Advertisement

Readers like you keep news free for everyone.

More than 5,000 readers have already pitched in to keep free access to The Journal.

For the price of one cup of coffee each week you can help keep paywalls away.

Support us today
Not now
Thursday 7 December 2023 Dublin: 11°C

# how i spend

All time
Money Diaries: A PhD student on €16K living and studying in Dublin
This week, our reader is earning very little during a PhD but manages her spending by planning lots of homecooked meals.
Money Diaries: A 25-year-old finance analyst on €45K living in the family home in Clare
This week, our reader feels lucky to be able to live with his parents rent-free while saving up for a deposit to buy his own house.
Money Diaries: A management consultant on €62K living in Dublin with his dog
This week, our reader is disciplined in managing his finances while overpaying on his mortgage.
Money Diaries: A bank analyst on €63K living in London but working through Covid from home in Cork
This week, our reader is back with his parents and working remotely from Cork during the pandemic.
Money Diaries: A software engineer on €50K living in Dublin with her parents to save for a home
This week, our reader has moved back to the family home in order to try to save money for a house, which she feels is out of her reach.
Money Diaries: An occupational therapist on €54K working through the pandemic in Dublin
This week, our reader is busy working in a hospital and watching spending to save for a wedding.
Money Diaries: A charity shop manager in the south of the country trying to make ends meet
This week, our reader is a charity shop manager receiving the Covid payment while lockdown continues.
Money Diaries: A retired lecturer in Galway documents life and spending in lockdown
This week, our reader has been cocooning throughout the Covid-19 shutdown.
Money Diaries: A project manager in the north west on €43k who is used to working remotely
This week, our reader and her fiancé are busy renovating their home as they prepare for the birth of their first child. They are used to remote working.
Money Diaries: A charity worker at home during the shutdown with her wife and two teenage children
This week, our reader juggles work, parenting and looking after her wife, who is ill, during the Covid-19 shutdown.
How I Spend My Money: A 25-year-old design engineer working at home in Carlow
This week, our young reader tries to close the purchase of a house while working from home during shutdown.
How I Spend My Money: A 22-year-old graduate surveyor living with family in Dublin
This week, our reader adjusts to life in Covid-19 lockdown and finds she’s spending a lot less.
How I Spend my Money: A 55-year-old office administrator from Galway with four children
This week, our reader details the week she spent in early March as Covid-19 became a public health issue in Ireland.
How I Spend My Money: A 37-year-old who just signed on the dole before the Covid-19 crisis hit
This week, our reader comes to terms with life in isolation on a small budget.
How I Spend My Money: A 35-year-old manager from Dublin earning €55,000 living and working in Sweden
This week’s reader lives on the west coast of Sweden and owns an apartment with his girlfriend.
How I Spend My Money: A 28-year-old doctor commuting from Dublin to the midlands on €63,000
This week, our reader is a junior doctor saving to buy a house with her boyfriend.
How I Spend My Money: A 55-year-old woman in Dublin who cares for her elderly mother and works part-time in a shop
This week, our reader explains how she and her husband bought their house in 2003 for over 500K, which caused them some hardship, but now they live a happy life of careful spending.
How I Spend my Money: A 32-year-old factory worker with young children, in remission from cancer and getting help from social welfare
This week, our diary-keeper is a factory worker who was diagnosed with cancer. To supplement his reduced working hours, he receives social welfare payments.
How I Spend My Money: A 29-year-old data analyst from Waterford, living and working in Brussels on €39,000
The bank worker is paying back a loan and trying to curb spending.
How I Spend My Money: A 32-year-old talent acquisition manager on €70,000 who commutes to Dublin
The Kildare native is hoping to save for a new car and house renovations.
How I Spend My Money: A 21-year-old business student on an internship earning €20,000
The 21-year-old business student is hoping to go on a J1 next summer.
How I Spend My Money: A 26-year-old data analyst on €55k commuting from Kildare to Dublin to save for a mortgage
The 26-year-old is hoping to get a mortgage next summer.
How I Spend My Money: A 29-year-old engineer on €42,000 getting ready for Christmas
The Dublin engineer is trying to curb spending at Christmas as she saves for a mortgage.
How I Spend My Money: A 23-year-old engineer in Limerick on €37,000 balancing work and a masters
The young engineer plays rugby in his spare time.
How I Spend My Money: A 22-year-old psychiatric nurse on €30,000 working 13-hour shifts and overtime
The young nurse is hoping to work extra shifts next year in order to start saving
How I Spend My Money: A 27-year-old software engineer on €92,000 who does charity work in his spare time
The software engineer is trying to quit smoking
How I Spend My Money: A 26-year-old recruiter on €40,000 living in Dublin
The 26-year-old is adjusting after moving out of her family home
How I Spend My Money: A 33-year-old HR manager in Cork on €50,000 putting in a lot of hours at work
The Cork native is hoping to buy her own home next year
How I Spend My Money: A 25-year-old civil servant on €38,000 struggling to save while commuting to Dublin
The 25-year-old moved from Dublin to Kildare to cut down on expenses
How I Spend My Money: A masters student on €12,000 trying to balance her work, college and social life
The masters student is hoping to help people better understand science.
How I Spend My Money: A 30-year-old software developer on €77,000 who invests €2,000 a month
The young software developer moved from Dublin to Berlin earlier this year
How I Spend My Money: A 26-year-old banker on €35,000 who owns two properties in rural Ireland
The young banker worked two jobs in order to purchase his first property
How I Spend My Money: A 24-year-old software developer in Limerick on €35,000
The 24-year-old is adjusting to life in Limerick after completing his masters in Dublin.
How I Spend My Money: A 43-year-old Wexford solicitor on €22k whose rescue dogs changed her life
The solicitor works three days a week and volunteers at a free legal advice clinic in her spare time
How I Spend My Money: A 23-year-old engineer on €33,600 who works as a GAA referee at weekends
The Offaly man works in Limerick but travels home at the weekend.
How I Spend My Money: A 33-year-old technical writer in Dublin on €65,000 looking to move house
The tech writer is trying to cut back on socialising in order to save for a mortgage
How I Spend My Money: A 27-year-old compliance officer on €46,000 who keeps busy in his spare time
The Dublin man gets extra income by making 3D props for movies
How I Spend My Money: A 32-year-old in Melbourne on €62,000 who loves the outdoors and plans to move home
The HR manager is hoping to move home to Ireland to start a family
How I Spend My Money: A Kilkenny farmer on €32,000 with six adult children who likes a quiet life
The mother-of-six is keeping a tight budget in order to put her children through college.
How I Spend My Money: A doctor in Galway on €62,000 who lives at home to save money
The young doctor is living at home in Galway in order to save money to buy a house