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QUIZ: Are You A Saver Or A Splurger?
All about the money, money, money…
AS JANUARY ROLLS around to a close and the longest month between paydays is finally over, it probably raised some interesting insights into your spending habits.
How did you cope with the five week gap between paychecks? Or, if you don’t get paid monthly, have you found this month difficult after Christmas?
Knowing how you deal with money is the first step in making any changes to your spending habits, and January is a good time to start thinking about that. So, are you a saver or a splurger?
Let’s find out.
1. It's almost pay day - how are you doing for money?
Grand
Struggling a little
Had to dip into my savings
I'm so, so broke right now
3. The sales are on and you spot something you really like but you still haven't been paid. What do you do?
That's what the credit card is for
Hope it's still there when I do get paid
Pay for it with my savings
4. Do you have a credit card?
For emergencies
Couldn't get through the month without one
No
Yes, it's a necessary budgeting tool for me...
5. Do you impulse shop?
So often that I just call it 'shopping' now
Never
On a very rare occasion
Only if I see something I can't live without
6. Do you budget?
It's the only way to know where your money's going
Nope...
In theory... but it's hard to stick to
7. Do you shop around for the best deals on goods and services?
For big purchases, definitely
Ain't nobody got time for that
I do a bit, but it's a lot of effort
Of course
You scored out of !
You're a saver
You're the kind of person who has the pennies you pick up off the street in long-term savings accounts. Fair play to you.
You scored out of !
You're a splurger
You love splashing the cash, don't you? You can't take it with you, as they say. Still, you could probably do with saving a few of those shekels on bills and whatnot... So you can spend it on more fun things, of course.
You scored out of !
You're somewhere in between
Neither a saver nor a splurger be. You're pretty sensible when it comes to cash - you flash it on occasion but you also know where to make savings. Ideal.
No matter what kind of a saver or splurger you are, there are always ways to help save yourself some money. One would be to get yourself some of the €370 million in available discounts on gas and electricity.
Head over to Bonkers.ie to find the best deal on the market for you, and switch!
Bonkers.ie – lashing the cash back at ya!
