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Dublin: 6 °C Friday 24 May, 2013

Poll: Should child benefit be means-tested?

The IMF has suggested that the universal payment could be means-tested to save money. What do you think?

Image: Sasko Lazarov/Photocall Ireland

THE IMF’S LATEST review of Ireland’s bailout programme has pointed to savings that could be made in the forthcoming budget in the area of child benefit.

Specifically, the International Monetary Fund has said that there could be “better targeting” of child benefit in Ireland with the principal of it being universal being scrapped in favour of means-testing where the benefit is paid on the basis of family income.

Presently, child benefit is payable to the parents or guardians of children under 16 or under 18 if the child is in full-time education, training, or has a disability. Currently €140 is paid for each of the first two children, the rate for a third child is €148 and for a fourth and each subsequent child it is €160.

Barnardos has warned that means-testing could hit struggling families and has cautioned against any immediate action from the government which has already committed to standardise the payment for all children over the next two years.

Today we want to know, should child benefit be means-tested?


Poll Results:





Read: Child benefit, medical cards and dole payments: IMF’s hitlist for next Budget

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Comments (170 Comments)

  • Poppy 19/07/12 #

    Why not start by just paying child benefit to families who’s children are ACTUALLY RESIDENT in this country. Millions leave the country every month in child benefit. At least child benefit paid to “high earners” is spent here & goes back into the Irish economy.

    Reply
    • would that include the children of wealthy parents who go abroad to be schooled ? as for the child benefit of ‘high earners’ being “spent here and going back into the economy” how many of those high earners use the money from c.a to pay for holidays abroad ? that is not spending the money here or putting it back into the Irish economy.
      why don’t we just do away with c.a altogether and use the money to provide a truely free childcare and education system, that way it would ensure the money is going to benefit the child and not the parents.

      Reply
    • Eric, because you cant feed books to children or make clothes out of them. There are people who rely on this money to feed and clothe their kids.

      Reply
    • censored 19/07/12 #

      So if you’re working in Ireland (paying tax), but your children are not resident then you should not get child benefit?

      I’m not sure that’s what the rules are, but it doesn’t matter. It doesn’t seem right that you pay tax but are denied any of the benefits that are not even means tested.

      The child benefit thing is a joke anyway. It should be scrapped. People who genuinely need this money should be looked after some other way. Perhaps utilising our social welfare system for its intended purpose.

      Reply
  • I’d say yes in principle but in practice only if the cost of the means testing was less than the savings it accrues.

    Reply
    • Means testing would allow the self employed and farmers to walk rings round the system like they do already with Third Level Grants . Look outside your urban world and understand the bigger picture.

      Reply
    • Mick Collins,

      Not possible. In case you didn’t realize, the Third Level Grants system now demands every applicant furnish details of their parents income regardless their status (single, married, etc). One can no longer walk around it.

      Reply
  • Yes. 100%. But don’t just leave it there, ALL social welfare benefits should be means tested.

    Reply
    • The tax rate on the wealthy has been declining since the 80s with more and more of the tax burden falling on the middle class (who can’t afford lobbyists). Seems to me there’s been a long standing assault on the middle-class by the wealthy. Now, when some start saying “maybe a tax rate is to low for someone with millions in income”, ya’ll flood the press with this class warfare cra.. er, stuff.

      The average effective tax rate paid by the top 50% of adjusted gross incomes in 2009 was only 20%.

      Reply
    • Including contributory old age pensions?

      Reply
    • The successful election of Hollande and the socialists to power in France was greeted with a flight of wealth and businesses from France. Most fled to Britain, Switzerland and Singapore.
      A similar, less pronounced, flight of wealth is ongoing in the US.
      Italy has increased marginal tax rates in a number of areas and has seen exchequer revenues decrease.
      In 1991, Russia abandoned progressive taxation in favour of a flat 13% tax on all incomes. They saw a 25% increase in tax revenues. 13 other nations have followed this model.
      Increasing marginal rates of taxation is not a solution to an economic crisis. Irrespective of being applied to rich or poor, direct or indirect. It ultimately results in lower revenue yields, less growth and more unemployment.
      http://mobile.bloomberg.com/news/2012-05-10/entrepreneurs-in-france-flee-from-hollande-s-rejection-of-wealth.html

      Reply
    • I don’t regard my JSA and rent supplement as a “benefit” – and it is means tested.

      Reply
    • The use of gross income to promote the myth that some tax heaven exists for some is misleading. A factory or other producer employer may not make enough NETT profit to pay wages, rates etc. how or why should it be accused of not doing good

      Reply
    • Tax the dole ,most of them are better off than those working.

      Reply
    • @Dublinland

      They are!! The only 2 that arent are the over 70s medical card and the invalidity pension which is taxable income for couples where one person is in full time employment.

      Reply
    • Rob 19/07/12 #

      Sean O’Keeffe,

      It is clear that Ireland need changes to narrow the wealth gap. Even though one is smart, one do not deserve a wage 300 times higher than the average level. Therefore, it is fair to tax the richest people. However, the way to tax it and the future use of tax is still under debate. Personally, I prefer the analyze of Ilyana Kuziemko, Michael I. Norton, and Ellis Cose. Michael Noonan needs to take an audacious and effective step to settle the wealth distribution problem.

      Reply
    • Rob, if the objective of increasing wealth tax is to punish the wealthy for being wealthy, then remember that you’re cutting off your nose to spite your face. Increasing wealth tax will result in reduced revenues and a reduced working population to make up the gap. Expect higher taxes on the less well off to close the deficit.
      If your objective to promote fiscal sustainability, then you are better off abandoning progressive taxation to achieve this end.
      You are correct that their is a growing wealth gap, but taxation policy will not remedy this. Neither is it a product of taxation policies, but rather of monetary policies.
      I’ve attached a BBC radio4 programme that offers an introduction to explaining this.
      http://money-market-account.blogspot.ie/2012/06/radical-economics-yo-hayek.html

      Reply
    • Child Benefit should not be paid to children who don’t reside in the state. You couldn’t make it up, it’s a joke!

      Reply
  • Definitely. The rich on the same rate as the poor?? Don’t think so!

    Reply
  • I believe that the IMF, being an outside agency and not really aware of how ordinary people are struggling in the wake of the banks’ recklessness and the greed of the super rich, are dictating their policies to the FG/Labour coalition, who jump up every time they speak. The latter are the same at EU level, where Kenny seems to think its “a great achievement for Ireland” when he gets his patronising pats on the head. Yes, the children’s allowance should be looked at but, instead of further penalising those who are rapidly falling deeper into poverty and who had no hand in the mess we’re in, the Government really should grow a collective pair and just take it off those who don’t need it and, for good measure, chase up the rich fat cats who don’t pay their fair share of taxes, and in fact (thanks to their pals in various Governments of the day) haven’t done so since the foundation of this State. But as long as the poor, weak, and vulnerable continue to be easy targets this will never happen.

    Reply
  • so everyone who earns 80 k (nearly half of which is gone before it comes home) has to pay for the endless fertile scroungers and their hoards of brats. Then pay childcare, pay for schooling, juggle work, pay off a mortage, household charges, tax etc. wtf are you on? do you know what 80k takehome translates to? Before anyone goes on about losing their jobs, your lucky to have a job and all that bs, I know. Lots of people are in trouble through no fault of their own. In the good times there were cuddles of scroungers around. Still there, so sterilise them and cut their dole. Keep the fkn childrens allowance for them and their spawn and take it from the taxpayers, but at least make childcare tax deductible. fk all the ensuing red thumbs, cut the dole to fk all and give the workers a break.

    Reply
    • More parlor tricks again to deceive the fact anyone earning above 80K is well-off.

      The top 10% (and clearly rising) of the country that pays zero (or negative) income tax really likes paying zero (or negative) income tax, while those voters get to use government tax breaks and services, and so in most instances they’ll view a vote for the Blueshirts as rational. The very few who pay the great bulk of the taxes are clearly numerically deceptive, manipulative, and greedy with self-righteous beliefs. Overall, this therefore gives the Gov’t a likely structural voting math advantage.

      It would be interesting to see the enormous amount of presently hoarded cash on the sidelines of individuals and businesses not spent/invested. Tax it.

      Reply
    • Is it about how much people spend in tax or how much people spend on their children, though? If we really see this as a payment for children, I have a lot of problems with the idea that any child is worth more than others to the government.

      Reply
    • Agree 110% Sam..

      We (the wife and I) are borderline 80k and we sure as hell don’t have a penny left at the end of the month.
      I work 80-90 hours a week to keep my company afloat, and are getting to the point where I’ll just say feck this, sack the 3 people I have working for me and go on the dole. It’s just not worth it any more.

      The perception that anything above 80k means that you are loaded is so wrong its unreal.
      Yes, if you have no mortgage and no kids = happy days. But stick in two mortgages (yes, we did the usual stupid thing of believing the hype and “invested”) + 3 kids childcare + normal bills and there is less than nothing left.

      If we lost child benefits wife would have to stop working, this is a fact.
      3-4% more tax this year and we would be better off with me closing down the company.
      Result.. Two more people (+ the 3 who work for me) on the dole, but hey it will be a nice and relaxing ride for us from then on compared to now.

      Reply
    • Brian, If your wife stops working you’d then be eligible for the child benefit that not being eligible for caused her to have to stop working.

      Although she could probably retrain in Child Care, I understand it’s quite lucrative.

      Reply
    • Brian – you wouldnt get the dole if you’re self employed. Dont go blaming those financially worse off than you for your greed. You and your wife made the decision to buy that second home and probably used your childrens allowance to fund it. Which in itself proves that you didnt rely on CA to put food on the table or clothes on your childrens back. I’m sure when childrens allowance was introduced our founding farthers didnt do so to help pay for that extra jaunt abroad every year and most certainly not to fund a new landlord class with second homes.

      Reply
    • @Ann

      1. I don’t blame financially worse off people. I know there are lots out there, but what I also know is that there are a hell of a lot who never worked a day in their lives and ARE better off than us.

      2. As for greed, well I am very bloody sorry for ever allowing myself to believe that hard work should pay off and that I might just might be able to provide for my family should something happen to me. And for actually providing jobs and exports that benefits the country. What are YOU doing to help your fellow countrymen/women?

      3. “probably used your children’s allowance to fund it”. Not even going dignify that with an answer.

      4. It’s been 6 years since we were last on holidays, the money is just not there. When was yours?

      Reply
    • Last holiday abroad was to Italy seven years ago becuase my brother in law married an Italian girl. I went for 10 days and it took me 2 years to pay the credit union loan back. You didnt have to buy a second home to look after your family, you are using this as justification for your purchase. As for what I do to help my fellow countrymen and women, I look after my old neighbours, I check on them everyday, I go to the shop for them if the weather is bad and they cant get out. If they are not well I will cook dinner for them. If any of my neigbours are unable to collect their children from school, I collect their kids for them and mind them for the afternoon if need be. None of my friends or family are allowed to throw out jumpers, because in the depths of winter I walk around the city center handing out jumpers to those (addicts or not) who have to sleep on the streets. Thats what I do for my fellow man.

      As for those who have never worked a day in their lives – then 150 euros welfare payment is all they should get which just about covers council rent, esb and food. IMO those who have never worked or kept a job for more than 5 years should not be in receipt on any secondary benefits such as fuel allowance.

      Reply
  • @ Tim school uniforms are one thing that creates equality within schools imagine all the designer label competitiveness
    without them kids are bad enough over trainers

    Reply
    • Thanks Tracey. I was trying to write a post to Tim to make that point but you’ve done it far more succintly that I could do.

      Reply
    • Derek 19/07/12 #

      its much cheaper than having to constaly buy new cloths and “stay with the fashion trend” in schools. Plus its less stress on parents to organise new clean cloths every day, get the child into the uniform, eat their breakfast and out the door. It saves money in the long run, as children only need -non school- clothes in the evening and weekends.

      Reply
    • censored 19/07/12 #

      Nah, it’s to create uniformity and it’s a tribal symbol as well.

      Reply
  • Could Mr Noonan give us some figures on how much it would cost to set up and implement a means testing framework?

    Reply
  • The thing about means tested is it never done fairly. i have to listen to neighbours complain about not getting back to school allowance for there youngest who is not even in preschool yet. my husband works very hard only to get be outdone by people on the dole since they left school. i would love to have another child but we can’t afford to. i feel sorry for the likes of people who lost there job and have paid there tax only to get enough to survive while there bills pile up.

    Reply
  • How about changing it to a card system. Where it can only be spent in Ireland and only on children’s items. There would be massive savings

    Reply
    • Is food a childs item? How do you seperate/quantify bread and milk for kids and bread and milk for adults?

      Reply
    • P Wurple 19/07/12 #

      Nice idea, but it fails the practicality test.

      -How would we pay for childcare with that?

      -How is it managed… do tesco now have to put in a system where they identify items as ‘for children’ and not ‘for children’. How pays for this to be installed and maintained.

      -Is baby formula included in your ‘for children’ pile, because it is anti-breastfeeding to subsidise formula.

      -What if I buy from small local shops like a corner shop that doesn’t take cards? It would be unfair to those small local traders, and give all the money to the likes of massive chains instead.

      -Second hand school books and uniforms… do I now have to buy all new ones?

      Reply
    • We own the banks so the cards should be no problem. And I live in the country about 50 miles to the nearest city and laser machines are common place. There could be audits on these accounts as to how there being spent eg no beer fags holidays etc

      Reply
    • P Wurple 19/07/12 #

      Colman, what is your point with the lasercard? There’s money on that surely… not anything else like vouchers for the cinema, or milk coupons.

      Money is the universal voucher system, that’s why it works easily. Otherwise you are into the territory of listing and maintaining what every child’s needs are from birth to adulthood. Go ahead and start that list… see how long it gets. Then add a disabled child’s needs.

      When your child goes to school, and a note comes home saying they need money for an outting, or a leaky roof…. what do you do with your voucher for milk then?

      It’s communist era stuff. Over-regulation leads to us being stranged by red-tape.

      Reply
    • Did I mention laser-card? No re read. These cards could work on that system. As for ur communist remark some states in the USA use this system for there social welfare.

      Reply
    • P Wurple 19/07/12 #

      Colman, what other card is there, visa? Your mythical child support card doesn’t exist, so I doubt they take that.

      By the way, that system in the US is widely held up as how NOT to do things. The vouchers are exchanged for drugs and drinks by those who are inclined, and just inconvience the rest of the people.

      What is the point of creating an expensive to run and administer system, for no perceivable benefit? It solves no problems, and causes a boatload of hassle for people, at an exorbitant cost to the exchequer.

      No thanks.

      Reply
  • I love that the IMF can make the call (give FG the excuse) on how Ireland should structure its welfare system. Regardless of whether or not dole should be cut the IMF making a statement allows FG and their lackies Labour to implement cuts without having to engage in a public debate or present any analysis/reasoned argument. The IMF/Troika/EU Austerity policies are the golden ticket for Irish politicians to cement their love of making decisions based on opinion and not analysis/accountability and to avoid taking responsibility for policy.

    Reply
    • the power to make decisions for and on behalf of the people of this county was given over to the euro crates the day that the 2 Brian’s signed up for the bail out , since then any choice of being able to control or decide how and where money is spent has been further eroded by the fiscal treaty, voting ‘ yes’ to this piece of euro legislation was nothing more than handing over full control to the troika,i.m.f and Europe. all this because our spineless political leaders didn’t have the guts to stand up and be strong when their country need them, instead they cow towed to Anglia Merkal and her cohorts in exchange for keeping their pensions and extravagant wages. never mind ‘burning the bondholders’ we should ‘burn’ these economic traitors as well.

      Reply
  • yes it should be means tested… my neighbours dont work they get their council house for next to nothing they have three children and on allowance day they go into town buy bags full of clothes then go to the pub then come home and get cans from the off licence… then they get cans three more times that week… you cant tell me they need all that money cos a working couple cant afford to do that … its a disgrace and so annoying

    Reply
    • But here is the thing Anita.

      THEY would still get child benefits, you would possibly not.

      Reply
    • That is class warfare envy. People who lost their jobs (through no fault of their own) have already contributed the lions share into the system. The economy collapsed and the government failed to invest in public jobs or infrastructure. Of course people are unemployed. You now want them to be sleeping on the streets?

      Reply
    • thats the thing Tim these people have never worked a day in their lives and brag about how much they get on the social

      Reply
    • Anita,

      Stop putting words into my mouth. You never understood the meaning of unemployed. That is a very dangerous thing to say and I’ve seen people get slapped or punched in the face with those remarks. It’s easy to brag from behind a computer but in public, I think you would be different.

      Reply
    • how am i putting words in your mouth? im telling you my neighbours have never worked a day in their lives cos thats what they told me so why would i get a punch in the face for that?

      Reply
    • Tim, you’re constantly going on about people getting slapped and punched for having an opinion. What sort of violent milieu do you come from? I ask this in all seriousness as I have never punched or been punched in my life – much less for having an opinion.

      Reply
    • Anita, I presume you’re just referring to your neighbours? Of course, there are unfortunately those who never worked a day in their lives and are ripping off Social Welfare in the way you described. However, it would be unfair to tar all recipients with the same brush, the majority having worked hard when they had jobs and paid their taxes. They became unemployed through no fault of their own and there’s virtually nothing out there for them now, so they’re fully entitled to support from the State; which, in the guise of the FG/Labour coalition and at the beckoning of the IMF and the EU, seems to have forgotten these workers’ contributions to the public purse.

      As regards those buying cans with their Welfare money… again, in some cases it’s those who are abusing the system. But I also believe its because people who suddenly find themselves out of a job, and face bleak futures, just cannot handle the stress. A lot of suicides have been linked to people losing their jobs and their dignity, and as someone said elsewhere they should be treated with compassion and understanding.

      Reply
    • You’re complaining that then went and bought clothes? – What, you want them to go around naked?
      How do you know they don’t work? – Do you watch them 24/7 and see where they are going?
      So what if they have a few beers? – Do you exactly how much they bought? What wrong with having a few beers? Just because they might or might not have a job doesn’t mean they can’t have the odd beer.

      And finally – Do you not have anything better to be doing then spying on your neighbours the whole time? Do you not have a job to go to? Or is watching what your neighbours do you job?

      Reply
    • no Eddie im definitely only talking about the ones that i know… i am completely all for those who are entitled to what they get and i definitely dont tar them all with the one brush… i agree with your comment totally…and no Damien i dont think they should go around naked but there are a lot of working people out there who cant afford to put clothes on their kids backs and thats the point im making… too much welfare going into a house and it should be means tested

      Reply
    • There is alot of welfare that is already means tested. And if someone has a job where they can barely afford anything, then what do you want people to do? Feel sorry for them? It’s not other people’s fault, but if a couple has a job and kids, then there is help there for them through welfare to help.

      I’m on welfare at the minute and i can tell you right now i can hardly afford to buy clothes. After paying rent, bills food for the week and other outgoings i’m lucky to afford to buy a pair of socks never mind anything else. So don’t for one second assume that everyone on welfare is getting all these things thrown at them, because that is a damn lie for a start.

      Reply
  • It should be means tested with anyone with a household income above 80000 not eligible and a sliding scale applied below that

    Reply
    • Agreed.

      Reply
    • The problem is, once means testing is introduced they can keep increasingly the threshold, which is why I voted NO.

      Reply
    • I agree with orla here

      Reply
    • It would need to be more refined than that Orla, which is where it would get messy.

      For instance a household with an income of €80,000 who bought at the height of the boom may easily be paying €15,000 per year of a mortgage. Whereas a couple with no mortgage and a household income of €70,000 would be in a better position to not receive child benefit but would still qualify under your criteria.

      We have to get it right, for it to be fair and equitable. That’s why I have absolutely no confidence in this government to do so.

      Reply
    • How did you pop up that magical figure of 80k?

      The average wage in this country is 36k. AVERAGE. So half the people in the country earn this or above. Two people who have bothered their backsides putting themselves through college and working hard in their career will be earning around 40k by the time they are in stable relationships and start a family. So you are talking about Mr and Mrs Average Joe there. They currently pay 52% tax each because of tax individualisation.They bought their home and have a 2k a month housing and car costs to take them to work. They now also pay 10,000 euro a year in creche fees, a boatload in medical costs, can’t even afford another child now, or to get some basic dental work done, and you want to wipe out their childrens allowance as well. People earning 80k in a family are nowhere NEAR wealthy. Far from it. They live on about 300 to 400 quid a MONTH.

      Next door, mr&mrs never worked a day in their life is on their 3rd child, council house, and has a medical card. They have enough time on their hands to be politically vocal and demand every benefit in sight. 188 per week per person, and the childrens allowance increases per child. They have a lot more disposable income than your 80K couple.

      The problem with means testing, is that is complex and expensive to do, and is almost never fair.

      Reply
    • P Wurple,

      Why don’t you change your lifestyle by doing without a car and using public transport? Why don’t you hire an Au-Pair for cheaper instead of paying high Creche fees? Why don’t you have no kids if you are that concerned about the cost of siring a family? Why don’t you rent instead of spending money you don’t have buying an expensive house? For you, it’s a one-way street. Everything is wrong but you.

      Reply
    • “Why don’t you have no kids if you are that concerned about the cost of siring a family?” And that is my problem with this debate. No one, whether unemployed or working, should be told that they “shouldn’t have children due to the cost.”

      Reply
    • I think whatever the upper limit is, you would not see massive protesting if Orla’s suggestion was applied with an appropriate upper limit on household income.

      If, in the future, this limit and the sliding scale was messed with then you would see groups which represent children opposing such a move.

      @Tim – public transport is not as available or reliable around the country as it is in some areas. By looking at the numbers for an Au-pair, it’s questionable as to whether you’d save much at all.

      Reply
    • Tomy,

      You prove my point – people don’t want to change their lifestyle. Just keep spending spending spending. Tax increases come as part of that. It doesn’t work just because someone has self-righteous beliefs. If you cannot afford kids, don’t have them. If you cannot afford a car, use public transport. Speaking out against the profligate spending automatically puts oneself as unpopular, not to mention much smarter people than me are advocating my proposal.

      Reply
    • I’m actually not talking about me Tim. But it’s seriously disengenuous to suggest that people go back in time and somehow un-conceive their child, or not buy their home, or not get that job.

      Taking them one at a time.
      Car. Getting to work with the irish public transport system is not possible for plenty of people. Take a contractor for example. 4 different sites a week, all in remote spots.

      Au-pair. Au-pairs are to help a family with light housework and learn english. Not be a fulltime carer for an infant. They are not trained, and that is not the purpose of an aupair. That is slave labour you are talking about.
      Renting. I’m sure people would love to, but if you sell while in negative equity you still have to pay off the mortage. You end up worse off per month.

      Getting a job and working to support yourself and your family should not be considered a mortal sin in this country, deserving of nothing but punishment. You should not be penalised for working.

      Reply
    • TTL

      means testing takes into account the amount of dependents in a household and mortgage repayments.

      Reply
    • So in your scenario couple A would be entitled to recieve childrens allowance while couple B wouldnt.

      Reply
    • I think most people agree that the very well off don’t need children’s allowance. However the problem with means testing, especially when applied in this country in my humble opinion is that it always, always hurts those in the middle, those who are borderline, those just north of the cut off points, those who are just managing to pay their way, those who probably can least afford it and who get no help from anyone –
      the ‘walking revenue streams’.

      Reply
    • 100% in agreement with you P Wurple,
      Mr Jackson seems to believe owning ones house is a sin, working and earning money is crass. Would it be better if i were to pack in my job, sell my house and car, seek a medical card, subsidized council housing, and try to glean as much as is possible from the welfare system. I may as-well because those poor suckers who choose to work and god forbid earn a combined 80K a year are to be taxed out of existence.
      Your comments are insulting to those of us who look to be contributors to our society, not just spongers looking for the next handout.

      Reply
    • It’s easy again to just go to hard working tax payers and extract money and do nothing about those on welfare scamming the system, make efficiencies in welfare first, some people on welfare are better off than those working.

      Reply
    • Bottom line, it will just be cut by a certain % as this government are to incompetent to tackle all the issues it will create or solution it properly.

      Reply
  • Children’s allowance originated as a universal support payment with exceptionally equitable intent- it is paid to the mother of the child directly in recognition of the fact that some women & children, despite apparent affluence, have no access to or control over “family income”. For example, 1 in 10 women live in abusive relationships. Yes, there are those who will spend it on ‘extras’ because they have enough already, but there are many for whom it is a lifeline. And they are not always obviously in need.
    It is not reasonable that non-residents receive child benefit despite access to appropriate supports in their country of residence- this is because of EU law and that’s what needs to change. But Ireland = prolifigate as far as central EU assessment goes, so cut cut cut and hang the social consequence

    Reply
    • THANK YOU for writing this comment.

      I was scrolling down the page, getting more and more horrified that nobody was picking up on what for me is the most obvious problem with means testing the child benefit: that “family income” doesn’t necessarily imply equal access to the funds.

      It’s an awful blind spot, that will have truly sickening consequences if/when it goes ahead.

      Reply
    • P Wurple 19/07/12 #

      Excellent comment Sinead.

      Reply
  • I think it is crazy to be paying any social welfare to people that don’t need it!

    Reply
    • censored 19/07/12 #

      What’s really crazy is this:

      step 1: government puts its hand in my pocket and extracts “taxes”
      step 2: government returns some part of my tax money (minus a hefty “management” fee)
      step 3: government expects my vote in return for their largesse

      Child benefit is a con. They’ve a bunch of other similar schemes. Tax me less, use the tax revenue for those who are genuinely in need, and forget about these silly payments.

      Reply
  • Nydon 19/07/12 #

    ” Currently €140 is paid for each of the first two children, the rate for a third child is €148 and for a fourth and each subsequent child it is €160.” How does this make sense? In my experience the first child is the most costly as you are starting from scratch and buying expensive small quantities of food and pram chair cot etc. Try turning the sliding scale around for a start and pay less than €140 for the third and fourth child than the first?

    Reply
  • I’d like to see the figures on how much it would cost to do a mass means test compared to the expected saving

    Reply
    • It’s not illegal Ann.
      Illegal?
      What law is being broken.
      Can you be charged with breaking a law and if so which one?
      As long as your children are not collected you don’t have to collect anything.

      Reply
  • Saoilí 19/07/12 #

    Will the savings made, minus the cost of the means testing, really be worth it?

    Reply
    • Tim please try to educate yourself just a little bit. Listen to others more frequently than you spout and accept that sometimes a person might know more than you on a particular subject. I accept that this would not occur that frequently because your such a clever fellow…you did finis Primary school or it’s equivalent didn’t you. On the subject of Third Level Grants it is quite easy to reduce your income as a self employed person in the period running up to the application and then Bobs your aunt or whatever.

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  • Definitely not. As we’ve seen with every other action from this government it will not be done in a fair and equitable manner. Couples who commit the mortal sin in the eyes of this state of going out to work will be penalised, just like they are with everything else, and will once again be left worse off than if they stayed at home.

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    • FG penalizes low to middle income workers by offering tax breaks to the wealthy. What should be the centerpiece of discussion is why FG are giving tax breaks to the top 10% during a time when we need revenue most.

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  • @ Ruaidhri: a lot of people receiving CB were well able to afford to have kids before this recession hit – myself included but thru no fault of mine or my husbands or anyone else’s we hit hard times!

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  • Question which nobody seems to ask here – isn’t it cheaper to just give it to everybody rather than have an agency set up, staffed and resourced to decide who gets it and who doesn’t?

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  • People who say tax me more.
    Nonsense. This is like Michael O’Leary saying ‘why am I getting children’s allowance when I clearly don’t need it’.

    Why isn’t he handing it back then?
    It’s self promoting garbage. Like me saying ‘please, take another 10% in tax off me’.
    The revenue are not going to just take it.
    If you think you are paying too little tax or shouldn’t be getting children’s allowance then write the cheque.
    Remember Michael O’Leary you don’t get children’s allowance automatically, you must apply for it.
    So Michael O’Leary applied for it and then says he shouldn’t be getting it?
    Hypocrite.

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    • It is illegal NOT to collect childrens allowance, as the payment is for the welfare of the child. If you dont collect it you are breaking the law. I can only hope that those at the moment who get it and dont need it give to one of the childrens hospitals or childrens charities.

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  • Tim, Just out of interest, if your new tax regime were to be implemented how much additional tax would you be liable for?

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  • Simply tax it with breaks for the lower paid.

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  • I think that along with child benefit being means tested, there are other areas of benefit that should be looked at. A once off application for Single parents allowance could be looked into too. Whether that parent applies as a parent of 2 or ten, it should be once off application. It may reduce the number of accidental pregnancies and babies that come along to already “single” parents. Should it stop there? I would prefer to earn dole than take a handout. I have previously worked in a job that paid less than the dole ’cause there is no pride in getting something for nothing. Could more people be working if the dole money was paid to employers to keep someone in a job, wouldn’t that take pressure off struggling businesses and get more people back on the work force?
    I know these opinions are not popular ones, but as a country we are struggling and need to pull out all the stops.

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    • Cora I agree with you that social welfare needs reform. The current system is deeply flawed and there are definite savings to be made. Child benefit is however one of the areas that should not be cut.
      It is however likely to be cut because of it’s simplicity- the fact that it is applied equally means that it would be realtively easy to cut in practice.
      Also it is easy to drum up rhetoric along class lines in favour of cutting it, whereas doing a proper assessment and reform of other areas of the system is faaaaar too difficult- politically and intellectually- no matter how warranted it may be.

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    • Means testing the child benefit is about Taking it from those who dont need it, not from those who do. Our country is in a serious mess, we need to stop throwing money at people who dont have a need for it, but, an entitlement.

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  • “Because child poverty is somehow less reprehensible to you if the children aren’t white?” What REALLY matters on planet earth right now for anyone who has grown out of their “education” Mommy Professor gave them is, White birth rates being below replacement level in virtually EVERY White country; the anti-White establishment DEMANDS we must accept massive non White immigration and assimilate with them. As i said in my original post Nick, that fits the description of genocide. Why are you here seemingly arguing a position that puts us in a world with no more White children? Do you not think they have the right to exist also? Or are you anti-White?
    Anti-racist is a code word for anti-White

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  • There isn’t any more money out there.Lets get real.Burn the bondholders!

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  • I’d be willing to bet that the vast majority of people who voted Yes don’t have any kids and don’t really understand the full cost of raising the little dears.

    And before I recieve a barrage of “That was your choice” comments, bear in mind that wee nippers today are your tax payers / your exchequer funders / your state pension funders of the future.

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  • I call bullshit on the amount of green thumbs this comment got. You’re talking racist shite that has nothing to do with this storey. Stop clearing your cookies and voting for yourself to make your points seem valid!

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  • I would’ve said yes to this poll, but our government it is too black and white and would lead to them ‘getting it wrong’. If a means testing was put in place there should be an application process similar to a loan, whereby three months of bank statements are produced to see not only a household income, but also expenditure. Only then following a process where ‘questionable’ expenditure can be reduced should payments be made. My parents were by no means wealthy, but failed every means test for them to educate all 5 of us to a 3rd degree level. They needed the childwelfare to pay food bills every week and if they had been means tested none of us would’ve been educated to that level and now contributing to the government coffers.

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  • try living on our dole up north folks,110 pounds for a Married couple, we envy the very generous dole in the republic so why all the complaining.188 euros for a single person 67 pds up north IF your lucky. In the words of Monty Python ” You Lucky Lucky Bastards”.

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    • You have higher inflation and less purchasing power. Also, the British Pound is overvalued against the Euro. That’s why nobody is buying up there now. There is nothing lucky about being unemployed here and people are entitled to benefits having paid into the system.

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    • and the price of food is a fraction of the cost down here. I know from travelling to the Uk. One point. Tesco sell everything medication wise and its dirt cheap. Here tesco is not allowed sell medication only paracetamol. Ye also have extremely cheap high street shops like ASDA. None of that here. You cannot compare like for like. Its not as simple as that. Costs here are way higher.

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    • Who are the unfortunate few working to pay for this colossal welfare bill, its not fair on them paying tax for those so well off on the dole. What school leaver would want to work knowing their so well off on the dole. The quicker we get a united Ireland the better, we want a piece of the pie too.

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  • They should cut children’s allowance to anyone earning over 100000 a year

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  • Of course it should be means tested, as should all welfare. And those that vote against it, should be tested first!

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    • I’m opposed to it and trust me, I’m not rich. I’m really uncomfortable with the idea that the government subsidises some people to have children and not others. Either you view the child benefit as being a pure payment against child poverty (in which case, you probably should limit what it can be spent on) or you see it as the government making it less expensive for people to have children. I see it as the latter and of course people are welcome to disagree with me, but that doesn’t mean all people who oppose it are rich dilettantes.

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  • Yes, those who need it will still get it, those who dont need it won’t.

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  • If you cant afford to have children don’t have them, why should the tax payer foot the bill of others children. I don’t have kids nor do I want them till I can afford them. I don’t understand people reliance on these things, all the moaning that goes on here is its somebody else’s fault, my life isn’t enough because, I need a hand out because. Why can’t people own up to the fact that everybody is to blame for the mess we’re in, we have to shape up and get on with it. Yes means test child benefit, Yes Reduce the doll & handouts, I don’t understand how any grown person can’t take the responsibility to look after themselves or their own family. It is no ones responsibility but your own.

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    • Damocles 19/07/12 #

      Are you saying that the unemployed should be stopped from having children?

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    • Because Children are as much citizens as you are. Or are children only for the rich?

      If you can’t afford to fund yourself 100% when you retire, then don’t get old and don’t expect someone else’s kids to pay for your pension…
      People could afford kids if they weren’t screwed over by tax and had to pay over 1000 every month on creches etc…

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    • Maybe have one child, and yes if you can’t afford a child why have one. Maybe concentrate on yourself and your own employment before you try to bring a child into the world and teach them about how to conduct their life. Have kids all you want being unemployed but surely I’m not the only one who thinks that children fed and clothed by the state because their parents have no interest in upskilling or finding gainful employment is inherently a bad thing?

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    • Damocles 19/07/12 #

      The real question of course, Ruaidhri, no matter how sincere your motivations, is how do you stop them? Child licenses? Fines? Forced contraception? Forced abortions? Force them to give up their children?

      It’s all very well saying that responsible people won’t have kids they can’t afford, but irresponsible people will act irresponsibly and you’d have to deal with that irresponsibility.

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    • Ruaidhri.
      A friend of mine is unmarried, has no kids and is of the simplistic view if you want kids, great, pay for them yourself.
      He hasn’t any and he doesn’t want to pay for anybody else’s kids.
      This sounds like a somewhat reasonable argument to some until you say ‘well who will look after you in your old age?
      ‘I gave a pension fund, I can afford to pay for my welfare’.
      Great. You have a pot of money.
      But the money can’t mind you.
      People look after you.
      The children of today will be the carer’s of tomorrow. So we need children for the world to function and people who have kids, bring them up as good citizens to make a positive contribution to society should be valued.
      If we all decide to not have kids then the whole system would grind to a halt very quickly.

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    • @Sean: Not necessarily as you say pot of money, I never said I dont want children, I said whilst I can’t afford them.

      @Damocles: Sterilization for drug addicts; Homeless & long term unemployed lol

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    • @Ruaidhrí
      Your utopian vision of Ireland being a place full of childless, self absorbed, nominally middleclass, servile wagemonkeys sounds like a lovely place altogether. Please do send me a postcard when you get there.

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    • @ Ruaidhrí Maxwell, shame on you for such callous remarks re sterilization for long term unemployed, drug addicts etc. Should we salute you now or wait till you get your swastika ?

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    • Conor, my thoughts exactly…

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    • Damocles 19/07/12 #

      I think it was pretty obvious that Ruaidhri was joking when he suggested “Sterilization for drug addicts; Homeless & long term unemployed”, the “lol” was a big clue.

      The problem is that while he is joking there are people who will think “Wow! That’s a marvellous idea.”

      On the plus side, while such tools will exist they will never get into a position of power to allow them to do so.

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  • Nick said, “but people voluntarily having less children is not genocide.” As i keep saying Nick, DESPITE White birth rates being below replacement level in virtually EVERY White country; the anti-White establishment DEMANDS we must accept massive non White immigration and assimilate with them. THAT fits the description of genocide perfectly.

    Your response to White genocide is basically “have more babies”? Go to Africa and force them to accept hundreds of millions of Chinese (for the sake of a better economy) and force “integration” and “assimilation” while demonizing any Black African who are against this forced “diversity” as “raaacisss” until Black children are minorities in all of Africa and are eventually blended out of existence via the assimilation over time – then tell Black Africans “stop complaining, just have more babies.” See how it works Nick? That would be ( c ) Deliberately inflicting on the group conditions of life calculated to bring about its physical destruction in whole or in part;
    Why are you denying genocide when its patently obvious to everyone other than rabid anti-Whites?
    Anti-racist is a code word for anti-White

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  • All so-called “entitlements” and allowances and benefits should be regarded as income and be subject to the Universal Social Charge and P.A.Y.E taxes subject to standard allowances and tax credits.

    This would eliminate the need for half of the SW Offices and “officers” that make work to “administer” these payments and provide no discernable real output to the economy.

    Also handouts from St Vincent de Paul, etc should be recorded and subject to the same treatment..
    The system of tax credits/reliefs and P.R.S.I. should be simplified and used to ensure fairness and equity..

    Similarly reform Health Services – we are just useless at administration. Simplification is the only way forward.

    Pay decent wages to Carers etc, But apply all taxes rigorously and put a value on Medical Cards and tax them too as with all benefits and incomes., including to OAP’s pensions and benefits.

    Everyone is the treated fairly and it needs less manpower to administer.

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  • Fine Gael recently gave tax breaks to wealthy businessmen to bypass the immigration paperwork. Fine Gael also gave immigration status to anyone who has €500,000 or more to come live in Ireland. Incomes in Ireland are among the least taxed in the entire world. For example, a basic salary in Ireland is considered €40,000. The Euro-zone average is €25,000. Any income above €80,000 needs to be taxed much higher because it creates more jobs by enabling the government to invest in infrastructure and public transport. The rich don’t like it because they are running out of places to hide. Ireland needs to become more competitive and taxing higher earners will help.

    Per the 2012 Index of Economic Freedom,
    Ireland, population 4.5 million, Income per capita $38,550/year
    Italy, population 60.3 million, Income per capita $29.392/year

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    • Raising taxes on the wealthy creates the political will for reforming the workforce for highly qualified professionals to come here. Without that political will, labor market reform doesn’t happen. If we taxed all earnings over €80k, it would close this year’s deficit. The Fine Gael and Fianna Fail Tax Cuts for the Rich created the recession. By increasing taxes on the rich, we can restore proper funding to teachers and for infrastructure to meet the economic demand and create more jobs.

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    • @Tim Jackson, Could you provide proof that “Fine Gael gave tax breaks to wealthy businessmen to bypass immigration”. I’d be quite interested to see this. And “Google is your friend” does not qualify as a vaild answer.

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    • Also I’d dispute that the basic salary in Ireland is considered €40k. I though €35k was considered the industrial average in Ireland, never mind basic salary. And even at that, €35k is high because the cost of living in Ireland is through the roof compared to the rest of Europe.

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    • 08/02/2012

      ”Top executives of some foreign-owned multinationals could earn up to €650,000 tax free”

      ”Finance Minister Michael Noonan has been fiercely criticised for a 30% tax break for the highest earners included in the Finance Bill”

      ”The Special Assignee Relief Programme will cut tax bills by 30% on money earned between €75,000 and €500,000 for employees moved to Ireland to work for at least one year.”

      http://www.breakingnews.ie/ireland/reforms-offer-top-bosses-tax-breaks-539091.html

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    • Tim are you suggesting the State should increase the tax rate to generate funds that could be used it invest in Public Transport? Tim you need treatment.

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    • ”And even at that, €35k is high because the cost of living in Ireland is through the roof compared to the rest of Europe”

      lol. That doesn’t justify benchmarking it based on your perception of the cost of living. Irrelevant. It is bench-marked to inflation and to the Eurozone average.

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  • It should be abolished in its present form.The cost to the state is prohibitive and will continue to rise. It should be means tested on a case by case basis.The long term savings would offset the initial cost of testing.

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  • Child benefit should be abolished altogether. It should be incorporated into other family supplemental benefit and only given as required. It should be applied for and then means tested. If you need it , you will get it… and only then. And only for as long as you need it…

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  • I find your post very hard to read, but people voluntarily having less children is not genocide. And yes, it seems likely that the world will become more multiracial over time. The difference between you and me is that I don’t see that as a big deal. At all. There’s really no such thing as “white culture.” There’s Irish culture and despite your assertions, plenty of immigrants (including ethnic minorities) have embraced it. Why does race matter, if someone’s Irish?

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  • we need to wake up to labour in government they see their only role to protect what they see as their core vote public service workers wages and pensions spin redundancy as trioka inforced cut social welfare payments reduce public spending go along with stelt taxes to bridge the gap between income and expenditure but the wages and pensions time bomb in the public sector remains ticking important not talking about public service workers with a GROSS salary of 50K just those above

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  • @to true left . Do you think a family bringing in 100,000 plus a year should get these benefits to. It’s not about attacking family’s who work. Read the statements. It’s about cutting the payments to people who don’t need it. Forget about the old fall back of bond holders blah blah blah. Would you rather give the money to families who don’t need it or other sectors which are crying out for money. My boss made over 800,000 last year at get child benifits. That can’t be justified

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  • Anita what exactly is wrong with spending child benefit on clothes it costs a hell of a lot to feed and clothe 3 children and you seem to be literally spying on your neighbours totting up how much alcohol they consume, I rely heavily on child benefit especially when school uniform and books are needed and it is not enough and literally food comes off the table to finance back to school costs in summer. So why are you picking on the poor feckers out of work. Have you no idea how hard it is for folk. Sadly many are driven to seek solace in alcohol they need compassion not you on your high horse/

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  • I know anita but that is just the ignorance of some people that don’t have to live among people in this situation

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  • I think means testing is a good idea. However, I think it would be a waste of resources to do so. How about asking people who requires the child benefit apply for the benefit at the social welfare department. To receive the benefit, the applicant must supply documentation that supports their need. Using a formula that includes household income, savings, bank account, and number of children will determine whether they would receive the benefit. Further, the application would have to be resubmitted after the birth of a child and when a child enters school. By doing this, the government can take into account the uniform fees.

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  • Saoilí 19/07/12 #

    I wonder if there would be any benefit in introducing a self means testing system. Basically, when people sign up for children’s allowance, and maybe once a year, ask them to sign something that says ‘I believe that I / my family need this money’. If they don’t sign, they don’t get.

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  • Because child poverty is somehow less reprehensible to you if the children aren’t white? This has absolutely nothing to do with race and making it that way says more about you than the “anti white establishment”

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  • Rob 19/07/12 #

    The rich will have to pay more since there appears to be close to no appetite for cutting the most vulnerable other than cutting those paying little taxes. But I think that taxes will have to go up on the rich by 20%.

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  • All politicians ignore simple maths put the price up value goes down. Grants cause prices to go up by the ammount of the grant. Suppliers generally know who is getting the grant. Any handout/support from taxation is easy money to businesses. Rich people don’t need supports but we are not allowed to discriminate. Croke park on the otherhand protects more rich people than poor. Numerically I’m wrong but wealthwise I’m right, I challenge the public service to prove the argument one way or the other. Anyone earning over €100.000 pa should be taxed at 60% all others below that should be taxed on a sliding scale from ten thousand to fifty thousand. All health and education should be free. All subsidies for travel,phones and other non-essentials should be stopped completely and immediately. Dole should be 50% of your last fulltime job, parttime should be 25% of your last job. These figures could/should be published by public servants by the end of this moon cycle if they get their fingers out or given a bonus.

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  • You have a lot of scary ideas about force. No, I don’t think anyone should be forced to do anything. Interesting, though, that you seem to consider “white” immigrants more acceptable. If you were really so concerned about Irish culture, would you not have equal worries of German, Polish, Australian immigrants? Instead, what you’re worried about is a world with more melanoma in skin tones? Anti-racist isn’t anti-white. It’s anti crazy thinking that prizes a baby purely on the basis of its skin.

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  • Anyone getting 40 k a year should not get it simple as that. Your talking here about people living on dole or low pay from 9000 to 17000 minimum wage. Why should people getting anything like 40k get childrens allowance on big salaries and this crap about putting themselves through college. Yea ye got grants and your parents got longer childrens allowance. Consider yourselves fortunate. many of us would love to go to college but we will never be able to afford it so don’t give me this crap that people on 80k a year have big overheads. If ye do then its your own choice and the state shouldn’t have to supplement your already huge wages.

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    • Because 40k a year isn’t a big salary if you have to pay 1000 a month on a creche. It would be different if Ireland was like Sweden where the max creche fee per month is 140 per child, but such a scheme would of course cost even more than Child allowance. People like that would be better off on the dole. At the rate it’s going, you’ll have to be rich to be able to afford to have a job and kids!!!

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    • siobeli 19/07/12 #

      You obviously don’t have children or a mortgage??? At least 1000 euro per month for full time childcare for one child….huge mortgage..no entitlement to medical card etc. on 40,000 per year you are in the top tax rate of 41%!!!
      A family on a low wage of 17000 is entitled to family income supplement, back to school allowance, medical card, and a subsidised place in a community crèche, and most likely a council house where just 15% of total income is paid in rent, plus falling outside tax limit.
      Plus that crap about college….some of us worked and went to college part time to get a education!!!

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  • That is not even an issue – OF COURSE!!!!! Will they do it though? They are so much interwebbed with the rich…they might be scared to do that!!!! Hopefully, cant be that I am DEPENDING on the CB and others simply dont need it and get it anyway!!!! YEP YEP YEP

    Reply
  • LOL sorry for calling you Tim there Nick.

    Reply

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