THE GOVERNMENT HAS announced excise cuts and a fuel allowance extension in an effort to support households amid the soaring cost of petrol, diesel and home heating oil amid the US and Israel’s war on Iran.

But opposition parties say the measures don’t go far enough, particularly when a record 320,000 households are already in arrears on their energy bills and food prices remain high. 

Readers here at The Journal will be familiar with our popular How I Spend My Money series, which looks at how people in Ireland really handle their finances. Over the years, the series has chronicled the lives and financial ups and downs of hundreds of readers.

We are asking readers to get in touch and write a Money Diary to keep track of their spending and saving, help us understand how they are dealing with the cost of living right now. 

Would my diary be of interest?

Absolutely. Everyone is in a different place when it comes to money and will have different incomes and outgoings.

Everyone also has different approaches to finances. For instance, are you a good saver, or does money burn a hole in your pocket? Can you afford a pension? What about mortgages? Are you confident you could qualify for one, or are you meeting your mortgage payments?

If none of the above even seems remotely possible right now, then we also want to hear from you. It’s not an easy time, and we get that, so you might just feel like saying ‘I can’t make ends meet’ and that’s ok too.

How does it work?

Over the course of a week, we ask you to keep a record of how much you earn, how much you save (if anything) and what you spend your money on.

Our Money Diaries readers also love to hear about your day, what kind of routine you have, what you had for dinner – all of it. Woven into that is a note through the day about how much you spent on groceries, incidentals and other expenses.

Related Reads

Money Diaries: A part-time administrator who is a carer for her son, who has a disability

Money Diaries: A 38-year-old accountant on $185K living in Melbourne

Money Diaries: A software engineering manager on €140K living in the east of the country

Readers often get helpful information and tips from reading the diaries, so include details about batch-cooking, Revolut vaults or any other handy savings tips you might have.

What next?

If you’re interested in keeping a diary for a week, send an email to money@thejournal.ie and we’ll get in touch. We would love to hear from you.