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Monday 25 September 2023 Dublin: 16°C

# Personal Finance

Last year
2022
Voices
Explained: How can I get the most out of Budget 2023?
Financial advisor Ralph Benson looks at the budget announcements today and finds out who got top billing.
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Updated
Sep 28th 2022, 9:50 AM
# Your Say
Poll: Do you keep a personal budget?
Budget 2023 is all over the news today.
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Sep 27th 2022, 9:27 AM
All time
Voices
How I Spend My Money: A 28-year-old engineer on €40,000 trying to save money while renting in Dublin
The young engineer is trying to balance saving while enjoying an active social life
83.2k
58
Oct 13th 2019, 8:00 PM
Voices
How I Spend My Money: A Kerry woman in Toronto saving €700 a month to build her dream Irish home
The TV programmer is hoping to return to Ireland and build a home on her family’s land
53.4k
26
Oct 9th 2019, 7:30 PM
Voices
How I Spend My Money: A student on €12,000 trying to balance work and college life
His parents are helping him pay for his rent and monthly expenses.
41.3k
30
Oct 6th 2019, 8:00 PM
Voices
How I Spend My Money: Does your spending reflect the cost of living outside Ireland's cities?
We want to hear from you about the expenses or otherwise of living in urban or rural areas outside of Dublin.
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4
Oct 3rd 2019, 11:00 AM
Voices
How I Spend My Money: Engineer in Perth on €75,000 wonders if it's cheaper to live in Ireland
The Dublin-born engineer is preparing for the arrival of twins.
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47
Oct 2nd 2019, 7:30 PM
Voices
How I Spend My Money: Sales manager on €67,000 in Kildare saving for unpaid maternity leave
The mother-of-one is trying to save in order to take extra unpaid maternity leave in January
58.3k
37
Sep 29th 2019, 8:00 PM
Voices
How I Spend My Money: A 31-year-old doctor on €68,000 working long hours to pay off Dublin mortgage
The young doctor recently bought a house in Dublin
96.2k
53
Sep 25th 2019, 7:30 PM
Voices
How I Spend My Money: A tech consultant on €40k trying to save in order to emigrate
The young professional is trying to balance his social life and savings.
55.2k
40
Sep 22nd 2019, 8:00 PM
Voices
How I Spend My Money: A mum on maternity leave weighing up a permanent move from Dublin
She is earning €72,000 in Dublin but wants a more family-orientated life.
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18
Sep 19th 2019, 12:19 PM
Voices
How I Spend My Money: A student on €9,840 aims to cut down on food spending at college
A grant and a college scholarship help with her monthly expenses
44.5k
42
Sep 16th 2019, 9:38 AM
Voices
How I Spend My Money: A property surveyor on €45,000 who regularly dips into his savings
He wonders if he’ll ever be able to contribute to a pension or health insurance.
44.2k
28
Sep 11th 2019, 7:30 PM
Voices
How I Spend My Money: Construction manager on €38,000 spending less since birth of first child
He used to spend more money on trips and recreational activities.
67.7k
38
Sep 8th 2019, 8:00 PM
Voices
How I Spend My Money: A public policy worker on €91,000 who saves €1,000 a month
She is saving in order to buy household items after recently purchasing a home in Dublin.
91.2k
140
Sep 4th 2019, 8:00 PM
# Save Money
New rules making it easier to switch your mortgage kick in from today
Lenders will now have to tell customers 60 days before their fixed term ends and let them know about new rates and other options.
32.8k
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Jan 1st 2019, 9:00 AM
# The long game
Know your ARFs from your PRSAs? Our guide to when to start a pension
And what the hell is a PIP? An ARF? We got some experts to answer your questions.
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Oct 14th 2016, 10:00 AM
# mo money mo savings
Saving money in your 20s and 30s? It CAN be done - and here's how
We talked to successful savers for their tips on squirrelling it away.
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Oct 12th 2016, 11:00 AM
# sponsore by the credit review office
Taking on the banks and winning - all in a day's work for this Irish businessman
Liam Murphy had his loan application rejected – but he didn’t allow that to deter him.
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Feb 16th 2016, 11:43 AM
Voices
Can this new plan halt Ireland's looming pension crisis?
Our ageing population will mean that the current State pension will become unsustainable, leaving an uncertain future for many of us.
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Mar 6th 2015, 9:30 AM
# ripped off
Consumer group warns as woman pays €1600 in Spain for €300 tablet
Such incidents are becoming more and more common according to European Consumer Centre.
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Jan 9th 2015, 7:15 AM
# Hey Big Spender
Irish consumers had their best Christmas for seven years
New figures today also show an increase of 6.4% in retail sales over the course of the year.
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Jan 8th 2015, 2:08 PM
# Scrimp and Save
Are you saving for your kids' college education?
New research says that just 55% of parents are.
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Jul 14th 2014, 5:51 PM
# Confidence boost
Investor confidence in Irish economy hits four-year high
Over 80% of investors are positive on Ireland’s prospects, up from 10% in 2010.
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Jul 7th 2014, 9:43 AM
# Building Momentum
Here's how much has been approved for mortgages this year
The figures are in, and they show a big bump.
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May 2nd 2014, 10:25 AM
# Upturn
Eight out of ten investors positive on Ireland's prospects
Driven on by better economic news, investors have a bigger appetite for risk.
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14
Mar 24th 2014, 7:40 AM
Voices
Column: There are fewer bankruptcies than expected so far this year. Why?
A stand-off between debtors and creditors has led to a slow down in formal insolvency arrangements, write Anthony Joyce and Karl Deeter.
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27
Mar 12th 2014, 8:00 AM
Voices
Column: Irish financial consumers are bewildered, frightened and angry
The protection available to consumers when they take out credit is still inadequate – despite all the promises that were made after the crash, writes Noeline Blackwell.
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13
Mar 7th 2014, 8:00 AM
Voices
Column: What is a frugal food budget to you?
Do you plan every cent you spend or throw caution to the wind? Caítríona Redmond looks at the intricacies of living on a budget.
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Feb 18th 2014, 7:30 PM
Voices
Column: 8 Financial Rules of Thumb
No two people are the same, so what’s right for one person may not be for you. However, there are some financial rules of thumb that can help to steer you in the right direction, writes Liam Croke.
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Jan 18th 2014, 7:00 PM
Voices
Column: Having a home is a basic need that's slipping beyond people's reach
A fresh and compassionate approach is needed for Budget 2014 to help thousands of families who are in danger of losing their homes, writes SR Stanislaus Kennedy.
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Oct 9th 2013, 1:00 PM
Voices
Column: Financial stress is costing us dearly – it's time for proper education in money matters
Did you know that financial stress is costing Irish business over €2.1 billion? Financial advisor Liam Croke discusses the changing face of personal finance – and personal debt – over the past 24 years.
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Sep 27th 2013, 1:00 PM
# Survey
Survey: Just 58% of teenagers expect to find work in Ireland after college
The Teens & Money survey by the Irish League of Credit Unions shows that 80 per cent of teenagers worry about the costs associated with third level education.
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Feb 25th 2013, 7:27 PM
# just can't let go
Irish people still love using cheques, says Central Bank
More than 84 million cheques were used in Ireland in one year, despite the shift away from cheque books.
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Feb 5th 2013, 2:00 PM
# bills
61% of people have under €100 left a month after essential bills - Credit Unions
the final 2012 ‘What’s Left’ tracker series conducted by the Irish league of Credit Unions shows 61% of people have €100 or less left at the end of the month once essential bills are paid.
6.6k
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Jan 17th 2013, 7:15 AM
# cards
Irish consumers' Visa card expenditure rises to record €15.5bn
According to Visa, €1 in every €7 of consumer spending in Ireland is now on a Visa debit, credit or prepaid card.
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Jan 15th 2013, 9:31 AM
# Leaders' Questions
Kenny 'doesn't like' Bank of Ireland rate hike - but can't stop it
Enda Kenny regrets Bank of Ireland’s decision on credit card rates, but says the issue is one for the Financial Regulator.
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Dec 19th 2012, 2:51 PM
# Personal Finance
Bank of Ireland increases credit card interest by up to 4 per cent
The rate increases, which had been advertised in October, kicked in yesterday – only a week before Christmas.
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47
Dec 19th 2012, 9:11 AM
# Budget 2013
Join TheJournal.ie’s #Budget 2013 virtual panel
We want to hear from a wide range of people across the country to find out their thoughts both ahead of Budget Day and on the day itself.
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Nov 26th 2012, 10:25 AM
# Student finance
Students advised to compare bank accounts before signing up
National Consumer Agency says it’s important that students check all penalty charges before choosing their account.
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Aug 21st 2012, 9:30 PM
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