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CHOOSING THE RIGHT home insurance policy for you is a tough decision, and one that requires going through the options carefully. But do you really understand what is covered on your home insurance policy?
Today, we’re looking at the different levels of cover that are available when you insure your home with Allianz.
Building & contents cover offers standard protection for both the physical structure of your home and the personal possessions inside. The ‘buildings’ aspect protects your home’s structural elements, like the roof, floors and walls.
On the other hand, contents cover is all about what’s inside your home: safeguarding your personal belongings, such as furniture, electronics, and other valuables.
Building & contents insurance covers your home in the event of:
Building & Contents Plus offers everything that you get in the standard Building & Contents plan, but with the added benefit of accidental damage cover. Accidental damage cover provides an extra layer of protection against unexpected mishaps that happen to your home or belongings.
Imagine spilling red wine on your new carpet, putting a hole in the wall during a DIY project, or breaking a window when playing football in the garden. Accidental damage cover can help you repair or replace these items.
When it comes to protecting your home, Allianz offer comprehensive insurance cover, ensuring you have peace of mind no matter what. Whether you choose Buildings & Contents cover or Buildings & Contents Plus, both include these features as standard:
Emergency Home Assistance: With round-the-clock cover, 365 days a year, this service swiftly addresses emergencies such as water leaks, heating system breakdowns, or lockouts. Allianz aims to have a tradesperson at your doorstep within 90 minutes, covering the cost of the call-out, labour, and materials up to €300 per incident, up to four times per year. Allianz also cover fire brigade call-out costs up to €3,000, ensuring you're never alone in a crisis.
Rebuild Better: With the Allianz Rebuild Better feature, fixing up your home after a big claim just got a whole lot smarter. If you need to make a claim of €50,000 or more, Allianz throws in an extra €6,000 for you to spend on eco-friendly upgrades like a heat pump system or better wall insulation. It's a win-win: you get your home back in shape and make it more energy-efficient at the same time!
Increased cover for special occasions: your contents sum insured gets increased by 10% during December and January, ensuring extra protection for your belongings during the festive season. Plus, enjoy a 10% increase in cover one month before and after your wedding day - just let them know the date of your special day to activate.
Allianz Home insurance lets you customise your cover to fit what you need, with optional extras like specified item cover for those valuables and unspecified item cover for everyday stuff. It's all about finding the right protection for your home and family.
Enjoy the peace of mind that comes with knowing your home is protected with Allianz Home Insurance. Get 10% off new policies online at www.allianz.ie/home-insurance and you can learn more or get a quote online by visiting Allianz.ie.
*Standard policy terms, conditions, limits, exclusions and minimum premiums apply. Optional Extras provided at an additional cost and a mid-term adjustment fee may apply. You can learn more about the terms and conditions here.
If you’d like to learn more about getting the cover you need, or get a quote online, you can visit the Allianz website. Allianz p.l.c. is regulated by the Central Bank of Ireland. Standard acceptance criteria and policy conditions apply.
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