Readers like you keep news free for everyone.

More than 5,000 readers have already pitched in to keep free access to The Journal.

For the price of one cup of coffee each week you can help keep paywalls away.

Support us today
Not now
Dublin: 18°C Friday 19 August 2022

VHI set to cut the price of health insurance on 26 of its plans

The changes are to take effect from 1 November.

Image: Eamonn Farrell/

Updated 10.05am

HEALTH INSURER VHI has said that it is set to lower the price on 26 of its 78 plans.

It also said that it was adding extra benefits to a number of plans including cancer care benefits, maternity enhancements and a new STI screening benefit.

There are price reductions in young adult rates, child rates and adult rates across a number of plans. VHI said that “affordability remains a key issue for customers”.

For young adult plans – for 18-20 year olds – the price across most plans has reduced by an average of 7%.

The average reduction on child rates is 12%.

The reductions in adult rates are more modest, ranging from 1% to 5% in the HealthPlus suite.

These adult plans, formerly called B, C, B Excess and B Option, will fall by 1% while the old plans E and D will see a price reduction of 5%.

The majority of these changes will take effect from 1 November.

The state-owned company said that it had also made a significant change in primary care benefits, through enhanced day-to-day cover and through the reduction of outpatient excess levels.

Making a difference

A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article.

Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

For the price of one cup of coffee each week you can make sure we can keep reliable, meaningful news open to everyone regardless of their ability to pay.

Dermot Goode, from, called it a “welcome and surprising development which bucks the usual trend of price increases in the run up to the peak renewal period”.

He said: “While it’s too soon to tell what affect this will have on the market overall, it will be interesting to monitor the reaction from the competition.

Some of the discounts are very small (in the region of €30 per adult) but given that most consumers would be bracing themselves for increases, this is a positive development

Declan Moran, director of business and marketing at VHI, said that the company was re-investing in its customers to “deliver more value”.

Last year, the company raised prices on a number of plans by an average of 3%.

At the time, Moran said that the main reason for that increase was “the rising cost of claims and in particular the rising cost of claims in public hospitals”.

Read: From September only VHI customers will be able to use VHI SwiftCare Clinics

Read: VHI to raise health insurance prices by average of 3%

About the author:

Sean Murray

Read next:


This is YOUR comments community. Stay civil, stay constructive, stay on topic. Please familiarise yourself with our comments policy here before taking part.
write a comment

    Leave a commentcancel