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Dublin: 10 °C Wednesday 24 April, 2019

9 pain-free ways to save your cash

Here’s how to save money with minimal effort.

WE’RE ALL FEELING the pinch of the recession these days.

You’ve heard the phrase “it all adds up” – but luckily that goes for savings too. Small cutbacks in your daily routine and a slight attitude adjustment can reap big rewards in the long run.

1. The Latte Effect

You know that coffee you buy every day on your way into work? Or perhaps that latte you get after your lunch?

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Well if you dropped it, it would make a difference to your long-term finances. Think about that seemingly cheap daily coffee, adding up over days, weeks, months and years.

Now apply that to other non-essentials – like bottled water, that last pint, cigarettes and the rest!

2. Get energy conscious

Not only is being aware of your energy consumption good for the environment, it’s also good for your cashflow.

Image: via Dianti

Don’t leave on lights or gadgets that don’t need to be on, switch to energy-saving lightbulbs, wash your clothes at the lowest temperature you can and always try to fill the washing machine. And ignore your tumble dryer as often as you can!

3. Give up the gym membership…

…And run outdoors!

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It’s more stimulating surroundings, completely free and you’re doing the same exercise as you would on that treadmill.

4. Use your local library

Save money on books, CDs and DVDs. There’s also often free internet in libraries.

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Libraries are especially handy if you have a little voracious reader at home who is just devouring those Ladybird books. Unlimited entertainment!

5. Freeze food

The best way to shop is knowing exactly what you want – develop a weekly meal plan, freeze extra portions, and only buy what you need.

Image: via The Chive

And, of course… never shop hungry!

6. Shop around

Are you getting the best deal possible on your bills? It might be worth a second look.

Image: via Owned

Prices and deals vary hugely over time, so shopping around really is best to keep household costs down.

7. Support charity shops

The vintage look is totally in fashion right now, and you can capitalise on that by supporting your local charity shops – by both bringing old clothes and buying them.

Image: via Tuppence Ha’penny

Not only will you be helping a good cause in the community, but you’ll be looking better for less. Win-win!

8. Keep a money diary

You might not be aware of how much money you’re spending. In order to get a handle on what’s essential and what’s not, keep a diary of your weekly spend.

Image: via Cynful Musings

You might be surprised by the figures.

9. Leave the car at home

Cars can be a drain on cash – there’s petrol, upkeep, tax and insurance to consider.

Image: via Cardomain

At least one day a week, try taking public transport, cycling or walking to work and you’ll be surprised at how much you save.

And don’t forget, you can save up to 18% on your transport by using a Leap Card. Find out more details on what you could save here. Save much more with a Leap!

What are your cash-saving tips? Let us know in the comments.

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