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Sunday 26 March 2023 Dublin: 7°C

# home loans

All time
# sell off
Calls for Dáil to be recalled after PTSB sell thousands of home loans to vulture fund
The bank sold its controversial Project Glas loan portfolio to a so-called vulture fund for around €1.3 billion.
# Mortgages
€200 million first-time buyers' scheme called 'subprime lending'
It will allow buyers to get mortgages for homes up to €320,000 in Dublin.
# wrong answer
Hoping for a mortgage rate cut from one of these banks? Sorry, not happening
They’re not giving much away, this mob.
# Mortgage crisis
Thousands of homeowners are drowning in debt - this is one of their stories
“It was like someone had a gun to my head. I was crying on the steps of the bank.”
# payback time
Permanent TSB is going to give a little bit of its bailout money back
The bank wants to raise €525 million from private investors and most of that will go to the government.
# the new rules
Average earner saving a €30,000 home deposit? Enda says that's 'achievable'
Strict new lending rules are coming in. But first-time buyers are still being allowed borrow 90% of a property’s value, up to €220,000.
# The Governator
The Central Bank's chief seems to have gone cold on relaxing its new mortgage rules
Governor Patrick Honohan says the “seeds of trouble” for a new bubble could already be growing.
# bust a cap
We should cap how much people can borrow or risk another property bubble
New loans could be capped at 80% of property prices and about four times buyers’ incomes, Central Bank told.
# less debt
Household debts going down, savings up (slightly)
Irish families now owe a combined €94.5 billion… and falling.
# Better News
Number of mortgage accounts in arrears FELL last quarter
The decrease is the first reported since the Central Bank began taking records in September 2009.
# Central Bank
Lending to households fell by €500m last month
New Central Bank figures show that lending to households continued to fall last month on top of a €471 million drop in July.
# Savings
Household deposits in Ireland's banks continued to fall in third quarter
New figures from the Central Bank show that the amount Irish households kept on deposit in banks fell by €482 million.