Advertisement

We need your help now

Support from readers like you keeps The Journal open.

You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.

If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.

Shutterstock/tommaso79
On the rise

Car insurance report: Payouts for whiplash must be linked to severity of the injury

The report finds the rise in insurance premiums are linked to the claims relating to soft tissue injuries.

THE AMOUNT OF money awarded in whiplash claims should be linked to the severity of the injury, the Personal Injuries Commission has recommended.

The commission was set up following a recommendation from the working group on the rising cost of motor insurance premiums and is chaired by Mr Justice Nicholas Kearns.

In its first report, which is due to be published in the coming days, it finds that the rise in insurance premiums are linked to the claims relating to soft tissue injuries following an accident, such as whiplash.

A number of recommendations are made in the report, which include the adopting a standardised approach to the diagnosis, treatment and reporting of soft tissue injuries.

It states the severity of injuries such as whiplash should be based on a gradient, depending on their severity.

Compensation awarded in the courts should be linked to that gradient, finds the report.

Such a change would improve the insurance environment in Ireland and prevent such high awards being given.

Training and accreditation of doctors who complete personal injury medical reports should also be put in place, according to the report.

The commission also recommends that such a gradient of injuries and the compensation linked to them should be included in future editions of the Book Of Quantum.

The Book of Quantum is a guide published to inform payouts for injuries claims. Last year, the Injuries Board, the state body which addresses the bulk of personal injuries claims, announced a major revision to the book.

Read: Is my car insurance void if I drive in a red weather alert?>

Read: Car insurance gone up? Insurers will soon have to tell you why>

Readers like you are keeping these stories free for everyone...
A mix of advertising and supporting contributions helps keep paywalls away from valuable information like this article. Over 5,000 readers like you have already stepped up and support us with a monthly payment or a once-off donation.

Your Voice
Readers Comments
25
This is YOUR comments community. Stay civil, stay constructive, stay on topic. Please familiarise yourself with our comments policy here before taking part.
Leave a Comment
    Submit a report
    Please help us understand how this comment violates our community guidelines.
    Thank you for the feedback
    Your feedback has been sent to our team for review.

    Leave a commentcancel