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Senator: Bank workers should be taught suicide awareness

Bank of Ireland on College Green, Dublin (File photo)
Bank of Ireland on College Green, Dublin (File photo)
Image: James Horan/Photocall Ireland

BANK EMPLOYEES WORKING in debt collection should undergo suicide awareness training “as a matter of urgency”.

Labour Senator Lorraine Higgins has said that banks have “moral and legal responsibilities to customers” as “untold pressure is being put on ordinary people to repay debts after being sucked in by the lure of easy credit”.

The call echoes that of businessman George Mordaunt, who has spoken openly about his struggle to deal with debt. Writing in TheJournal.ie last month, he described how his local bank had said they were aware of the risks in dealing with customers struggling to repay debt, but were trying to change how they dealt with them.

The Senator said that she had spoken to people who were “despairing” over the treatment they received by the banks.

“These people are on the edge and feel they have no support,” said Senator Higgins.

“While I acknowledge and understand the corporate world works on an entirely different basis to most others, we must seek higher standards from those tasked with debt collection”.

Anyone demanding payment of a debt is guilty of an offence under the Non-Fatal Offences Against the Person Act if they subject the debtor to alarm, distress or humiliation, the Senator pointed out.

“We need to be more active in securing convictions against those who breach this criminal code,” she said.

Over 500 people took their own lives in Ireland in 2011.

Senator Higgins called on Labour Minister Kathleen Lynch, who has responsibility for mental health, to address the issue “as a matter of urgency”.

The East Galway Senator also said that every secondary school teacher in the country should be trained in suicide awareness and prevention.

“It is imperative that we assist teachers in being able to identify early warning signs and ensure our young are educated that suicide is not seen as a permanent solution to a temporary problem”.

Column: Your bank, your debt or your mental health – which will crack first?

Column: Suicide isn’t just about depression – it’s about all of us

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Comments (20 Comments)

  • Conor Oneill 13/01/12 #
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    What about their customers!

    Reply
    • old fecker 13/01/12 #
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      is it not to teach bankers and teachers to identify people under stress do they don’t push them closer to suicide ? rather than look after the bankers

  • Martin Matthews 13/01/12 #
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    Five point plan, based on do not wait for a crisis before you look after your self.
    All children and adults should be be

    1.made more aware of their emotional health 2. be supported to recognise their life coping skills and strategies, 3.encouragement to speak to one another about difficulties or successes we may have. 4.Identify people who will support us,
    5. if we do access health professionals insist they really do listen to what is being said.

    Self help starts with you, part of self help is asking others for support

    Reply
  • Neicy in Cork 13/01/12 #
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    I think as a country we should be educated . I agree self help is important but the stigma must be removed if we are to fully and effectively deal with suicide in our communities. This includes not only prevention
    but also support for those who are left behind especially children.

    Reply
    • Martin Matthews 13/01/12 #
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      I think stigma against mental health difficulties begin with ourselves, do not be afraid to talk, and others won’t be, not saying stigma does not exist but it is up to us to reduce it, a mental health difficulty is a normal human experience.

  • John Brennan 13/01/12 #
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    From the article it sounds like the banks do have a duty of care towards their customers. From a purely covering their ass point of view I’d be surprised if those working in recovery departments of the banks have not received some basic training to identify customers that are at risk of causing harm to themselves/others. As to what action staff are obliged to take when they encounter these situations one can only speculate.

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  • john g mcgrath 13/01/12 #
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    Agreed and perhaps some manners and service code might be of benefit too

    Reply
  • Maurice Danaher 13/01/12 #
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    Might be no harm to get the Revenue Commissioners to get some training too in view of the way they delt with the Pensioners recently. Anyhow there is plenty of anecdotal evidence of Revenue causing suicide.

    Reply
  • Eileen Gabbett 13/01/12 #
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    It just shows how bad things have become , that to cover their asses the banks are telling their own stressed out staff how to identify a potential legal action ,sorry . suicide attempt. If I seem cynical to this idea then you would be right . I am still trying to figure out the depth of my reaction to this suggestion. Horror! Amazed, Anyway I do not think that a bank worker whose own job is under threat already are not the ones in a position to diagnose a potential suicide.
    ” The Senator said that she had spoken to people who were “despairing” over the treatment they received by the banks. ” If I were the Senator I would be despairing over the state of the mental health service and the health service in general. It is incumbent on everyone to save a life if it is obvious that the person can or will or looks likely to self harm,0and most people will, but to add it to their responsibilities is a bit rich.

    Reply
    • Eileen Gabbett 13/01/12 #
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      ”Anyone demanding payment of a debt is guilty of an offence under the Non-Fatal Offences Against the Person Act if they subject the debtor to alarm, distress or humiliation, the Senator pointed out.” Not many people would know this !

      Also on the other point of training teachers on suicide awareness , this is something that I will agree with . Having said this , teachers are very astute and aware of their students and like anyone else will step in and support a student in difficulty and get them help, with or without training. I think training gives a person the added confidence to trust their own instincts when they come into contact with a person who is suicidal. The Samaritans run courses to my knowledge. During the course of my job I did a course with them and like I said it gave me the confidence to trust my own instincts. It paid off too .

  • Chris Mcdonnell 13/01/12 #
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    Her party bring in an unfair household charge and promise to inprison those who don’t pay and she wants the banks to train for suicide.
    The banks can call your phone and send letters and not much else yet her government will and can lock you up.
    It’s the labour party who needs training on suicide awareness.

    Reply
  • Pat Murphy 13/01/12 #
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    so if they demand payment of the household charge, does this constitute an offence under the quoted law, if you are unable to pay? e.g. self Unemployed people that don’t qualify for exemptions

    Reply
    • Desmond O'Toole 13/01/12 #
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      No, it doesn’t. It appears from what the Senator says that it’s not the demand for payment that constitutes the offence but “… subject(ing) the debtor to alarm, distress or humiliation”.

  • Desmond O'Toole 13/01/12 #
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    Well done to the Senatyor. It’s about time that the banks (and other creditors) were called to account for their bullying of people with payment difficulties. I also was not aware that the law offers a sanction against harrassment of people with debt difficulties. I agree with the Senator, it’s about time the law was used to tame these banks and to put manners on the senior managers who push their front-line staff to pressure people in debt.

    Reply
  • HELLO SPRUIKER 13/01/12 #
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    THESE WINDBAG POLITICIANS WANT TO STOP DITHERING AND SORT OUT THEIR BANKRUPTCY LAWS NOW!!!!!

    OR WE WILL BE SPENDING ALL OF OUR TIME LOOKING FOR THE BODIES OF INNOCENT PEOPLE!!!!!!!!

    Reply
  • HELLO SPRUIKER 13/01/12 #
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    2 SUICIDES IN OUR (SMALL) AREA IN THE LAST WEEK!!!!!

    Reply
  • Dave McCarthy 13/01/12 #
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    Of course, let’s create another government department that oversees that. More parasites!

    Reply
  • DeclanFlynn 13/01/12 #
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    To whom it concerns, we are going to close down your business, repossess your home and destroy your life. By the way how are you feeling, emotionally?

    Reply
  • Chrissy Buckley 14/01/12 #
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    I thoroughly agree with it, they have a hard job having to listen to everyone’s life story, We cannot make our payments and the hardest thing is answering the bank and trying to explain why.

    Reply
  • Audrey McGrath 16/01/12 #
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    I heard about this just now on RTE’s the Frontline. I work in this area and we are very aware of how tough it is for people at the moment and do our utmost to help and it is the ordinary Bank staff who have to deal with these situations. It is professional people trained in the correct area that should help these people in relation to their mental health. Also from a personal point of view I have been affected by suicide directly my brother died in 2009, so to all those people giving out that bankers do not understand think again…

    Reply

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