Barry – I think the point here is that the EU has recognised that it isn’t fair to allow insurance companies to give one applicant an advantage over another purely because of their gender; hopefully they will now have to come up with a fairer means of calculating insurance premiums. Perhaps average distance travelled might come into it, but not average distance travelled by one gender vs another. Safe drivers should not have to pay premiums inflated by the actions of unsafe drivers, regardless of whether those unsafe drivers are male or female.

How long would it have lasted if it was men that were given a commercial advantage over women based on gender ???

Incidentally, I wonder if they can factor in the actual total kilometreage driven by men V women ? Surely the probability is high that women would be involved in less crashes than men if their total kilometreage is less than men ?

I wonder will insurance companies still be allowed to use age or area where car is stored as a factor in determining risk (ie a man over 25 years will have a drop in his insurance and poorer area’s with higher crime rates will have more expensive policies associated with them) or will this also be considered discriminatory? In all fairness I wonder at how anyone can claim that the use of statistics for risk and costing purposes in discriminatory in any way. Surely, this is simply math?