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Dublin: 2 °C Saturday 18 January, 2020

Friday 19 April, 2013

Column: The insolvency process should be a competent public system that ensures everyone has access

The Personal Insolvency Practitioners (PIP) will not be given prescriptive rules around charges, meaning the person who is really in trouble and has no funds could be left on the insolvency scrap heap, writes David Hall, who says there are a number of issues that need to be changed immediately.

Thursday 14 March, 2013

Column: New restructuring targets for banks don't go far enough to help distressed borrowers

Banks need strict supervision – they have crippled us and can’t be allowed run free, writes David Hall.

Friday 7 December, 2012

Column: Four years of crisis, and still no clear deal on mortgage debt

The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.

Sunday 24 June, 2012

Column: Who regulates the ambulance services? You may be surprised…

If you own a dog or even a television you need a license. The same is not true for the ambulance service, writes David Hall.

Thursday 24 May, 2012

Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.

Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.

Monday 10 October, 2011

Column: Why should bankers have the right to judge us?

People behind on mortgage payments face humiliating personal interrogation from their bankers. We need a new independent solution, writes David Hall of New Beginning.

Thursday 1 September, 2011

Column: Families are being failed by our mortgage system

With 60 people a day begging for help with their debts, we must take action now, writes David Hall of New Beginning.