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Dublin: 8 °C Friday 24 May, 2013

Column: Centra’s gaffe isn’t the real problem here – our welfare system is

It’s not news that some benefits are spent on alcohol, writes Aaron McKenna. Time for a simple change to the system.

Aaron McKenna

THERE ARE TRUTHS that we know to be self evident, yet persist in being outwardly shocked and surprised about.

Politicians tend to be corrupt. Bankers tend to be idiots. (And vice versa). And a fair enough proportion of social welfare gets spent on booze that retailers make sure to have their shelves stocked in time for red letter days, like the one that children’s allowance is disbursed.

This week brought a moral backlash against Centra for the promotional offers that coincided with that particular red letter day. We have seen an ongoing war on the vast majority of people who spend their welfare payments in a manner above reproach, and on the majority of us who enjoy alcohol sensibly. What we haven’t seen is very much of a focus on the delinquent individuals who spend money meant for children on alcohol, cigarettes and other afflictions.

The truth that such people exist is self evident, but as per usual it is everyone and everything else to blame without grasping the nettle.

If there isn’t already such a thing as an award for marketeers who inadvertently explode their simple little business onto the national stage for all the wrong reasons, it ought to be invented and given to the Centra franchise that decided combining alcohol, children and welfare on the one promotional leaflet would be a good idea.

We can all agree that advertising alcohol on a leaflet aimed at a social welfare day was in bad taste. But in so doing the Centra franchise at the heart of the matter was simply being a rational economic actor: If sales of a particular product spike around a specific event, stock up and put your best foot forward.

‘If there’s a heatwave, stock ice’

If there’s a hurricane coming, get batteries and flashlights. If there’s a heatwave, stock ice. And once a month, every month, stock up on nappies and booze. It’s such an open secret among retailers that its not a secret at all; that excluding holidays and special events the single most regular spike in alcohol sales comes on children’s allowance day.

That’s not Centra’s fault. Nor is it the fault of the great many recipients of the allowance who put it to the use it is intended. Neither is it the fault of the people too rich to actually need it, but who receive it anyway because our government is too inept to means test.

It is the fault of the individuals who make a conscious decision to go in and spend that cash on alcohol. The retailer can, in aggregate, see what sells particularly well on a particular day and make a judgement as to why it happened. They cannot, however, judge the provenience of the cash handed in by one consumer from another. Nor is it their role.

The government is ever fond of acting as an interfering nanny to us all, except it seems in controlling how welfare payments are spent. Welfare is, after all, designed with a specific purpose of ensuring nobody on this island should ever starve or go cold. This is an end that has very little to do with alcohol, cigarettes or trips abroad.

‘We shouldn’t be making it easy’

A great many people receiving welfare payments put it to good use. But the government could easily stamp out, or make more difficult, the misuse of hard earned money if it started issuing welfare payments on debit cards with certain restrictions.

I don’t think it would be unreasonable, for example, to expect that not a single red cent of children’s allowance be spent on beer or cigarettes. For sure there are those who could get around such a system by timing their shopping, but such individuals are likely to abuse any system to ensure they can sate whatever addictions they have. What we shouldn’t be doing is be making it easy for them.

We really do need to have a proper discussion in Ireland on what welfare is really meant for. There are those who believe that people should simply be handed cash, as today, and do with it as they please. On the other side, there are many fools who believe that life on welfare is lavish and misspent by most – a truth most evidently not true.

But in the middle I suspect are a great many people frustrated to see some – even a euro is too much – of what limited treasure we have to go round being squandered and added to the profits of Diageo, Philip Morris or the Westies.

Welfare is not free money to do whatever one likes with. It has a purpose, and achieving that end should be the goal of the disbursement method used to hand it out.

Aaron McKenna is a businessman and a columnist for TheJournal.ie. You can find out more about him at aaronmckenna.com or follow him on Twitter @aaronmckenna.

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Comments (166 Comments)

  • Child benefit is a universal payment paid in recognition of the extra cost of rearing children in this country. Its the only payment made there is no tax break for children ( yet you can get one for a race horse) we as a country rate very poorly on investing in our future tax payers . The OECD completed research on this as did the department of work and pensions in the uk, they complied a survey comparing 22 countries child care packages. Ireland rated very poorly in the bottom group mainly because of death of services and high cost of rearing children ( I have the links to relevant information if any one wants it) We need to be very careful on how we suggest it is used ie debit card etc I do not see it ever working as parents are using Child benefit to pay bills, put food on the table and keep a roof over their heads not to mention childcare fees. For many parents the money is spent were it meant to be and infant the government completed research on this and only a tiny % spend it unwisely. So we should not suggest punishing all children over some bad parents. I worked with a group of parents called PACUB and know from speaking to many parents that Child benefit is a lifeline for many theses days my self included.

    Reply
  • Child Benefit is not a welfare payment. It is a universal payment to all children of the State.

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    • at last someone here who has realized that children s allowance is NOT JUST PAID TO THOSE ON WELFARE it is paid to ALL parents irrespective of financial income. yet again the usual b/s is banded about that everyone in receipt of s/w is either a drunkard a druggie or a ner do well layabout, when the truth of the matter is most people on welfare are decent hard working people who have been made jobless due to inept government and banking system that has destroyed this country, iif you want to vent your anger at anyone its the people who have caused this mess that you should have a go at NOT those who are victims of it.

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    • “when the truth of the matter is most people on welfare are decent hard working people” Sorry eric but i had to laugh at that joke ..
      1. How would u know most people ?? Severe Generalization !!
      2. As an ex Barman – I could have said the opposite, bar flies sucking pints down 7 days a week, seemingly having an endless supply of cash for booze and Fags – Absolutely Sickening to the genuine people that need welfare really.
      The gripes about go after the top down – ?? i mean really ??
      I say go after everyone !

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    • its no joke rob its true most of the people in this country who are on welfare/dole are there because they have lost their jobs, not by choice, most of them had good jobs and a decent standard of living and worked bloody hard to keep it, i think it is yourself that is guilty of ‘severe generalization ‘ along with a few others on here who assume that people on welfare live in the pub or on the drink, yes there are a few that do spend their time and money on the drink, but there are also plenty of people in cushy well protected jobs who take a ‘sickie’ when the mood hits them, because they feel ‘entitled ‘ to. and spend their sick day in the alehouse, how do i know? because i have also worked for over 25 yrs in the pub industry . as for’ going after those at the top’ these are the ones responsible for the mess we are in, so surly they should take the hit? the lack of regulation of the banking industry led to the crisis, along with the big bonuses and pensions and the developers brown envelopes, so why should it always be the ordinary man that takes the cuts?

      Reply
  • Eleen 07/07/12 #

    Aaron “let’s bomb Syria” McKenna lol.

    I’m glad so many people on here are taking issue with this article. Being on social welfare is no picnic, especially when there’s a new article/opinion piece/radio show almost every day giving out about how lazy we all are or how the system needs to be tougher.

    Needing every penny I get, my heart jumps into my mouth every time I hear people spout on about how social welfare needs to be cut. I’d be homeless if it is. And it’s not easy signing on every month, explaining how you’ve got no work offers, feeling like sh*t because they don’t even bother calling you back after an interview.

    Everyone I know who can afford it has gone back to education (even if it’s not what they want to do) in order to get off the damn thing, at least for a while.

    So Aaron, kindly stop bashing us over the head. This simple idea you’ve had is stupid and insulting.

    Reply
    • Eleen – Perhaps read the several references to how most people don’t misspend welfare, and how life on welfare is not a walk in a rose garden?

      Reply
    • Eleen 07/07/12 #

      I did, and I’m happy that you didn’t paint everyone with the same brush, fair play.

      What’s insulting is the idea you’ve come up with that we need to have a special card and have to have the state decide what we’re all allowed to spend our money on. I’d feel like a child. I feel like a child already with so many people trying to decide the best way I should act/grovel/work for my money.

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    • Well no ones asking the government to stop you buying white bread and change to brown – There asking to stop buy alcohol

      Not much to ask is it ?? ?

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    • Eleen 07/07/12 #

      No, Rob. He’s proposing a system that would give the state complete control over how I spend my money. That’s the issue. Not what they choose to stop me buying. It’s the principle of the thing. You can’t legitimately stop people buying alcohol without resorting to drastic measures like this one because there’s no real way to police it.

      What are they going to do? Make it a requirement that people have to show proof that they’re employed in shops or else they can’t be sold alcohol, cigarettes etc?

      Why would we allow people on social welfare to be suddenly stripped of their dignity in this way?

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  • There will also be those who abuse the welfare system and spend their payments on non essential items or items which have no benefit to the child. However restricting child benefit in the manner which you propose is insulting to the majority of those who spend it responsibly. The needs of those who really need a payment like child benefit can change from month to month. Restrictions on how the money is spent would be nothing but unhelpful.

    Reply
    • The user gets a debit or credit or credit type card. There aren’t really restrictions to the moneys intended use. Can you point some out, genuinely.

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    • James I can think of plenty of places that would not be able to accept debit cards, local schools, private landlords, private childminders, the child themselves. The money is not and should not be restricted to businesses which can accept debit cards.

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  • True the word free schooling is a misnomer, and the cost of living here is the fifth expensive in the eurozone. hence the rates of welfare is a little higher. But when we are discussing child benefit, again I’m reminded of the reason for the handout in the first place, it was a subsistence provision, in the very early welfare state system, provided to support the mother and children when the farther would either booze or bet away the weekly wage. When we talk of booze and the poor in spirit, I’m reminded of the ‘London Gin’ epidemic when getting smashed was the only way of taking time out of the misery of poverty and depression. The Centra is only servicing what has gone on for centuries. Broken, poor, dispirited people, depressed people fall back on stimulants to block out the misery of their ‘private sufference’ – deal with that and maybe you’ll break the cycle.

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    • Eleen 07/07/12 #

      “Broken, poor, dispirited people, depressed people fall back on stimulants to block out the misery of their ‘private sufference’ – deal with that and maybe you’ll break the cycle.”

      Well said.

      Reply
  • In 2008 there where 90’000 people unemployed.after the bang that jumped to 450’000 plus another 100’000 that has left the country. So to suggest that these people are “sucking” your money out of your pocket only shows how easily you can be lead by the real con artists, your government and their banking buddies.it not the welfare system that is robbing you and to suggest that it is somehow both the cause and the cure is ridiculous.shame on the journal for printing this Shit and adding to an already very sensitive issue.we get enough of this from RTE and the government.there are no jobs in this country.Michael Taft suggested that for every 1 job there are 50 people.so if people can’t get work and you don’t want to help them out,well why don’t we take them all and gas them!! And the vast majority on the dole paid RRSI.so it not your money their takin,its their’s as they have paid into this social insurance policy in case Shit happens.well Shit happened so get over it.

    Reply
    • @Andrew, Fair points raised.
      I do agree that there needs to be some discussion on the welfare system, but to blame welfare claimants for the Centra debacle is tagging everyone to any ridiculous advertisement and too lump all people in welfare with those who have possible addictions.

      Its akin to priests all being tarred as sex abusers when we actually know that majority are not. If it does start a proper debate then maybe this is one avenue to explore, but I have a fundamental problem with the article, so maybe an addition to this article would have been to propose proper mechanisms to address this, which it doesnt. But fair play Andrew, like your passion.

      Reply
  • So the scandal over a Centra add bring JA/JB recipients into disrepute. The article is on many instances clear that its not ALL welfare claimants that spend their money on booze, yet the focus seems to target everyone in that the payment system needs to be addressed.

    If we are to have a decent discussion on this then maybe we should look at how advertising standards in Ireland are really lax as well. Maybe we could also include the vagrant revenue defaulters, maybe even how banks operate, now there’s a discussion.

    No one believes that the welfare system in Ireland is A) Run properly B) Assists thee most in need C) takes consideration for the most vulnerable in huge debt D) Actually gives people a DISPOSABLE INCOME

    But unfortunately this article makes sweeping statements that have little real bearing on the problem at hand. If we are angry at Centra then fine, lets see who will take an Advertising Standards Complaint from the above welfare bashers?? Suspect NONE will.

    So AUTHOR, with your first HAND EXPERIENCE of this, maybe we could have a real debate on the merits of the STATE SYSTEM that welfare recipients must abide.

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  • Nice theory, but It is more nanny state stuff and it makes a lot of assumptions. Not everyone has the same life, hence cash being the fairest.

    I put the very welcome childrens allowance entirely towards childcare so that I can go to work and save up for some college fees in a few years time. Childminders don’t take debit card.

    Not everyone goes to tesco every week. I get my food from local places. The only things I get in a supermarket are detergents. My local greengrocer is small and doesn’t take debit card. Why discriminate against his business in favour of giant places.

    Unless you start to create and maintain some sort of giant holier-than-thou list of who is deemed suitable to receive the money, then Cash is Fair.

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    • Places that don’t take card ate in the minority, this has nothing to do with supporting big business, it also minimizes elements of the black economy thus supporting jobs. Your downside isn’t worth the positives out achieves.

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    • It depends on what you think the extent of the problem is. There are no statistics as this isn’t monitored at all. I would hope that people who starve their children and drink the benefits are a tiny tiny minority of parents. I don’t think that everyone else, like responsible parents, and small indiginous businesses, should suffer for that minorities misbehaviour.

      It is a sledgehammer approach. imagine the cost in setting this up. Databses of retailers. Mechanisms for payment. Issuing these cards. Plus the invasion of privacy issues. Everything I buy in is now on file in a government office? No thanks

      You are also writing off everyone that doesn’t take a card as the black economy. This is simply not true. When raising a child the cost profile changes throughout their life. You may be paying a creche initially. I don’t know any creche that takes card, but they are all HSE registered and pay their taxes. Then you go to school and need to give the school money for a collection for a leaking roof, or a school trip. And you want to buy some secondhand books for your child off a parent with children a year ahead to save buying new ones. The child gets older and maybe you want to give them some pocket money to give them some financial experience in how to save and buy things. All of these require cash, and are for the child.
      .

      Even if it was implemented, the chances are that the parents that do this are also entitled to some other benefits that are received in cash. Or they would have the ability to trade their debit card with other people for cash. So it wouldn’t even work to address the original issue in the first place.

      So, overall, nice idea, and I see it is coming from good intentions, but it is just impractical.

      Reply
    • Eleen 07/07/12 #

      Yeah, it’s very impractical, poorly thought out and therefore has the potential to do more harm than good. Besides, welfare and child benefit are separate things. Aaron should have done a bit more thinking with this one.

      Not so hot on the idea of giving people even less control over their lives either. If we have a problem with people abusing the system (and the number isn’t as big as everyone thinks), why does everyone else have to suffer too in order to stop them? Surely we can come up with better ways to deal with this problem.

      Reply
  • Without thinking too much about it, the debit card didn’t sound like too bad an idea but after reading P Wurples comment and thinking more, it’s not a good idea at all. Most families on a monthly basis spend multiple times 140euro on their children. So depending on pay dates, direct debit dates, an account could be empty on child benefit day. So if child benefit arrived to an empty account and ended up paying a direct debit electricity bill the next day having a week earlier for example paid 900 euro childcare. Is that misuse of child benefit? It’s a naive at best idea.

    Reply
  • This article serves the interests of the people in power, class conflict has always payed dividends for government as it takes the eyes off them and places the blame for societal ills on the most vulnerable. A debit card idea is laughable and strikes me as a extreme right wing view, next we will be removing social security payments altogether and replacing them by putting groceries in people’s homes, telling them what they can eat and how much, buying their clothes, turning their electricity and heating on/off at certain times and THREATENING them that this will all come to an end next year and they will have to hunt wildlife to survive.

    This article has been blown out of proportion as it was intended and I’m extremely surprised that the editor allowed for it to be published. Of course there are people who are irresponsible with payments that is the reality of life, nobody has the right to judge or condemn anyone without fully understanding or being open to understanding the factors relating to the situation. If people are casting assumptions of these ‘parasites’ (some of you seem to view them as), lets also assume that maybe they have mental health problems, suffer from depression, are under educated, illiterate, physically + mentally + emotionally abused, have disabilities, addictions, isolated and marginalised through discrimination and prejudice.

    By the way I only have 1 leg as I lost it in 2010, have been refused disability allowance and am getting cut off illness benefit on the 31st of this month as it only lasts 2 years, I live in a 1 bed council property and have worked all my life previous to losing my leg, I am able to live a life of basic survival but would like to return to employment after recently completing a degree but I suppose I’m just a working class disabled free loader who is trying to con the government and society out of free money and accommodation. Oh and I buy 2 bottles of wine a week out of Lidl but maybe that could be stopped through whatever future form of social security I’m provided with.

    Reply
    • Well said!

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    • @Donal
      I completely concur with your sentiments and you put your side very well. The Author or maybe as a by product, has produced a piece that has got people posting and thinking. The editor allows such topics and articles and rightly so. Im more concerned at how people respond as we often see the “not so nice bits” of people personalities and morals coming out.
      What you have acheived and overcome must be applauded and fair play to you. Our anger is well placed in terms of how society view / treat / dismiss those experiencing difficulties. Unfortunately we need a proper outlet to inform policy makers as I dont think Secretary General of the Dept of Social Protection would be reading this.
      Here’s hoping you get a position that deserves your intellect!!!!!

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  • Aidan 07/07/12 #

    The debit card idea is excellent, especially when it comes to child support payments.

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  • I hear Michael O’Leary gets his horses hair braided with his childrens allowance ..

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  • It’s a ridiculous idea. If there are people out there determined to buy alcohol or drugs with their money, they will inevitably find a way. We would end up seeing what happens in the US with the food stamps. Drug addicts in the poorer parts of cities are known to sell their entire food stamps for a fraction of their worth just to get their hands on some cash. There would be plenty of people out there willing to hand over €60 for a card worth €140 or €150.

    The problem isn’t the amount of the payment, it’s not very much considering the cost of raising children today. The reason it is at the level it is is because Irish people do not have free schooling or health care (unlike the rest of our European neighbours). I know it is “free” to attend school but by the time you buy school books, uniforms and pay the “contribution” to the school, it costs at least €1000. Well, that’s how much it cost for each of my Secondary school children last year. I know it’s about half that for Primary school.

    Basic welfare payments are not too high here, it’s the other nonsense that racks up the welfare bill. People having their electricity, gas bills paid. Non nationals getting allowances to buy cars if they say they are being subjected to racist abuse on public transport. (I know that sounds bizarre but my brother runs a car dealership and has received SW cheques specifically to buy a car). Allowances for communion outfits and outfits for the siblings attending. Rents paid in areas that shouldn’t be covered by SW. You name it and the state seems willing to pay for it.

    Reply
    • Also, when someone on SW has a baby, they receive money to buy the pram, cot, car seat, steriliser etc and this is all fact! When we had our last child, I had lost my job and we were really struggling on the single income. i bought my pram etc on Rollercoaster.ie, a site where people sell their baby products second hand. That’s what SW recipients should have to do, not get the money for new ones!!

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    • That is my difficulty with the welfare system too Andrea. I see too many students coming to school looking bedraggled and uncared for without their books even though an allowance has been given to their parents. In some cases that allowance is not big enough. So. Scrap that. Give the uniform and the books instead. And shoes. Then the money goes to where it should. Children’s allowance is not a social welfare payment so that is not a welfare issue. But people exploiting the system is an issue. I cannot understand how questions are not asked of those who fund an extravagant lifestyle on barely an existable amount. Throw those people out of the system and there will be more available for those in genuine need – and there are plenty of those sadly.
      While the article was not correct in its information regarding children’s allowance being a welfare payment it has raised interesting comments here.

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    • John F 07/07/12 #

      Its deplorable that working people have to scrimp and save and make do with second hand while those who bleed the system all their lives get everything handed to them no questions asked from the cradle to the grave, This type of entitlement mentality needs to be stamped out! We’re borrowing with heavy interest to fund excessive un-capped welfare payments, its about time some people in this country were given a reality check!

      Reply
    • @Andrea
      there is no mechanism in the welfare system to pay the complete bill for gas / esb etc. Some may get help i.e. a contribution from the Community Welfare but it is only this a contribution and not complete payment. In the North West the payments for communion outfits were lowest in the state and the amount of people who applied and were turned down reached 70 odd percent. Rent supplement in my region is considerably lower than in other areas of Ireland and the supplement has been reduced 4 times since this Government took office with the likely outcome of it being abolished complete (according to senior welfare officials). I agree with the bulk of your message, however the article above does little to enhance the debate on the real problem.

      Reply
  • SeanR 07/07/12 #

    Ah, again someone floats the bogus idea that loads of people on welfare get all sorts for free stuff and blow their allowances on alcohol. It’s like a red rag to some bulls who’ve commented on this article because they heard some bus conversation on the 46A about a black guy who got a helipad installed on his roof so he could fly to the welfare office… some of them are, underneath it all, probably and rightly angry at being shafted in turn due to the financial crisis we face. Where people are struggling, scapegoats will be found. People on welfare, yeah they’re doing the system! And single mothers? They’re just the new “confederate mothers of seven” on Hall’s Pictorial Weekly, they’re obviously spending their child allowance on booze in Centra!

    The problem with the article is that it completely ad hominem in the worst style of the US GOP or Tea Party, that is I make a statement that could be a load of old cobblers but it could be real because I’ve said so. However, there are no facts. Perhaps you might like to look at how people on welfare cope with poverty, how they live in fear that rates etc. will be cut in December’s budget, and so forth. You might find unemployed and those in employment are struggling with similar issues.

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    • I assume that was meant for me. I am not talking about people who are struggling on basic welfare payments but you are the one who is deluded if you think there are NO people living a very comfortable life on Welfare because they know how to milk the system for every penny they can. I’m sure there must be a way for people to find out the breakdown of the money spent by the department. Nothing I said is untrue, look into it and prepare to be amazed. There are currently 440,000 people on the live register approx. Let’s say for calculation, they all get €200 (some get more, some get a lot less). Multiply that by the weeks in the year and see what you get. Then subtract that from the yearly Welfare bill and see what is left. What is the other money going on so?

      Reply
    • Hey billlionares who pay no tax are robbing us blind but poor people are SHOCK HORROR drinking alcohol to drown their sorrows. Lets blame the latter for our problems and not the former.
      I love it when little D4 Roish heads who’ve never worked a day in their life have all the answers for us working and the poor.
      I wonder why isn’t anyone suggesting that bankers, builders and speculators who’ve destroyed the economy be made to go on the wagon and have to give their fingerprints, their right eye and 20 questions everytime they get 1 billion (like the 1 billion every quarter that goes to Anglo Irish) from us working and poor slobs.

      Reply
    • Hey Andrea here’s some stats to worry your little head about.
      -Jack Ronan and Richard Barrett owe NAMA €2 billion and yet get millions in rent from the Irish state.
      -Bernard McNamara owes billions yet gets a salary for his “specialist” business expertise of €200k.
      -One billion went to an unsecured bondholder in Anglo Irish Bank a week ago.
      -the top %5 richest people have €220 billion
      -450k people are on the live register because that %5 are sitting on their wealth (that us working people created in the first place) and capital investment has dropped by 70% in the last 4 years.

      Reply
    • @Chris, wealthy people are generally wealthy because they worked hard all of their life to get there, they deserve their wealth, you can’t turn around and say, ‘You worked hard, now give us all your money’, less of the childish Marxist drivel (i’m a Marxist by the way)

      Reply
    • Eleen 08/07/12 #

      wealthy people are not generally any more hard working than most other people. There are so many more factors to consider. Like, how some jobs pay more than others, how some people have more support from their wealthy family which helps them get into better schools and get them the high paying jobs.

      It’s a manufactured decision that some professions and jobs have a higher standing in society than others. That for example, working hard every day to raise a family (therefore contributing greatly to society) has no monetary value and therefore no real value at all. Working hard – you can work hard all day every day cleaning hotels and get nothing for it. Others work hard all day and get lots for it.

      Wealth is not all down to working hard, or even contributing to society. So to say they deserve their wealth is pretty problematic.

      Reply
  • At difficult times like these, I always just stop and think, “What would Bertie do?”

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  • Dear Journal why is it all your ‘challenging’ opinion pieces tend to attack the poor? How about ‘time ireland stopped being a tax haven for the wealthy – what do you think’

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    • Why is it that a “challenging” opinion piece about money grubbing opportunism in the PRIVATE sector, manages to attack the poor?

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    • @Seamus
      The way it is loosely framed. What I read in comments is that no-one has attacked the validity of the Private sector to make money, yet some seem to be of the opinion to question how the Social Protection payments are spent. Not merely by saying in some cases that “they get too much” but also “they should only be allowed to spend it on certain items”.

      So for argument sake You Work and get your Pay, then are told how you can spend it and maybe we post an article that suggests that it not the pay you got but what you spend it on is a serious problem. Ahemmm maybe you might just say “go bog off” or maybe you would say “Yeah thanks for Helping Me” (NOTTT)
      If it focused on the Centra Add then ok, or simply on Welfare then ok, but to mingle the two and suggest that Centra has no real fault, that the welfare created this is INCORRECT.

      Challenging is one thing, commenting back with some experience based information is another.
      Hope this help!…..

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  • In the US they had food stamps and certain vouchers for specifics like baby food or formula (prob still do). When I worked in a supermarket the hardest job was telling people they couldn’t by cigarettes with food stamps or soda with vouchers for baby food, etc. The grief I’d get, was worried they’d be waiting for me when I got off shift. Often they’d just leave to find somewhere else that wasn’t as strict.

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  • The welfare system in this country is simply away too generous. When we have one of the highest minimum wages in the world and you are still better off on welfare there is something seriously wrong with the system.

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    • Aidan 07/07/12 #

      The dole/job seekers benefit itself isn’t too generous, but when combined with the rest of the allowances it becomes excessive.

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    • David correct me if i am wrong but i assume you are neither on benefit or the minimum wage.

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    • Aidan hit the nail on the head there. It’s the combinations of welfare that needs to be looked at, not the rate. I have to laugh every time I hear someone saying that €186 a week to pay for everything you need on a weekly basis in Ireland in 2012 is too generous. Maybe try it sometime.

      Reply
    • Try living on around €188 when you have to pay mortgage, house insurance, life assurance (due to mortgage), electricity, oil, phone, internet, TV licence, travel costs, food, clothes and the list goes on.

      Interesting that a discussion on children’s allowance becomes another opportunity to bash people who are on social welfare. As if the loss of structure, social contact, morale and self-esteem of not having a job is not enough.

      And yes, money is being wasted. It is clear from the article above. No means testing of children’s allowance and money been spent inappropriately. But sometimes the people with the purse strings don’t care about the wastage of certain money. Towards the end of last year a friend of mine pointed out a flaw in the medical card drug scheme, where money was been wasted, and no one has get back to her or done anything about it.

      Please do not tarnish all people with the same brush. Some people are struggling. Life without a job can get pretty miserable. But there is a need for HOPE and SUPPORT. And a community spirit. When I mean support, I mean support in helping people become a productive member of society. Without support people will fall through the cracks and end up ‘self-medicating’ with alcohol etc Or wasting their life away gambling addictions or with other distractions.

      Reply
    • David 07/07/12 #

      @ Robin. And if the welfare system in general wasn’t so generous there would be more money to go around for people like you. It’s the people that make social welfare their career with free houses, medical and everything else that are sucking the money out of the system. They concentrate in certain areas of cities in general and the rot gets passed down through generations.

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    • It’s times like this I actually feel ill “being in business”. What is it with people who run businesses that they think they have the life experience and answers for everything. It drives me nuts. Please take it from another “business man” that I do not like to see social welfare recipients being bashed and can only imagine the mental struggle most of these ppl go through on a daily basis without getting some trolls and business “experts” telling them that 186euro is too much to provide for themselves. We all know corruption exists but it’s minimal so all this crap the business community peddle is self serving society loathing horse manure!

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    • And to quote Jim Daly from further down the comments on this page: “Child Benefit is not a welfare payment. It is a universal payment to all children of the State”.

      There has to be a better way of administering this payment so that it reaches the children who need it eg healthy meals in schools during school term or reasonably priced, quality childcare for working mothers. They are just suggestions.

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    • David

      Will you ever stop talking crap Nobody gets a free house. You have to pay rent to the Council every week and if you dont keep up in rent payments you will be out on the streets. THAT IS NOT A FREE HOUSE.

      Reply
    • David 07/07/12 #

      @ John. Ya rent of 70 euro a house. WOW. And all repairs, maintenance, etc. is free……..

      Reply
    • @Diarmuid Twomey: Absolutely right on! For my sins I earn my living “in business” too. Why is it all the self-appointed spokesmen for the business community are such life experience-free rightist nuts?

      Is there anyway to persuade the journal to take this guy off? His special pleadings have no logic, they are merely provocative,mans they are ill written. Toxic combination.

      Reply
    • Eh? ‘mans’? Should be ‘and’.

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    • In 2008 there where 90’000 people unemployed.after the bang that jumped to 450’000 plus another 100’000 that has left the country. So to suggest that these people are “sucking” your money out of your pocket only shows how easily you can be lead by the real con artists, your government and their banking buddies.it not the welfare system that is robbing you and to suggest that it is somehow both the cause and the cure is ridiculous.shame on the journal for printing this Shit and adding to an already very sensitive issue.we get enough of this from RTE and the government.there are no jobs in this country.Michael Taft suggested that for every 1 job there are 50 people.so if people can’t get work and you don’t want to help them out,well why don’t we take them all and gas them!! And the vast majority on the dole paid RRSI.so it not your money their takin,its their’s as they have paid into this social insurance policy in case Shit happens.well Shit happened so get over it.

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    • For some mindsets welfare will always be too generous. The mindset is fed by ignorance, prejudice and all the nasty characteristics of human existence. Indeed it reminds me of a quote from Charlotte Bronte. “Prejudices, it is well known, are most difficult to eradicate from the heart whose soil has never been loosened or fertilised by education: they grow there, firm as weeds among stones.”

      Narrow minds will always be more vocal as they are not possessed of the ability to examine issues using variables that contradict their opinion which has already been set in concrete. Thankfully today the goodness in humanity prevails over the darkness proffered by the empty and ignorant minds so evident here.

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    • try being self-employed and getting NOTHING from the state. I’d give my right arm for 180 quid a week. believe me.

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    • I agree with Karl Marcks, especially in relation to the writer of this ‘article’.
      I really wish the Journal would stop publishing his right wing & odious claptrap, and i am at a loss as to why he feels he is an expert on what Ireland needs to do. It makes me wonder about The Journal’s agenda in allowing him a soapbox on a regular basis.
      This does not mean to say that i do not believe in reform of the welfare system. I believe in the system, but i also believe it should benefit most those who need it most.

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    • I wonder from some of these comments if you took the time to read the article before launching torpedoes?

      I think I repeated two or three (or more) times that the majority of people spend their welfare above reproach.

      I also mentioned, near the end, that those who blather on about life on welfare are patently wrong.

      RTFA.

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    • David 07/07/12 #

      Of course Charles, that is all just your opinion.

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    • @Aaron RTFA is a bit strong. I personally was initially responding to the comment “The welfare system in this country is simply away too generous. When we have one of the highest minimum wages in the world and you are still better off on welfare there is something seriously wrong with the system”, hence I am in the Reply section. How on earth could I be better off on welfare? over 4 years ago I had a good job and a good salary.

      Reply
    • @aaron as was I too! Rtfc perhaps?

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    • @Aaron, maybe you should have titled your opinion piece a little better if you didn’t want this reaction. “Column: Centra’s gaffe isn’t the real problem here – our welfare system is”. The Centra gaffe concerned children’s allowance, which is a benefit given to all parents of children in this state. I have read the article. The piece ended up being yet another rabble rousing divisive article giving the opportunity to bash welfare recipients.
      I completely agree that child benefit should be spent on the child by the way, I just found this article objectionable from its perspective. I can only presume the writer does not have any children or does not have to depend on this allowance. Glasshouses etc.
      One further point, people in receipt of welfare have paid into the system themselves until they have been unlucky enough to lose their jobs, the “my tax money and where it being spent” angle is quite patronising to these people to say the least.
      On a side note, as a businessman, this is not entirely good PR for prospective or existing customers of which I was one. I’m sure where your customers cash comes from isn’t an issue when it comes to your sales.

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    • Sick and tired of the lamentable whining of the unemployed. Benefits/assistance are too generous, I know, I was on benefits for 12 months in 2010/2011. As for the argument that there are 50 candidates for every job, This may be true but why are there also help wanted posters in restaurant windows all over Dublin. And as for the lady who says that she has to pay her mortgage out of her unemployment assistance, you should be on an interest only mortgage which would be fully covered by welfare. Why the he’ll am I helping you to pay off the capital on your house? And you forgot to list your broadband/smartphone bill in your list of expenses. There are not enough jobs for everyone but there are jobs. Perhaps you are too well educated to clean toilets.

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    • @Michael I couldn’t even be bothered responding to your inaccurate information. I recently heard that 247 people applied for a temporary position. I obviously know that banks allow temporary periods of interest only and moritoriums. And even restructuring. Next thing you will be telling people who are out of work, sometimes through no fault of their own, that they shouldn’t have a phone or access to the internet. I love the way people throw the “too well educated” or over qualified line in too, and make assumptions about others.

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    • Yes Robin, you are correct. Unemployed people should not have broadband if they use it to post laments about how they have to scrimp and save to afford it. Broadband is a luxury not a necessity. Every town in Ireland has an internet cafe.

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    • @David. You are right. But at least it is not an opinion formed using the narrow of narrowest minds.

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    • Well for you with your top paid job? I laugh at how the likes of you cast stones at people on welfare, you obviously haven’t been on welfare and tried to survive with kids and have the worry of bills rent and food ect, so don’t write something you know nothing about!

      Reply
  • The writer’s opinion as stated here doesn’t appear to be based on any actual facts or information. He uses the phrase “self evident” twice, and “evidently” towards the end of his column, but he doesn’t actually cite any evidence.

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  • Here is an idea for you; instead of placing controls on how and what people on social welfare do with their benefits, why dont we place controls on thre movement of capital and money accross the globe, and insist any banker, multi millionaire, hedge fund manager or financial speculator spend their wealth on only on basic things or invest only in productive things, otherwise the money is confiscated and put to a useful purpose eg feeding the straving, building hospitals etc etc.
    Whats that sound; howls of outrage about state interference in private affairs?
    They “earn” their money? Oh yeah, forgot how the bankers, speculators captains are worth a 1000 times the average mortal. Save your moral outrage for a worthy target.

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  • It is not just welfare funds that have a specific public purpose.

    We also conscientiously spend a lot of public money on tax breaks for wealthy people with the specific public purpose of allowing them to create jobs.

    If such tax breaks were provided in a more tailored and focussed fashion, the wealthy would have to actually create jobs and would no longer be able to squander their publicly funded tax breaks on stocking up wine cellars, creating cash caches in other countries, and buying expensive cars for their children to crash when leaving their jet setting drink and drug fuelled parties.

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  • Reading threads like this makes me despair. If you were to believe some you’d think dependance on welfare was the lifestyle to beat all lifestyles.
    I would challenge anyone who thinks so to try it for a while and see how it matches up to the anecdotal nirvana many portray it to be.
    It doesn’t.
    Yes there is a minority who abuse the system, but people need to wake up to the reality that the people sucking this country dry are at the top end of the overall system and social welfare bashing serves a very useful purpose in diverting attention from this.

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    • I was unemployed for years from the age of 20 to 23. Loved it. Best years of my life. It’s not the end of the world if you don’t work. You have so much free time to spend with friends and family. As long as you’re not greedy and want a lot off stuff and holidays abroad, you can live quite happily. I did it for years. :-)

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    • @Rommel, I have to say, there are times when I (without fail, weekly) see some of my neighbours walking up the road hammered with a can in their hand while i’m heading to the bus stop on a Monday morning to work, that I wouldn’t mind swapping with them, and can’t help wondering, ‘Am I only going into work for 40 hours this week so these guys can get p*ssed every day of the week?’ Just saying, that’s MY reality

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    • Eleen 08/07/12 #

      Narrow way to see it. Your taxes are going into a lot more than that, and the number of people abusing the welfare system is not as big as people always make it out to be. That’s one of the easiest ways to divide people, by exaggerating the figures and turning everyone against unemployed people so that there won’t be too much complaint if welfare is cut.

      It’s frustrating to see people obviously abusing the system, but then we don’t know too much about their lives or what they’re going through. It’s just as bad to pass judgement on people as it is to be drunk on a monday morning.

      I think the whole country is terrible at dealing with people who abuse the system – top to bottom. But the minuscule amount of people abusing the social welfare system is a drop in the ocean compared to other abuses that seem to continue and drain the country dry.

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    • Speaking of narrow, I don’t think it’s a small, insignificant amount of people, I think it’s sizeable, I see plenty of examples, you don’t know what people who go to work are going through either so your point is invalid, only people who are unemployed have had a tough time? I’m not passing judgement, for me to do that I would have to be in an ivory tower somewhere far detached from what’s going on, I’m just relaying what I see on a daily basis, sorry it doesn’t sit well with your own personal views

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    • Eleen 09/07/12 #

      I’m not trying to take sides here. But your anecdotal evidence – no matter how true – isn’t any way to make a judgement call on this issue. The media and government are doing a damn good job of hyping the figures of welfare fraud and making everybody mad over it, therefore justifying their budget cuts etc.

      Here’s something to consider:

      “We have had television investigations, newspaper headlines, attention-seeking politicians all claiming massive fraud. But out of a budget of nearly €20 billion, the Department of Social Protection has found only €25 million in fraudulent payments – or about 0.1 percent of the entire budget. So where did this famous ‘€600 million’ in fraud come from? And why is the real level of fraud so much lower?”

      “First, the €600 million figure is not the actual amount of fraud in the social protection system. It is what is known as a ‘control saving’ according to the Deputy Secretary General and the Minister of the Department:

      ‘Control savings are not actual moneys recovered by the Department . . . ‘ (Deupty Secretary-General)
      ‘Control savings are not actual monies recovered by the Department . . ‘ (Minister)

      What are control savings?

      ‘This figure is the value of the control activity in the Department and if this work did not take place there would, over time, be a similar increase in total social welfare expenditure.’

      In other words, if there were no controls or inspections, there would be over time an estimated €600 million in over-payments. This is like the Gardai estimating the number of murders that might take place over time if there were no police force. Or the Revenue claiming the estimated level of tax fraud if there were no audits and checks.”
      (http://notesonthefront.typepad.com/politicaleconomy/2011/11/this-claim-is-getting-tiresome-minister-of-state-fergus-odowd-has-said-that-the-government-believes-it-can-save-600m.html)

      There’s a lot more to consider too, if you want to delve into the facts of the matter. Either way, all of us sh*ting on about welfare fraud and lazy bums are wasting our energy. There are, as has been pointed out before, bigger fish to fry.

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  • Where is your proof social welfare payments (a fair amount you say) is spent on booze? Also, are people on the dole not entitled to a few cans? Right-wing agenda, go away please.

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  • Richard 09/07/12 #

    Another day, another cynical opportunity to put the boot into the poor. Spare us the claptrap about how it’s only *some* parents who are inappropriately spending benefits on alcohol: the whole point of this kind of rhetorical manoeuvre is to advocate a regime of control over the poorest in society, in terms of whether they fall under the category of deserving poor or irredeemable untermenschen.

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  • yep, a debit card would be good but not enough. I’d suggest recipients wear a clown’s outfit and ring a bell when out in public

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    • Egallag 07/07/12 #

      Gas. Sorry but I feel a lot of the ‘discussion’ here could end with that thought…public service workers, social welfare recipients stick on yer red nose honk honk … Unclean unclean

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  • For the most part I think AAron McKenna’s articles are informative, educational and very well written. However this piece of writing shows little insight into what it feels like to be living below the poverty belt. Crushed by life and responsibilities and with very little resources – if one didn’t have a periodic blow out of whatever description just to lighten the burden in order to get through every once in a while I’m afraid a great many people would go to the wall.
    Very easy to be judgemental and correct when there is enough money to make sensible choices, but when you don’t have much choice and are continuously trying to make ends meet – ends that don’t actually go anywhere near meeting in fact,then life becomes at best an endurance, a drudge and an uphill struggle to be negotiated as best one can. Now we all have different ways of managing our resources, but unless you have been at the bottom of the shit pile and fully understand the social and other ramifications of experiencing such a position, then I think your opinion is fairly indicative of a morality that condones such social tiering and hierarchy within our societies in the first place. This kind of bigotry and ignorance is universally endemic and massages egos in terms of how much better than these people we are as we look down our superior noses at them.
    And yes, of course, it goes without saying that not everyone at the bottom manages resources or lack of them similarly, but hey maybe we should lighten up, be a bit more generous before we get in rabid condemnation mode and understand that we are all differently abled in all directions.
    The real issue is their are more than enough resources to go around but we don’t appropriate them fairly and we need the underdog to make us look good.

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    • I disagree with your opening. (I know you are trying to be nice!) Almost every piece written by Arron McKenna on this website is based on pure unadulterated prejudice. Not one single article of his has been written with the benefit of erudition nor is erudition evident from his qualifications or bio. The only value to society of these types of articles is that it affords us an insight in to the mind of the unthinking masses.

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  • The local pubs here in Cork in lets say some of the less well heeled areas of the city do cheap drink promotions and and have Karaoke starting at 3pm on the 1st Tuesday of the month or as is know in there parts “Micki day”
    Maybe one way to discourage this type of thing would be to stagger the payment and pay out each month to people on different dates.
    Looking at the other side of the coin for most of these ladies it is is there one day out in the month and it gives them the chance to mingle and meet each other and actually have a bot of fun

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  • I am so sick of these welfare columns – I swear this is the LAST time I read it!!!!
    Welfare is too generous, too much and people spend it on booze….
    Man 210 Euro with small child and no job around, no money for filling the oil, fuel etc. – VERY generous. And its not good I agree but still I can understand and feel compassion for men especially sitting at home, doing nothing. It is very hard especially on men to be long unemployed, taken away their role every man has. And for gods sake is not everybody entitiled to spend their money on what they want? If I hear, probably from a woking person, ONE MORE time that the welfare system is a problem and too generous I am going to throw up!!!!!

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  • Couldn’t agree more

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  • What is it about the provision of basic provisions that brings all of these ill-informed people out of the woodwork. The idea that the state willy-nilly hands out everything that the benefit recipient demands is utter nonsense. Cocktail party and dinner table gossip feeds these urban myths and provides the ignorant with the opportunity to parade their fatuitous stories on the back of ill-researched, moralistic pieces such as that above.

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    • I agree David it’s a pretty poorly shaped piece which has elicited a deluge of unsupported allegations and comments.

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    • @Bert, you sound like you’re at one of those cocktail parties, I don’t know if you live in a deprived area of the city centre, but there’s evidence everywhere, impossible to escape, people on the buses with buggies in the early afternoon struggling to manage with their 10 shopping bags (after they’ve got on with their free travel pass), packed outside the local pub smoking EVERY day of the week and all day Saturday and Sunday, when you’re woken up at 4am most Sunday mornings by alcohol-induced screaming and domestics, it’s not about being ignorant, it’s about being p*ssed off and tired

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    • Eleen 08/07/12 #

      Nice you can so easily judge what’s going on in everybody’s lives like that.

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    • Eleen it comes from observing human behaviour over a lot of years.

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    • ‘You re-acted ha ha’. More drivel.

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    • Eleen 08/07/12 #

      Sorry Bert! My other comment was directed to You Reacted Ha Ha!

      I agree with you :)

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    • Eleen. Realised that later. I was reading a piece on the web last night about the nature of Irish social psychology. The writer raised the question thus,
      ‘What makes it possible for a Christian people to dehumanize, loathe, and abuse their own kind merely because they are poor? How can these gentle Catholics be so filled with malice based exclusively on social rank?
      This malice is amply borne out in some of the posts in this thread.

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    • Bert, you are so enlightened, how could I be such a fool, I renounce everything I said, I look forward to hearing of more articles you read online that reinforce your belief about how great you are, insecure much?

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    • @You reacted ha ha. You’re too kind. I’d say though that insecurity is more your area of expertise.

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    • Ditto old bean

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    • Eleen 09/07/12 #

      Bert, I know what you mean, it’s crazy. I think the reasons for such hatred stem from a deep insecurity and bitterness. Insecurity because being poor or less fortunate is a much closer reality for most people than they’d like to think, and bitterness because life is sh*t and hard work so even the idea that some people get it easy (no matter how untrue that is) just makes people angry.

      And as a nation, we really haven’t been very lucky, or very wealthy. The best way to rise above is to define yourself as better than the rest. So we’re better than those alcoholic welfare rats, we have standards, we don’t wear pyjamas to the shops because we’re not lazy filth, etc. But we’re all in the sh*t together right now, one way or another. Some are more fortunate than others, but none of us are really to blame for anything that’s going on right now. If we’d only accept that and work together, maybe we’d get somewhere.

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  • People should go up to Donnybrook Fair on a saturday morning they have a small post office at the back of the shop and see the posh mothers who let there children allowance build up and collect months and months of it in 1 go because they dont need it, and then go off and spend it on the best and most expensive wines and food which are in the shop, this system is an absolute joke. Im not into bashing people on welfare but its being abused, i know loads of people who havent worked in years and they EXPECT money to be in the bank every week but dont put anything back into the economy

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  • Can anybody on here tell me why someone would be receiving €405 from Dublin City Council every 3 months? My work collegues Iranian flatmate moved to Germany last December to live with his German wife and hes still getting paid this sum. THIS is certainly a joke! He has also run up credit card debts of €10,000 and was here as an asylum seeker. How can this be allowed to happen?

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  • Children’s allowance is an income supplement. Working people with children get it aswell as unemployed people. People seem to be turning this into a welfare debate.
    I can’t see any reason why a debit card wouldn’t work for it given that very few shops don’t accept them now and people can surely be properly means tested this way. Flexibility with things like childcare payments could surely be arranged by calling to your local welfare office and arranging a direct debit or something similar.
    Whatever system is put in place the present one needs to change as its too open to manipulation but it must ensure that it’s not genuine people who end up being punished like they usually are in this country.
    P.s surely centra are to blame here too?? Such immoral advertising should not be tolerated

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    • Sounds like a ‘I know somebody who knows somebody’ story which is treated as truth because no proof is presented. Did you hear this at the golf club or in your local watering hole?

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  • @Alan
    Thank you for your comments. My intention was not to make a Martyr out of myself completely the opposite, I just wanted to bring awareness to the reality of the situation for many people in society and it just so happens that my situation is relevant.

    It strikes me that we don’t see articles about those who are employed and spend money on alcohol, cigarettes and whatever other vices whilst depriving their children of their needs, would love to see the percentages of that and see what the comments are. Maybe they are entitled as they earned the money and shouldn’t be questioned over their parental obligations but it’s easier to condemn those less fortunate and vulnerable. It is as you put it the personalities and lack of awareness of people and quite rightly comes down to morality.

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    • Donal,
      For any fair debate or awareness creation we need all to be included, then we need those directly affected by whatever it may be to be at the actual table forming policy. There is an assumption that those on welfare whether it be full payment or part payment cant advocate a common sense opinion. The problem with articles like the one that has enthused some is that it is based on, well thats the point we dont know what it is based upon. Suffice to say that the author believes that he is a Campaigner and actively engaged in his community,but it strikes at the heart of his piece when he assumes or throws out unclarified or unfounded “bar talk opinion”.

      If we were to see articles about those in high paid jobs and their exploits it wouldn’t generate many comments as from a purely news it flops. When did you last see the exploits of the rich or moderately rich be investigated on RTE news or Primetime ??

      I dont think you are a martyr, but I do think your opinion carried more sense than that of the Author. If i could suggest that you put your story of what the REALITY is in type and send it to thejournal.ie then opinion is backed up by FACTUAL and real life stories. Consider this as its only when real stories from people experiencing the real affects of the system that can INFORM and make AWARE to the misinformed society that we live in, NEEDS.
      It shouldn’t be up to us to make Government and wider society aware of the realities, but some times its the only mechanism available to challenge attitudes!!!

      Too often we have so called experts on shows like Frontline – Vincent Browne commenting on what its like to experience poverty / social exclusion etc, yet we dont see those who have direct “relevance” have the same opportunity.

      Fundamentally we need to enhance the stance of those disenfranchised and place those experiencing these issues at the heart of our nations policy making.

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  • Would these be Ulster Bank debit cards then? Which is the greater source of blood-sucking parasites on this island; the unemployed or the banking sector Mandarins?

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  • Err folks debit cards or vouchers sound great, but do any of you remember the old butter vouchers? I don’t know if they still do them but I know back in the 80′s when they did it was the self righteous buniness community who conned the state and exchanged them for whatever you wanted, and it was usually cigarettes then, not all the business community but everyone knew who did and who didn’t.
    People will always find a way to get what they want, and there will always be someone willing to sell it to them, for a price. Its business.

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  • I can’t believe what i have just read….what a load of tripe.

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  • The entire social welfare system in Ireland is corrupt. There needs to be more policing and a zero tolerance across the board. What exists currently is a product of an inept government, no matter who is in.

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  • Apart from some of the practical problems with the debit card suggestion, it’s a move back towards a truck system:
    http://en.wikipedia.org/wiki/Truck_system, which is deeply retrogressive.

    Welfare payments — whether they are universal or income-dependent — are not a means for enforcing public morality.

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  • Welfare is not free money to do whatever one likes with. It has a purpose, and achieving that end should be the goal of the disbursement method used to hand it out.’ There’s really only one acceptable way of achieving this laudable goal and that is to relocate welfare recipients to the same place, control their inputs and outputs and make sure that no boozing goes on. In fact, the best of all would be to give them no money but feed and clothe them from a central provision. You could control their diet precisely, as well as that of their children. It would make a sizeable dent in the obesity problem too, as well as providing Irish companies with a good outlet for their sub-prime produce (no need to feed these people A grade stuff – they wouldn’t recognise it). Then the bastards would know the leaning of lager.

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  • Wow! and I thought Centra were just stupid, but you say that children’s allowance day increases alcohol sales and they are merely responding to the market and lost their common sense on the way? That’s literally stealing from their children isn’t it?

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  • why not scrap the children allowance altogether and use the money to provide a truly free education service ? instead of paying the money to the parents through the dept of social welfare give the money to the dept of education and make them provide the school book, copies, uniforms and all the other stuff needed, you could also do the same with the back to school payment , make the system like the one used in the u.k where text books and research material is kept in the school and the students just bring in their copy books pens and pencils, this would also cut down on kids having to carry heavy rucksack full of books they are not even using that day and thereby save a fortune in future health problem relating to back and spinal disorders. but mainly it ensures that the money IS BEING SPENT ON THE CHILDREN and not on anything else. it would also give the dept of education a much better chance of teaching to a decent standard.

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  • I worked in a shop years ago, back when they had butter vouchers. The shop owner was hounded by alcoholics. As a result the butter vouchers were exchanged for alcohol.nI do like the idea of the debit card system, but if it was more like a social credit system where no cash is involved. nAnother Idea would be no tax on certain items if you are in the social welfare system. nDoes it make sense that our tax funds that go to people on the dole are taxed again on the goods they buy?nThen it would be possible to reduce the social welfare without too much pain to all involved. n

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  • I would split the child allowance. 70 a month goes to the parents and the other 70 goes in to a deposit account of sorts for when the child reaches 18 (€15,000 it adds up to without interest) to help with 3rd level education or training.

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  • Ah Andrea, a future finance minister! Do all that then take away the number you first thought of, do the hokey cokey and turn around. Was it the four of clubs? Was it?

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  • one thing about welfare is that (unless genuine) there should be a time limit that you can be on it!
    Suggest 3 years as is, then 15% reduction every year there after for another 5 years, therefore a gradual reduction over 8 years, after that good luck.

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    • there’s no JOBS……

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    • Eleen 07/07/12 #

      There are interviews you have to go to to prove you’ve been looking for work. You’re required to sign up to fas. They could have more regular interviews to make sure people aren’t messing around but I think that’s as far as it needs to go.

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    • John F 07/07/12 #

      10,000+ jobs listed here Andrew! If people we’re given a time limit to be off welfare they wouldn’t be long finding work. The social welfare system is to comfortable for many, would be amazing to see how fast unemployment would fall if welfare recipients we’re told – You’re benefits will cease after June 2013

      http://irishjobs.ie/ShowResults.aspx?Recruiter=Both&Category=&Location=&Keywords=Any+Extra+Keywords%3F&x=71&y=12

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    • @John F
      10,000 jobs and nearly 500,000 unemployed and no figures for those “underemployed” ok lets see. Some of the positions advertised on this site are “forever” roll overs. Meaning that some employers keep the add alive even when the have filled the position in case someone better comes along, plus the fee is considerable reduced if you take a long term advert as opposed to a new one each time.
      Break down the actual live jobs and you can also see that one advert covers many regions, i.e. looking for Bank Manager in Dublin / Kildare / Meath so this 1 job will be show as 3 as they will be advertised in all three regions and not just Dublin.

      If this is your answer to address the unemployment system, well thanks for your effort (ahemm)

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    • John F 07/07/12 #

      Thank you for that informative reply Alan about how IrishJobs.ie listings work. My response if you read all the comments was to Andrew who mentioned that ‘There’s no JOBS!’ I beg to disagree. A lot of people on welfare delay seeking welfare or wait for the ‘right’ job because they can, There is no time limit to get off benefits, or a date set at which after benefits will be cut. If you cant find job to suit you here re-skill or go overseas. I commute to the continent and beyond for my job, I could very easily have taken the ‘no jobs’ mentality and stayed on welfare!

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    • Eleen 07/07/12 #

      The only reason there isn’t civil unrest in Ireland like there is in Spain or Greece is because we actually have a decent welfare system. There are not enough jobs to go around, and whatever is there right now for many are part-time or temp jobs, resulting in people needing welfare supplements on top of their wage.

      If there’s going to be a time-limit, start battening down the hatches because things would kick off in no time.

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    • @John F
      I appreciate your point, there are few jobs that can be accessed by the masses. I also applaud you and you willingness to travel for your employment. I do feel thats its a sincere pity that you must leave to find employment, but you must also appreciate that not everyone can travel for work as there are many reasons why some cant up and leave to get employment forgetting the obvious barriers.
      I wish you well in your endevours, but again Im more concerned with the “no jobs mentality” as well for this is often the real case for some. Re-skilling is an option (leaving costs aside) much of the focus is placed on skills that wont get work here moreover placing people ready for moving away “educate to leave” scenario.

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  • “Won’t someone please think of the children”. A lot of people are not only complaining about the content of this piece but also at the fact that it is there at all and who wrote it. At the end of the day, a lot of people have referred to this piece as an article, as if it is in some way news. Its on opinion piece, the title at the top is “Column: Centra’s gaffe isn’t the real problem here” etc. Its an opinion “column” and not written but a journalist (which he never claims to be), but by “Aaron McKenna” who “is a businessman and a columnist”. Surely the idea or concept of a “column” piece is to raise questions among the readers, to provoke a response, hence this piece has in fact done exactly what the editors wanted it to do. We aren’t going to solve the problems of the welfare system etc. on thejournal.ie but we might at least provoke debate, so I say well done Aaron McKenna for doing your job.

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    • As with any article / column there comes some modicum of responsibility. If as we suspect that this is an OPINION then I accept this, but it must also be allowable to analyse the piece if I or other feel that the sentiment is incorrect, otherwise why publish it.
      If he is a businessman and columnist then he can stand over his claims as evident or statements that were/are factual/unfactual. I accept that provoking a debate is no bad thing, but I have issues with how the debate is framed in its initial stage as what should be a serious issue falls in to a slagging match as a consequence of the article / column / piece / opinion / published typescript whatever you wish to call it.
      Create a debate that asks questions that cover a broader sphere rather that simply target a section of the community that are experiencing difficulty and in many instances have little means to lobby for them selves.

      If Aaron wanted to get a debate of sorts going then he succeeded, but I wouldn’t class this as a success.

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    • I don’t know why I feel the need to defend someone I don’t know but I think the debate is fairly wide from the outset “Centra’s gaffe isn’t the real problem here – our welfare system is”. He doesn’t say “Centra’s gaffe isn’t the real problem here – our welfare system recipients are”. I don’t see how the piece targets “a section of the community that are experiencing difficulty and in many instances have little means to lobby for them selves”. I read thejournal.ie all the time, particularly the “columns”. I have in the past been irate with some of them sometimes, but for the most part they are provocative enough to foster a debate even if I am totally averse to the opinion of the writer, and this, unlike debate in a newspaper is an open forum where everyone and anyone can share their experience or opinion.

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    • @pdrg
      The point Im not making too well is if I say that all “non nationals” should be evicted to save the state money, this can be viewed in so many different perspectives that the focus of the original “provocative” debate would / might be lost. I read thejournal.ie frequently as well and as a forum for debate it offers an outlet for expression which is positive in itself. However when it “PERTAINS” to subjectively include a section of the population that have little means of redress then i do have a concern.
      If the piece had a problem with Welfare candidates or Centra then there wasn’t much need to include both as part of the piece. If Centra was the focus why not ask why such a campaign was allowed / agreed / acceptable. But to be fair it included and evolved into a piece about Welfare.

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  • Debit card idea is fantastic, and it doesn’t require ridiculous r&d. The technology is there already and easy to implement. Most businesses that issue company credit cards have had this in place for years.

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  • There is also a huge proportion of single young lads who have been brought up to learn to live on 188 a week. Live at home with their parents or on rent allowence. Pay the bare minimum to feed and cloth themselves and then go on the lash every weekend.

    I know this because I am surrounded by them here in Mayo. I am also surrounded by young unmarried mothers in their early 20s with livein boyfriends/partners who openly admit that they will never get married when they can simply get massive handouts for just existing. You have to remember, these are people who dont have aspirations or goals. They have no will to better themselves.

    Then the otherside of the arguement where you have geniune workers who were screwed by the system. Having worked for years, paying tax and contributing to the economy who have only a years worth of ‘stamps’ and get 188 but also have a family, are married and have a mortgage etc

    I know this one lad in particular. He hasnt worked in 7 years. Doesnt drive, lives with his mom. He is 33. He couldnt give a **** about anything, only the beer at the weekend. He only has to sign on once every month. He has NEVER have an assessment or a review by the Social Welfare or FAS after all this time.

    If the governent steered more of its staff to weed out these wasters, the amount of money that we would save would more than pay for this staff and would also save the country untold millions.

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  • Centra’s gaffe isn’t the real problem here – our national attitude to alcohol as a some kind of absolute essential is.

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  • .

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  • Ireland has the highest birth rate in Europe. In my opinion is a good thing. We need our children’s generation to work and grow our economy someday. So changing our child welfare system should not be a priority. It seems to be a good system at the moment.
    Although- in my opinion some Social Welfare payments and benefits seem way too high. I personally don’t spend more than €188 a week.( not including rent) I work full time and I drive. Sometimes I think if I just stopped working the only difference would be that I’d have more free time.
    To sum up – Child Benefit good – other social welfare payments are a bit generous.

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    • Eleen 07/07/12 #

      188 is the maximum you can get, over 25. Before that it’s 144. It’s not easy to get rent allowance – not all places accept it. I can’t get it. I spend 188 a week – food, rent, bills. The other benefits are always tougher to get and depend on circumstances. You’re means-tested for them. I’m looking to get a medical card (because I don’t have more than a tenner to spend after the basics are covered), and I have to send bank statements, proof of rent etc.

      I consider myself extremely lucky that I’m relatively healthy, young and free to be able to live on the dole. It’s definitely not too shabby at all for a single person over 25. And the extra benefits you can get potentially would lead to a pretty decent life. But there are times (after the feckin huge gas and electricity bills – jesus) when you’re in tesco, deliberating over spending your last 2 euro on toilet paper or printing off some more CVs, that can really get you down. Being on the dole is not good for people’s self esteem. People want to be able to support themselves, it’s a basic human trait. Some may not but they’re definately a small minority else the human race wouldn’t have gotten this far.

      I don’t think social welfare and benefits are too much really. Maybe in some cases. But I think in general they’re just enough to live on without feeling completely demoralised.

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  • Entitled to a few smokes as well ya? Entitled……

    My brother works in the local pub this summer while he is on break from uni. He sees the same winos come in on thursday for cans and sees them Friday and Saturday nights. And we aren’t talking 10 or 20 people.

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  • There’s always Sainsburys for bargains of all types.

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  • I wrote to Joan Burton and I invited her to watch all the un employed drinking in the pub where I work,She can see for herself that they get to much money on the dole.I work hard every week to pay for these clowns to party.

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    • She can probably get the same result by spending a few hours in the Dail bar! ;)

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    • @richard
      I agree that some on a welfare payment go drinking, but please dont assume that everyone “…get to much money on the dole” and that all on welfare spend on drinking. Thats not the case in many instances.
      I appreciate that you work and see some spend like no tomorrow, but this is more the exception than the rule. If you could write to Joan Burton again and ask her to look at specific cases and also engage the HSE to make assessments on people who may have addiction issues or mental health issues then maybe those who are really struggling wont be classed as spongers…. Thanks.

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  • I posted a comment earlier but then I got thinking after reading some of the other comments, and people were coming from different perspectives but I thought to myself in the middle of a crippling recession everyone in both the private and public sector who is employed is being asked the same question, is the money we are investing in this product/service/person being used effectively. I think at the end of the day, those who are questioning the welfare state as it currently operates are asking that question. Its the same question we all face every day, so querying where people spend money raised from the taxes of those lucky enough to be employed isn’t quite as shocking or controversial as some people are making it out to be. From reading comments from Donal Bligh (amongst others) I don’t think any logical person is begrudging welfare where it is needed and where there is not enough support then there should be more, a lot more individualized and practical support, but where there is investment in a person in the form of welfare/child support etc. (or might I add any form of state subvention be it student grants/politicians junkets/semi state company boards of directors etc. etc.) then surely there is a necessity for accountability as to where the money goes.

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    • Accountability for how money is spent may be no bad thing.
      But let me be frank. Until Politicians or I’ll go further ALL PERSONS PAID BY THE STATE SHOW ME WHERE THEY SPEND THEIR MONEY AND ON WHAT, then and only then should we ask those on the lowest possible payments to DO THE SAME.
      As for overacting, yes this is the case as it is a sensitive matter to question the vulnerable, especially when if truth be know the amounts we are talking about in the bigger scheme of Payments to politicians et all is minuscule, yet I havent seen a supposed article ask how much did X politician spend on food and what type of food did he/she spend it on and should he/she really be eating Spanish imported pasta instead of home grown spuds :)

      Im not disagreeing with your point for questions to be asked as to what money is spent on within the welfare state, funded by taxes or loans from the EU. But if we are going down this route then we must also question those at the top end of state spending FIRST. (lead by example…..)

      As has been born out throughout the various comments posted, maybe we did get irked at the Author, again, justly so in my opinion.
      So if we are all to be accountable for our spend and actions, then these rules must also apply to the ENTIRE STATE SUPPORTED STAFF. Bet there would be uproar the likes thejournal.ie has never seen should there be an article or the opposite, stay quiet and it will all go away, aka Challenging the Croke Park Agreement…..(cough cough) lol.

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  • Provenience? You need to have a word with your proofreader.

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  • There is one easy solution to this debate; tax all income, regardless of where it comes from. If somebody’s total income is low, they pay no tax; if it is high, they pay their share, same as everyone else.
    There is an anomaly that needs to cleared up here. If a worker makes provision for his old age by contributing to a pension, and also qualifies ( by virtue of his contributions) for a contributory state pension, all of this income is subject to tax, where appropriate.
    On the other hand somebody on a high income can have additional income like child benefit and pay no tax on it. If that same person qualifies for a contributory (non means tested) pension, they pay tax on it. Why tax one income stream and not another?
    Taxing all income will sort out all of this, including removing the disincentive to work that is in the system. Ok, the jobs are not out there like they were, but even in good times there were almost 100,000 people out of work while we imported an equivalent number of workers from abroad.
    Even today, the government is issuing visas to hundreds of workers every month, particularly in the agri-business sector, to fill jobs that Irish people won’t take up. Why should they, if it pays them better to stay at home?

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    • Increasing the Tax base is not “one easy solution to this debate”.
      We are taxed on our labour, our goods and services, now our own homes, our RTE that hardly anyone watches, our death, our inheritance etc etc.

      The money collected is mostly squandered. Fix that first and you will see a roll on effect across all levels of public service and sectors of society.

      A recent example on how we waste.
      Just yesterday, on the journal.ie, there was a story on how we are going to borrow millions (At interest) from the central bank to build extra classrooms for many schools around the country.
      We already have 10,000s of builders out of work, and building suppliers craving for business. So instead of diverting some of the tax money that we have already borrowed and let filter through the economy, which will come back in taxes – we instead borrow AGAIN which will create more interest to be owed and then more money we will have to borrow just to pay that back. So in ‘putting people back to work’ using this financing method, we are putting a sticker plaster over the problem and also owned more money in the process.

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    • There are no easy solutions, but there are some FAIRER than others that would be more palatable than others.
      Its the palatable ones that this country wont take.
      If anyone can point me in the direction of a decision that was morally and common sensically passed to favour those in need over those who weren’t please post the link here.
      Tax is one measure that could be implemented, but the implementation of any new measure must be proficient and properly managed and Im my opinion Government and Top Civil Servants have failed on these for years

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    • If somebody earning (say) 40k, and paying rent/mortgage is paying tax, why should somebody picking up a total of 40k on welfare and rent allowance etc be exempt from tax? The system has to be fair, and to be seen to be fair, apart from the issue of incentives to stay outside the workforce.
      The reality is that we are borrowing money to pay a minority who won’t work, while issuing work visas to people from abroad to take up the jobs. We’re a laughing stock.
      I don’t blame the people who chose to pass on these jobs btw, they are right to get the best deal that they can for their families. If that means staying at home, so be it. The system had to be overhauled though, and we have to look at tax as a way of doing it fairly.

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  • It is too generous. Yes I was on it and laughed everytime I pocketed the money. However, I saved it, went back to college and re-trained in a completely different field. So many lie around complaining there is no work. If there is no work then f**k off to Oz and get work or cut your losses and go back to college. That’s all there is to it. Going back to college you get your Back to Education Allowance. You keep your dole until you finish. So many have sat on their arse’s waiting for the €2.50 a block they used to get. Get over it, it’s not coming back for a LONG time and when it does, the value in perpetuity will equate to the same rate now. I see so many people in my home town on ‘dole day’ in the pub. People who live with their parents getting €188 a week. For the 9 months on the dole I looked up loads of courses and completely changed careers and i’m now in great employment with fantastic money. Most I know told me I was mad re-training. I’m laughing now. The bang hit in 2008. Most would have a new degree by now. Most would have a masters or H-Dip instead most sat on their arse’s.

    I say most, not all. I know many like myself however I know the lady in my local welfare office who told me about 5-10% go back to college the rest come in expecting the money saying it’s “not enough”.

    Move on or move out of the country.

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    • Eleen 09/07/12 #

      you’re talking only about young people. people with families won’t have such an easy time of it. Also, good for you that you could save any of that dole money, I’m young and have to spend every penny to survive. If you’re lucky (young, single, free, living at home/having a family to support you), the dole is feckin great. For everyone else, not so sure.

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