage
# Nice Guy
From The Daily Edge
# Nice Guy

WATCH: Mum reacts after son pays off her mortgage

May 1st 2013, 2:10 PM 2,474 Views 2 Comments

For his own birthday.

# mortgage - Tuesday 23 April, 2013

Extract: The 5 emotional stages of debt
# Read Me
# Read Me

Extract: The 5 emotional stages of debt

Apr 23rd 2013, 1:00 PM 284 Views 26 Comments

Determination, resolve and belief is what you need to overcome your debt problems, says financial expert Liam Croke who has some tips to help.

# mortgage - Thursday 28 March, 2013

Column: The cost of childcare is already forcing some parents to give up their jobs
# Opinion
# Opinion

Column: The cost of childcare is already forcing some parents to give up their jobs

Mar 28th 2013, 7:00 PM 57 Views 52 Comments

Enda Kenny’s attempt to reassure women over the insolvency controversy does not go far enough, writes Irene Gunning, who says without any form of subsidy, supports or tax relief, childcare costs are borne fully by parents, limiting job options.

# mortgage - Thursday 14 March, 2013

Column: New restructuring targets for banks don't go far enough to help distressed borrowers
# Opinion
# Opinion

Column: New restructuring targets for banks don't go far enough to help distressed borrowers

Mar 14th 2013, 7:00 AM 18 Views 54 Comments

Banks need strict supervision – they have crippled us and can’t be allowed run free, writes David Hall.

# mortgage - Wednesday 13 March, 2013

Government outlines plan to tackle mortgage arrears
# Mortgage Arrears
# Mortgage Arrears

Government outlines plan to tackle mortgage arrears

Mar 13th 2013, 4:10 PM 9,952 Views 95 Comments

Minister for Finance, Michael Noonan, said that targets will be set for banks with regard to these mortgages, which will be monitored.

# mortgage - Saturday 2 March, 2013

How a citizen protest movement is stopping evictions in Spain
# Austerity
# Austerity

How a citizen protest movement is stopping evictions in Spain

Mar 2nd 2013, 10:30 AM 5,860 Views 78 Comments

The citizen-run Platform for Mortgage Victims helps people who can’t pay their mortgages and says it has blocked almost 600 evictions so far.

# mortgage - Wednesday 13 February, 2013

Column: Government needs to impose proper rules and regulations on lenders
# Opinion
# Opinion

Column: Government needs to impose proper rules and regulations on lenders

Feb 13th 2013, 8:30 PM 17 Views 14 Comments

Comments by the Central Bank Governor and the Taoiseach reveal unhappiness over how lenders are dealing with their customers’ over-indebtedness – so why is nothing concrete being done to regulate them, asks Noeline Blackwell.

# mortgage - Thursday 13 December, 2012

Shatter said Troika deal will not increase repossessions
# Repossession
# Repossession

Shatter said Troika deal will not increase repossessions

Dec 13th 2012, 2:23 PM 3,483 Views 37 Comments

The Minister for Justice said the right for banks to repossess a home when a person defaults already exists in mortgage contracts.