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Dublin: 10 °C Wednesday 22 May, 2013

Column: ‘Getting a job is the worst thing that’s ever happened to us’

A mother describes how finding work has left her family worse off than in unemployment, thanks to what she believes is a broken system.

Image: dcfups via Flickr

A woman working in Dublin tells of her experience being caught in a system where she says you are rewarded with benefits when unemployed only to have them stripped from you immediately and placed on the bread line when you enter back into the work place.

I’m at a loss for words to describe what has happened to my family. My partner and I have a gorgeous new baby and he has children from a previous relationship with whom we spend a fair amount of time.

He has been out of work for a while now and paying €100 euro per week out of his social welfare in maintenance – this was court ordered whilst he was on jobseeker’s benefit. I was out of work since the baby, but with the help of family and rent allowance we just about got by.

‘I got a full time job last month, delighted! Finally some light at the end of the tunnel, right?’

We were both living off my state maternity benefit and neither of us could get work, so we decided to move closer to where the jobs are. This meant the rent we were paying out doubled. Finally and thankfully I got a full time job last month, delighted! Finally some light at the end of the tunnel right? Wrong.

Even though my new job was far away, I didn’t mind, it was work. At this stage I thought it was our chance to get back on the food chain.

We did the right thing and told the social welfare I had secured a job. I was claiming jobseeker’s benefit when I was out of work. Within a week of me getting a job, my partner got a letter to say that we were being assessed – and in the meantime of the assessment his jobseeker’s benefit was being stopped.

‘We were told something different from everybody’

There was no pre-warning – that was in the first week in April and I was not due to be paid until the last week in April. I was now in the situation where we had no income whatsoever, so I had to go to the welfare officer to see if they could tide me over until I get paid. We were told something different from everybody. When we dropped in all the information they had asked for – like my contract saying what I was earning as I hadn’t received a payslip yet – we were told that was fine.

We asked did they take into account the maintenance that we were paying, the travel expenses I had to get to work – she said all that was taken into account. The community welfare officer then told us that they take it on the gross earnings and that there was absolutely nothing they could do for us as I was working.

I just can’t believe it. They will only take into account my gross income, they ignore that a large portion of my salary goes on tax, PRSI and USC. And they ignore the fact that I’ve to travel 100 kilometres each way to get to work so with diesel and tolls it costs me around €140 a week just to get there and back. And they ignore the fact that my partner has court ordered maintenance to pay out of that dole payment.

‘The social welfare said “Do you have any idea of just how busy it is in here?”’

When I called in relation to the matter the person at the social welfare office said “Do you have any idea of just how busy it is in here?” When I said I understood she told me that I was just lip-syncing and that I didn’t understand. She was just so rude – she had no compassion for my situation, no empathy. I complained and asked for a supervisor to call me – none did.

When we were cut off we went into arrears on the child maintenance payment and the thing with family law is that you cannot stop paying that unless a court order says so – you are liable for the arrears. So until we get a date we are now in arrears for hundreds until our case is heard. We don’t know when that date will be but the figure is clocking up every week.

‘The community welfare officer told us in no uncertain terms that we are entitled to nothing’

We have already been told that if he does not uphold the payments until the case is heard that he can be locked up for breaching the court order. This is likely to happen but it will solely come down to the judge on the day. How is that just? As it stands we can’t afford car tax, there is no home heating oil in the house (with a  newborn baby and  other children there also) and the community welfare officer told us in no uncertain terms that we are entitled to nothing because I’m working and earning over €312, they won’t even look at it.

So that is what we have to live on – two adults, a newborn baby and the other children.

I feel I am being encouraged not to work and what really upset me is my partner has worked since he was 16, he has paid tax in his own right, he has paid PRSI, he has supported his family up until he could no longer do so, he has earned the right to earn jobseeker’s while he is out of work.

He was self-employed for most of the past decade and before that he was employed elsewhere.  The sickening thing is that the Department of Social Welfare and Family have made him 100 per cent dependent on me. I now have two dependents, him and my baby. I called the Revenue to try and claim my partner’s tax credits and I was told “sorry you’re only cohabiting, you’re not married so you’re not entitled to anything”.

‘The people who are up front and honest are the ones being punished for not being married’

I know the argument that they are trying to protect the institution of marriage – but I belong to a family unit too and it is almost like we are being encouraged to break up. Even the pressure of the financial end of it is what can create family units breaking up, that is the fact of it. There are so many people out there that are living together and claiming single parents’ allowance and their rent allowance while the people who are up front and honest are the ones that are being discriminated against and punished for not being married.

The social welfare system appeals are taking over six months, so what are we going to do? Getting a job is the worst thing that’s ever happened to us. If I gave up work tomorrow I would get it all – rent allowance and social welfare. It just doesn’t make sense.

The contributor wishes to remain anonymous. Her identity is known to TheJournal.ie.

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Comments (106 Comments)

  • Nobody should be worse off working than not working and the system should be fixed to break this benefit trap.

    Reply
  • Jesus this lady tried to do the right thing and get screwed over by the pencil pushers in the dept of social welfare so they can justify their job for life, it’s a disgrace, I am sure there are hundreds if not thousands of genuine people on the dole who would love to work but can’t for this very reason! This country is broken!

    Reply
    • The majority of people on the dole are genuine, most of them had a job in the last 20 years. All tax payers. The unemployment rate was just over 4% not so long ago.

      Reply
    • Sorry to be pedantic here but the Department of Social Welfare dont have any role in policy making! They are very much understaffed and although have sympathy for this lady- she should have contacted Citizens Information and got exact facts and figures off them.
      There situation is what it is and the best option is to look for a way to work within the situation, simple fact of the matter is that there is employment out there in certain industries in Ireland and also the option is there to emigrate

      Reply
    • But if she’s working she can go to her credit union a get a quick loan to help them last until her first pay. This is how working people sort out their needs… not by expecting someone to sort it out for them. It’s the advantage and the disadvantage of welfare-independent life, you won’t have your hand held but then you don’t need to.

      Reply
    • gastrophase can you let me know which credit union lends out on I’m employed I get my first pay check at the end of the month. As far as I’m aware you need to have some saving history to get a loan from a Credit Union?

      Reply
    • How do you get a loan from the credit union with no savings and essentially no way to pay it back? The problem here as with all civil servants is the fact that the process is more important than the outcome. We’re trying to help people here no tick boxes. Bloody civil servants. Over paid morans for the most part. Those that are not morans must have their head wrecked byt the majority every day.

      Reply
    • @Charley Melia – In the future, if you’re planning to label a huge swath of people you’ve never met or had dealings with idiots, I’d advise using spell-check before you post.

      Reply
  • Ombudsman noted this married/cohabiting credits/welfare anomaly a couple of years ago but no change yet. I suffered from the honesty too. Friends and family laughed but I couldn’t bring myself to lie for a few bob. Better if welfare and tax treated us all as individuals and ignored marital status. It’s one of a multitude of ways in which the tax/welfare systems could be simplified Anyway fact is, the Irish state has created a clear disincentive to work in this case and that’s barmy.

    Reply
  • Surely if this ladies partner is not entitled to social welfare then they can apply for and be awarded FIS, something to definitely look into!

    Reply
  • i see it every day, my husband and I working full time since we left school, paying tax etc. and the job dodgers claiming every benefit under the sun. I am not talking about all social welfare recipients, I know there are genuine cases but the system is so skewed that it just does not make sense to work for a living in this country.

    Reply
    • Don’t blame the claimants so much, as the career dole sponger. The system is the problem, the whole country needs to be reborn as a second republic. This is France’s fifth Republic, we need to get rid of the morons making poor decisions and design a modern system. Time for change is past due and the citizens have to do it!

      Reply
  • I agree. The hierarchy are bleeding the Country dry, it’s screaming out for change.. It’s sad when you have to be dishonest just to survive.. This young mum was honest and paid a high price. Where is the incentive.? It’s bad enough losing your job but to be penalized for looking for and getting a job is the cruelest of all humanity..
    Where is the help in this backward country for genuine people in need?
    They should be given as much help as they need when they find a job..
    SIMPLY YES TO EXTRA MONEY..

    Reply
  • Here is a very useful segment on a Vincent Browne show: put Joan Burton and the author of this piece on the panel and let Joan do the explaining. Let her tell us what her Department is *actually* doing to counter this cruel anomaly. My sister lost her job and her husband has been put on a three-day week. Having a very small income does something similar to them: if they were both unemployed, they would be financially better off. The system is in a jock, Joan. You’re a smart woman – PLEASE get to grips with it.

    Reply
  • Cathy 11/06/12 #

    A lot of commenters seem to be missing the main point. The writer of the article will get paid at the end of the month, but all her and her partners income has been taken away NOW. Even if she is getting a million euro a month RIGHT NOW she has no money to get to the job, pay for heat and rent, pay maintenance and so on. If Jobseekers was higher or lower the problem would remain. No money means moving or other solutions are impossible.

    It seems entirely ridiculous to stop someone’s payments before they even receive their first pay packet. n

    Reply
  • Absolutely Ridiculous of the system!! I am so not surprised! Where I’d the incentive for anyone to work in this situation??

    Reply
  • Anyone who works should be financially better off, our welfare system must be reformed to ensure this

    Reply
  • I am single and have ab adult daughter who does not live with me. I too are worse off since going back to work. My weekly petrol bill is almotst €60. They took my medical card and i pay €100 per month for mediciation. I need to work for my own sanity. I have paid tax, prsi, in this country for almost 30 years. But I was better off financially when unemployed. I have years of experience plus an university degree.
    It is soul destroying. My daughter is now leaving this country . She had an honours degree and a Masters…………… it is heartbreaking

    Reply
    • its called the public transport system. use it.

      Reply
    • Jack, there’s plenty of people in this country who can’t get to work on public transport because it’s not there, or not there at the right times. Once you get out of Dublin city you’ve got a public transport network that is very patchy.

      Hell, even when I was working in Dublin city centre I had no way of getting from Lusk to work for a start time of 8 AM on a Sunday.

      Reply
  • Entitled to €40 a week after losing my job, I decided to give two fingers to the state. An extra 40 euro it may be but that to me is such an insult that I decided to not claim it, and instead set up this..Thankfully this has worked. Whole heartedly agree this system is f&€@ed.

    Reply
  • This is one more example of a crazy, dysfunctional system which is long past its sell-by date.

    A much better idea is a Universal Basic Income for all citizens, without means testing or work requirement. With such a system, everyone gets a basic payment from the state. Whatever you earn in excess of that, you pay tax on.

    So it would always pay someone to work, rather than their being penalised. People who wanted to work, full-time or part-time, could do so without any penalty. Entrepreneurs would have something to fall back on if their business failed, rather than being left high and dry as happens at present. People who wanted to stay home and mind the kids could do so as well, without suffering loss, and with their social contribution being recognised.

    Granted, there might be a few slackers who would stay in bed all day, but we have them already with the current system. Near where I live, there are generations of people who have never worked.

    I can’t see that fixing a broken system would make things any worse, and it would make things better for so many citizens.

    Reply
    • Not a bad idea Paul but rather than let slackers be slackers with money for nothing I think that long term unemployed should be made work for the state, maybe cleaning roads, collecting litter, keeping public areas in good order etc, there are plenty of things that they could be made do to earn their money. We would probably have a few less wasters living for free generation after generation and the people working for cash and claiming welfare would suddenly find that they could not do both. Apart from those benefits there is the positive psychological effect of getting back into the workplace or just getting off your ass once in a while for something other than your beer and fags.
      I’ve said it over and over here that our system needs to be completely overhauled and I’m glad to see that the idea is catching on :-)

      Reply
    • @ Frank Enstein. The problem with “workfare” is that you need another level of complicated (and expensive) bureaucracy to make it work. Someone would have to act as an overseer for those litter-collectors. Also, many people would surely be better occupied minding their children, starting a new business, re-training or whatever rather than resentfully looking over their shoulder at some state foreman who is making sure they pick up all the litter and don’t slacken off. (The former state socialist societies of eastern europe were something like that and they didn’t work: the joke was “they pretend to pay us and we pretend to work.”) The alternative is to give everyone a basic subsistence and let them earn more on top of it. That way, you minimize the bureaucracy. (Of course, some kind of social welfare would still be available for people with special needs etc, but the vast bulk of the population would enjoy a huge increase in basic freedom and security.)

      Reply
  • I fully understand where this lady is coming from, she wanted to be honest and upfront about everything, not play the system or lie about anything and it has cost her family dearly. My son is on Jobseekers allowence and got sent for an interview through FÁS recently, he was delighted. He wasn’t sure where the job was and looked it up. Problem. We live in Drogheda and the job they suggested for him was in the far end of Kildare, he had two choices, commute, very unlikely he’d need a helicopter, or try and find a bedsit there but considering what they were offering him he’d never have been able to afford even a kennel. While its true that these people don’t make policy they are, or at least should be, capable of independent thought and have some “cop on”.

    Reply
  • It’s called the destruction of the middle and low income class.

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  • the attitude you got on the phone is typical of people who have gilt edged job security. they are untouchable no matter how much you complain.

    this is the sad truth of it, those who ate honest pay the most. those who are idle gain the most. the setup is an ass

    Reply
  • I had read a sign in my local welfare office about there being a support in place for going back to work, that they wouldn’t just cut you off, it would be a gradual withdrawal of their support. Maybe it’s dependant on circumstance or maybe it’s total garbage-who knows. I think it’s awful for this girl, her partner loses his benefit while they means test them as a couple and yet she can’t claim his tax credits as a couple? That is not fair but it is typical of our system. I would be tempted in her situation to quit my new job, a mother has to take care of her family any way she can and if it has to be on welfare then so be it!

    Reply
    • I am in a similar situation to this girl. Only my partner is from northern Ireland and is not entitled to anything because he is not habitually resident ( need to live here two years or more to claim). I recently got a job and was cut off there and then when I informed them, I get paid monthly and it’s a five week month… Welfare officer doesn’t want to know about it. As it stands now I don’t get paid until the end of the month and my partner is my dependent, it is very disheartening that when I was unemployed I was in a better position than I am now. The system is messed up!!!!

      Reply
    • Why they cant re-introduce the back to work allowance to help people who find themselves in this situation, is beyond me. They could even set up a loan system where the welfare officer pays you say 100 euro a week till you get your first paycheque and then have it stopped out of your wages at say 25 euros a week.

      Reply
  • Irish renters if you really think that ?312 is an adequate income for 2 adults and 3 children to live off in order to be ‘financially fine’ as you point out then you clearly haven’t a clue what you’re talking about. maybe you should stick to giving opinions on topics where you can contribute something intelligent to the conversation. welcome to the real world!

    Reply
  • Yup, the system is broken. It makes no sense that you are better off unemployed than working. it also makes no sense that you are assessed as a couple for losing benefits, and individually for getting tax credits. It should be one or the other.

    But, this is reality now, and it’s not going to change any time soon.

    You know a job is better long term. So navigate the system as it is. You can either commit to being a permanent family and get married, getting his tax credits for a cost of 150 euro at the registry office…. Or you can boot the guy and his expensive baggage out. Let him look after himself if he doesn’t want to get married. Both of those options will leave you and your baby much better off. I’d go for option A myself, having a child with someone is a much bigger commitment than the marriage cert.

    Reply
  • Pack your bags and move to Australia. Give you`re new baby a fighting chance of a well paid job and a future that doesn`t involve emigration like we have to. I`ve been warmly welcomed here and earning multiples of what I ever did and I`ve worked all over Europe, Middle East and Central America. I`m 35 years of age in Ireland has been bankrupt twice in my lifetime alone. The governing classes/dynasties in Ireland can`t change. Not won`t but can`t. So unless Ireland is going to have a Bastille day and rent out a few guillotines and declare a new Republic (the French are on their 3rd) it will never happen. Save yourself the everyday disappointment of knowing that there are idiots in charge and to be fair a lot of idiots voteing by leaving that beautiful little place we used to call home. I open the curtains now and see sunshine beaming in at me from a place of so much oppertunity. If someone puts themselves forward for election in Ireland that person should be banned for life from entering politics. Those people are vain leeches. I wish you the best in what ever you choose. A mind is like a parachute, it only works when open.

    Reply
  • why i bother working is beyond me when i’d be better off claiming social welfare, o wait i remember it’s cause some people have to work so there is tax being paid to fund the social welfare.

    Reply
  • An kevin 30 years ago if u didn’t lift when u were told u got a thump,rediculed for being lazy,and may as well leave the job . There was no training on how to lift and no hoists for lifting. And even worse of course if u didn’t lift the poor patient became more likely to get pressure sores .

    Reply
  • You voted yes, its going to get worse.

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  • My question is, if she can’t claim his tax credits then why are they being jointly assessed for his allowances or did I read that incorrectly?

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  • Personally, I believe that they should appeal the decision to withdraw jobseekers allowance.Appropriate income is 360 for a family with 2 children.Taking into account that her partner needs to pay 100euro maintanance their income is insufficient.Well appeals procedure can take up to pay 6 months….but they should keep trying cause it’s just ridiculously horrible situation.

    Reply
  • If this lady is earning under 500 per week, she will be entitled to Family Income supplement which you can get with cohabitating partner, they are pretty good at taking travel costs etc into account, always good to go to citizens advice if in doubht…http://www.citizensinformation.ie/en/social_welfare/social_welfare_payments/social_welfare_payments_to_families_and_children/family_income_supplement.html

    Reply
  • Play the system, rent a bedsit for him and tell them you have split up.

    Reply
    • That is just wrong ! They should not have to do that . It is this type of carry on that has the country the way it is. Where does it say that the law has to be stupid . Has no one got any cop on ? As Feargal Garvin said above ^ ”Nobody should be worse off working than not working and the system should be fixed to break this benefit trap.”

      Reply
    • Or get married. Christ it’s 150 quid, the first payslip would cover it.

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    • They may not be able to get married , he or she or both may have been married before and not yet divorced !!!

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    • Eh P Wurple maybe one of them is waiting on a divorce before they can marry?

      Reply
    • The system is fooked, but he needs to get a job or get the heck out if they can’t get married. I wouldn’t put up with that out of a man. There she is giving birth, getting the job, supporting the whole lot of them on her own and all he contributes is bringing in more mouths to feed.. What use is that to her?

      Reply
    • I cannot believe you said that. Aren’t lies and theft how we got in this position in the first place. It amazes me that people like you are always happy to come up with the laziest and crooked solutions to these problems.

      Reply
    • its crap like that has wasted millions better spent on those of use that actually contribute to our states coffers. get off yer holes and work for a change, instead of demanding a bigger cap to hold all the spare change youre panhandling for

      Reply
    • So Susie did you have an unplanned pregnancy? If so why? Why does some one in the this day and age feel have they to go through this? Why do they expect Society to pay for their choices? If you can’t afford the consequences take precautions, or terminate.

      Reply
    • Mick Byrne
      Don’t you worry about me or any pregnancy I may or may not have had , planned or otherwise . That is clearly none of your business, The issue is that this pregnant girl got a job , came off the dole and finds that financially she would have been better off staying on social welfare …. That is not right. I wish her and her new baby well and her family too.

      Reply
  • Man I am so sick to hear that living on welfare is the solution. How you live on 190 Euro is NOT A JOKE!!!! That is really the last time I read one of these columns really!!

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    • Not what you get in money, its what you have to give up. Childcare and doctors bills and all those other things you suddenly have to start paying for. The people going into basic paying jobs should be rewarded. As for the single mothers, I know plenty who work hard raise a brilliant family and do not go around feeling sorry for themselves.

      Reply
  • Her partner is not liable for maintenance if he is on Social Welfare…..I know this from experience so it is a fact! She needs to kick up a real stink in her local office…..shame them into helping her!!

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  • ….an this is why the country is fuked,bent broken bust system….and as for the lip from the person in SW Dept,well I’d absolutely tear him
    /her asunder,heard too much of this attitude myself

    Reply
  • I am a public servant out sick at the moment as have had to have a hip replacement , basically as I spent 32 years working with resistive geriatric patients.had no training in lifting or no reminder to have Any regard for our own backs for 25 of those 32 years. Now sitting at home ,same bills to pay.120 euro for pills last week.nothing to reclaim .still have same children to get thro . school..if I was unemployed I would have a medical card, all school expenses paid and all the rest.definately not saying that the unemployed should get less just those of us ” lu cky” enough to have a job shouldnt b cut to pieces just because we get injured thro.no real fault of our own but thro long term abuse of our backs .

    Reply
    • I’m sorry but do people in this day an age really need a REMINDER to look after their own back. if this is the case then this county is worse off than I thought.

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    • A lot of drugs are cheaper in Newry or Spain

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    • mattoid 11/06/12 #

      @Kevin
      The damage occurred over 30 years, when there was far less appreciation of workplace back injury than there is in this day and age.

      Reply
    • Eilish, I’m guessing you’re a nurse? My own dad was a psyche nurse and suffered a number of injuries too. (Not just through lifting either).

      Pay little heed to the red thumbs – people see “public servant” these days and take the populous view. Your frustration is genuine and justified.

      I hope your recovery is swift and that you can continue in your profession.

      Reply
  • It seems to me this women is finding out how Civil Servants let loose with opinions can have a devastating effect and she is finding out the hard way.

    Civil Servants have become power hungry since introducing opinions, which actually allows them to commit crimes without fear of prosecution.

    You will see more of these tales in the years to come.

    Reply
    • Opinions? What are you talking about?

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    • @Keith Colton: I mean that Civil Servants do not use reading, writing, arithmetic or evidence.

      They use what they consider is an opinion, which could be a lie, a guess, assumptions, presumptions, figments of their imagination, beliefs, wishful thinking, rumours, etc. If they do not have opinions then they can falsify your paperwork.

      There are a lot of things that you can disguise as an opinion and your guess is as good as anybody else as to whether they are actually using opinions.

      You are guaranteed that they will not let you question evidence behind closed doors in Social Welfare Appeals systems because they don’t have evidence that their are no jobs available.

      Reply
    • Keith, this Loyalirish guy comes along to the comments section here every so often with barely-relevant, barely-coherent nonsense about how “opinions” in law are ruining Ireland. If you try to get him to explain what he means or give examples he’ll evade, waffle incoherently (as he does here) or link you to something incredibly useful and specific like the entire Irish State legislation.

      Whatever his intention when he posts, he comes across as a conspiracy theorist, divorced from facts, reality and with no concept of how nonsensical he is.

      Reply
    • @Aoife O’C: You openly admit that you do not understand the subject.

      If you do not understand the subject then maybe you should not make a comment.

      It seems a little silly that you want to reveal your lack of skills on the subject that you maybe better off trying to work out opinions in law and how they effect you and your family. Its in your interest to use reading, writing and arithmetic to figure out the problem and then take the right steps to protect yourself.

      Reply
    • To be fair – I get what you mean by that.

      There are people that we have to deal with in life who will state their opinion as fact. Depending on these opinions and not recognising them as such (only opinions) can lead to getting absolutely screwed over.

      I don’t see how this is down to frontline cival servants though. The system is broke and I can understand the civil servant sometimes having a blow-out with the negativity they face every day. Not to say this lady doesn’t deserve an apology.

      Reply
  • The system is a joke, firstly housing should be state owned and rented to every citizen. The householder would be responsible for the upkeep and services of the property. This Irish mentality of owning a property is crippling households, subjecting properties to market conditions, only makes Solicitors/Auctioneers/ Civil Servants etc.rich landlords! The reason life is so expensive here, is the costs of government. Its obese and over-beuracratic, too many local authorities/councillors/td’s/senators and it creates a vicious circle. Their pay is too high, pensions etc. and we need a new constitution. These turkeys want things as they are, jobs for the boys and power. It all needs to change, we have to change it or nothing will ever change! A citizens revolt is needed now!

    Reply
    • Housing should be state owned AND you are opposed to bureaucracy??

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    • Look at sweeden and other european countries, it works there. It leaves more money in your pocket to spend, then being crippled with mortgages and negative equity. Open your mind and catch up with countries that are not bankrupt as many times as we’ve been. Time to try something new, what’s the obsession with ownership?

      Reply
    • So those of us who do own our own homes or are paying through the nose for our own homes or have them nearly paid off etc ., in your land of non bureaucracy , can we sell our homes back to the government for Cash ? I will . Then I will pack my bags and go somewhere safe and sensible and live happily ever after.

      Reply
    • Housing should be state owned!? Didn’t they do that in the soviet union and it was wonderful right?
      Where do you get the idea that it’s like that in Sweden and other European countries?
      What planet are you on?

      Reply
    • Stephen, the amount of red thumbs you’ve received for what is a truly accurate statement is an indication that the people of this country have no incentive for change and are quite happy to be continuously shafted while merely complaining about it. The moral of this woman’s story is that the system encourages people not to return to work, by default. If she needed to do her homework before taking employment, it’s a sad state of affairs in the first instance. Again, pure comedy in a tragic sense. Imagine, being ‘better off’ on social welfare! That’s where we’re at!

      Reply
    • Are we talking 100% of housing being state owned?
      Personally I wouldn’t agree with that – but I can see how this would work. To be fair, look at the type of housing that people have been happy with in this country. Same old boring houses from 70′s style designs and marginally better building methods.
      Developers profit to a reasonable extent (in the way that any business should be allowed to)…. Government’s complicity in facilitating developers in zoning corruption pretty much ends…. People have a chance to have a home, the rent goes back into the coffers and is a pretty stable revenue flow.
      There’s lots of reasons why this is a good idea. The main disadvantage is the Irish love of owning your own – which can still happen so those who do make the money can still buy their acre and build – any developer profiting here will likely make more money but the availability of state housing should help keep prices reasonable.
      People will also point to housing estates as “bad” areas for crime etc. This might be true currently, but in a future where state housing is widespread with good planning it’s not.

      Reply
  • Move to cheaper accommodation closer to your job.
    Have your partner renegotiate his maintenance payments as he has no income. In fact I’d stop paying maintenance in the mean time.
    Get married to avail of his tax credits.
    You are a one income, single children household. It might be a grind but that’s life.

    Reply
    • Get married to avail of tax credits…are you for real!!!

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    • It’s worth a few hundred quid a month. She could lobby government for years to change the tax regime for cohabiting couples, and write more despondent articles or she could do something now to have a financial impact.

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    • It’s as good a reason to marry as any. That and rights to your children if your a man.

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    • If they wanted to marry, they would do so. Financial expedience is not a good reason for marriage and they shouldn’t be forced into it as the only path to fair treatment. Anyway, marriage itself is an expensive business. The point of this article is that the social welfare system financially penalises employment in some cases and when it does, there is no mechanism to correct the anomaly. I don’t think she’s looking for financial/relationship advice.

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    • Marriage is not expensive at all, you just need to show up before the registrar. If they didn’t want to make their arrangement official, which I fully understand as a valid option, they should not seek tax credits. Either or…

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    • If our government wants people to stop living of the state.

      Then let them lead by example.

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    • What is her point? Welfare is too high? ok, I agree let’s reduce it. But that will have no impact on her family as she is working.

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    • With their lies, ignorance, corruption, negligence, delays, cowardice, weakness, red tape, bureaucracy, unjustified inflated salaries/expenses and showboating etc etc.

      This toothless government are nothing but liquidators put in place by corrupt faceless gamblers.

      Fine Gael and Labour ”bringing the famine back to Ireland”

      Stop bullying your people and stand up to the real bullies!!!

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    • Part of the lesson here to be learned is to speak to the like of the citizens advice bureau and study the whole picture of returning to work and the implications it will have financely and personaly , best done before running into the social welfare and signing off, to be honest have found the larger percentage of those working at unemployment offices to be ignorant and unprofessional towards their work and clients using my own years ago personal experiance and also more recently of other family members

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    • @ IR small problem with moving to cheaper accommodation closer to the job is in losing the deposit of one accommodation (leaving before contract expires) and having to raise same for the next . Moreover, perhaps the rents are too high; so lets reduce that, which will have a very significant benefit for this family + many others…….

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    • I think the point is being missed entirely here – This lady has made a significant effort to get back to the workplace. We’re not talking about a sponger here.

      Let’s not lose sight of the big picture – getting some form of support getting back into the workplace is still much more preferable than the cost to the taxpayer of full support.

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  • I can understand where this lady is coming from. Its not her fault that the social net is so near the income net. This is the tough reality of life and if (when) her partner gets work they will be flying again.

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  • If her take home pay is less than €500 a week she is entitled to FIS (Family Income Supplement), FIS also take into account, travel expenses for work, the cost of your rent, maintenance payments to another person, how many children are dependent on you.

    the €500 is minimum bracket, each child increases that, so if she has multiple dependent children, she’s entitled to a lot of FIS.

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  • I am on the dole, doing a jobbridge internship for 50 euro a week on top of my dole. It costs me 100 euro a week to get to work, and i do not get travel allowance. Obviously I am still looking for full time work to get off the dole, but in the meantime I don’t want to be sitting at home doing nothing. The problem is, I don’t think I can afford to do this for much longer. If I take up any extra work to earn some money, that money will just end up being taken off my dole. Long story short- I can’t afford to work!

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  • oops, pressed submit…..
    I also think it would improve their sense of self worth to be seen to be employed legally, and would make the rest of us, who pay all our taxes, USC, etc. feel less like mugs.

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  • This may be a rather simplistic idea, and forgive me if it has been mentioned before, I have not read all the posts, but; i work in an industry that has plenty of part-time hours, and most of these hours are going to women, cash in hand, because they would have to sign off the dole or be re-asessed for carers etc. and who could blame them. Also, they are low paid.
    If businesses were given an allowance for every person they employed, this would get more people off the dole, and allow them to work for a day or two every week, for example, but be paid a decent hourly rate. I also

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  • Sorry, but you need to start making some better choices.

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  • I’m curious if the new baby was planned. If it was.. very irresponsible

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    • Any sort of practical answer is shouted down on here by the hand wringing majority that seem to populate this country. Its everyone elses fault and dont you forget that.
      Your point makes too much sense to be taken seriously

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    • even if this baby was planned it takes 9 months before the baby was born and a lot can happen in this time.

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    • I’m hopeful Shane O’Connor you will never have any babies. What a stupid comment.

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    • I have to agree bringing a baby into this economic climate is crazy.

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    • Well then ! I hope none of you never have an ”unplanned” pregnancy. A lot can happen in 9 months , but it does seem unfair that he has just brought discomfort and insecurity to this girl’s life . But maybe she loves him ! Maybe it is as simple as that and they are prepared to go the course together . I wish them well and success.

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    • In reply to the unplanned pregnancy post, this is the 21st century if you want to have sex use contraception or if you are really stupid get the morning after pill or failing that have a termination, if you want a baby make sure you can provide for it and don’t expect society in general to pick up the tab.

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    • Thank you Bryan, the abundance of these people is Ireland’s biggest problem.

      All I said was, if this baby was planned, while they were both on the dole, it was irresponsible.

      I certainly wouldn’t like to share company with someone who thinks it’s ok to bring life into the world in such circumstance.

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    • Mick Shane
      I really hope you never experiennce an unplanned pregnancy or more to the point , your partner , because it is not as plain sailing as you two make out . But as long as all is ok in your world by all means feel free to critcise …..

      Reply

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