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Dublin: 11 °C Monday 23 April, 2018

#Mortgage

# mortgage - Monday 9 April, 2018

How many mortgage holders have banks taken to court so far this year?

We take a dive into the figures available for the cases brought against homeowners in the courts over the past few years.

# mortgage - Friday 9 March, 2018

Glenda Gilson's parents lose Dublin home due to debt

A judge has given them six months to sell the property “before the bank does”.

# mortgage - Thursday 8 March, 2018

Tracker mortgage scandal: Overcharging total expected to reach €700 million

Padraig Kissane said he believes a further 5,000 cases not yet included in the investigation are impacted.

# mortgage - Sunday 31 December, 2017

Here's how banks plan to 'rebuild trust' after the tracker mortgage scandal

The initiative has been welcomed by Minister Paschal Donohoe today.

# mortgage - Wednesday 20 December, 2017

Here's how many customers each of the main banks say they overcharged

Some of the banks have increased their numbers significantly.

It gets worse: Central Bank forces lenders to admit 13,600 more tracker victims overcharged

We now know at least 33,700 customers were overcharged and the Central Bank said it had to “relentlessly pursue” lenders in many of these cases.

# mortgage - Saturday 9 December, 2017

High Court Master says government's legal advice scheme is 'a scam'

Edmund Honohan criticised the government for failing to deliver systems it had promised to help keep people in their homes.

# mortgage - Wednesday 29 November, 2017

'We are crying out for help': A father's letter to the Taoiseach as he battles to keep family home

Karl O’Doherty had been advised by the Master of the High Court to write to Leo Varadkar.

# mortgage - Tuesday 28 November, 2017

Central Bank decides NOT to change mortgage deposit rules for first-time buyers

There will be some slight changes in January to loan-to-income limits and collateral for purchase-to-renovate mortgages.

# mortgage - Friday 17 November, 2017

'I'm not going anywhere': Lay litigants in uphill battle against banks and vulture funds

There are calls for the Legal Aid Board to relax its merits test so more families in debt can access professional representation.

# mortgage - Thursday 16 November, 2017

After putting aside €4m last year to cover tracker scandal, KBC now says it'll cost €59m

KBC estimates up to 1,661 of its customers may have been impacted.

# mortgage - Tuesday 14 November, 2017

Central Bank wants bank execs to 'take a long hard look in the mirror' over tracker scandal

Deputy Governor Ed Sibley said he expects board members to be held to account over the errors.

# mortgage - Monday 6 November, 2017

It costs about €16,000 per year to run a house - just under half the average wage

However, it’s about €5,000 less than during the boom.

# mortgage - Sunday 29 October, 2017

Sorry is too little, too late for tracker customers who suffered for years because of bank overcharging

Now that the banks have set deadlines for paying customers back, there is a risk that this issue will be put to one side.

# mortgage - Saturday 28 October, 2017

'Do your job': Finance Committee wants ECB chief to explain role in tracker mortgage scandal

The committee’s chair said it is important to keep the pressure on the banks now.

# mortgage - Thursday 21 September, 2017

Irish banks are at war over mortgage rates - which could be good for consumers

KBC has announced a new fixed mortgage rate offering.

# mortgage - Monday 7 August, 2017

First-time buyer couples are spending over a quarter of their wages on mortgages

“First time buyers are facing more expensive mortgages and inflated pricing due to the chronic shortage of houses in Ireland.”

# mortgage - Wednesday 2 August, 2017

'Deal with your debt problems': The number of people seeking insolvency is on the rise

€588 million worth of insolvency applications were made between April and June this year.

# mortgage - Sunday 25 June, 2017

Victim of tracker mortgage scandal: 'If I was six months in arrears they'd be ringing me every day'

The Bank of Ireland customer was first told she was affected in December last year – but has received no additional information since then.

# mortgage - Sunday 18 June, 2017

Warning for borrowers in arrears: Don't let fear get in the way of saving your home

Experts say anxiety and a lack of information provided to people struggling with debt can lead them to making decisions that will worsen their situation.

# mortgage - Sunday 11 June, 2017

Banks in Ireland decline to give progress updates on their tracker scandal reviews

Lenders in Ireland have until September to identify all customers who were affected by interest rate overcharging – we asked how they’re getting on.

# mortgage - Thursday 6 April, 2017

'I was living in fear': Kerryman thanks supporters as fundraising campaign passes €40k

Ray Flavin said he hopes his story will encourage other people in his position to seek the help they need.

# mortgage - Sunday 2 April, 2017

Poll: Do you plan to buy your own home? Your Say This post contains a poll

Poll: Do you plan to buy your own home?

The average list price of a house is now €230,000.

# mortgage - Thursday 23 March, 2017

Tracker mortgages: €76 million paid out in compensation so far to customers denied proper rates

A new report states that 9,900 impacted customer accounts have now been identified by lenders.

# mortgage - Saturday 25 February, 2017

Column: 'New Dáil Bill would help stop devastating home repossessions and evictions'

The people I work with are not are not speculators or wily investors. They are not people who knowingly entered into home loans they couldn’t afford, writes Julie Sadlier.

# mortgage - Wednesday 8 February, 2017

Financial madness or 'a shot in the arm'? Changes to mortgage-to-rent scheme

18,380 social housing supports were provided to people in 2016, according to a progress report on the government’s housing plan.

# mortgage - Friday 27 January, 2017

Mortgage approval rates have shot up by nearly 30% in a year

New figures show a 28% increase in mortgage approvals since last year.

# mortgage - Thursday 5 January, 2017

More than 500 people have already applied for the new first-time buyers scheme

The Help-To-Buy scheme opened for applications on Tuesday.

# mortgage - Wednesday 21 December, 2016

'I can walk a little taller': Radio listeners donate €15k to woman at risk of losing home

The woman is in arrears of €28,000 and was facing repossession.

# mortgage - Tuesday 13 December, 2016

Nearly 80,000 families in mortgage arrears but figure is declining

Sinn Féin has called on the Government to release a Central Bank report on how to handle arrears.

# mortgage - Sunday 11 December, 2016

Family in tracker mortgage error: 'My budget is €70 per week for food for four of us'

18 months since the Central Bank first announced an industry-wide investigation of tracker mortgage issues, I still haven’t been contacted by Ulster Bank, writes Caitriona Redmond.

# mortgage - Thursday 1 December, 2016

The vow to end homelessness by Christmas? Not going to happen

Jonathan Corrie died two years ago today and homelessness in Ireland is worse than ever.

# mortgage - Thursday 24 November, 2016

Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor House Prices This post contains videos

Smaller deposits and help-to-buy scheme won't 'over-egg' property market - Governor

The Central Bank says that the market ‘isn’t at risk of overheating’.

# mortgage - Monday 21 November, 2016

It costs over €16,500 a year to run and maintain the average Irish home

Those in negative equity were also found to be paying over €5,000 more a year than the average homeowner.

# mortgage - Tuesday 1 November, 2016

Turning 30? Our guide to owning it

Life lessons for your fourth decade.

# mortgage - Sunday 11 September, 2016

Poll: Should first-time buyers be allowed to use renting history in mortgage applications? Your Say This post contains a poll

Poll: Should first-time buyers be allowed to use renting history in mortgage applications?

The Department of Finance thinks it’s a good idea.

# mortgage - Tuesday 6 September, 2016

Ulster Bank customers report mortgage direct debit problems

The bank says it is ‘working to resolve’ the issue.

# mortgage - Thursday 1 September, 2016

Thinking about getting a mortgage? It could take you over six years to save for a deposit

New research shows first-time buyers will rely on a family contribution for a deposit.

# mortgage - Sunday 19 June, 2016

Mortgage caps are going nowhere, Central Bank deputy says

House hunters currently have to come up with 20% of a house’s value as a deposit (or 10% for first-time buyers).

# mortgage - Wednesday 18 May, 2016

Families one step closer to paying less on their mortgages

A bill passed tonight could result in 300,000 families seeing their mortgage repayments fall.

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