We need your help now

Support from readers like you keeps The Journal open.

You are visiting us because we have something you value. Independent, unbiased news that tells the truth. Advertising revenue goes some way to support our mission, but this year it has not been enough.

If you've seen value in our reporting, please contribute what you can, so we can continue to produce accurate and meaningful journalism. For everyone who needs it.

Mortgages

Last week
7th June 2026 - 13th June 2026
Mortgage holders urged to assess their options as ECB raises interest rate to 2.25%
This year
2026
podcast image
The average Irish homebuyer is now 40 - what does this mean?
14m
New rules to make switching mortgages easier kick in tomorrow - so how much could you save?
Rogue landlords: We know Ireland can enforce planning laws — just not when tenants need it
Jude Sherry and Dr Frank O’Connor
The number of first-time buyers getting mortgages hits highest level ever
Last year
2025
Bank of Ireland launches new mortgage product for older people looking to downsize
AIB, EBS and Haven reduce interest rates on non-green fixed mortgages
Mortgage approvals have dropped in the last year, but they're costing more money than ever
Ireland is seventh most expensive country for mortgages in the eurozone
Analysis: A 50-year-mortgage you pass down to your children, crazy or an idea to consider?
Mortgages have hit levels not seen since right before the crash
During the first half of 2025, the average mortgage value hit a record high of €329,444.
Calls for reintroduction of 100% mortgages for first time buyers - but politicians urge caution
This type of mortgage is slowly creeping back into the market in the UK. We wanted to know if Ireland should follow suit.
Why Irish banks kept mortgages cheap for homeowners - while savers got a raw deal
How does anyone buy a house in Ireland? Readers share their stories
Seriously, they’re so expensive – how do people do it? We asked you guys for answers.
Lots of people moved back into their parents' houses - or gardens - and found this really hard.
Intergenerational wealth plays a big role, with cash gifts and inheritances featuring in many readers' stories.
As house prices climb, people who bought during the pandemic told us they couldn't afford their home today.
Two years ago, we were told Irish houses were overvalued - here’s why prices kept rising anyway
All time
Bank of Ireland announces 0.5% cut to fixed rate mortages starting today
Are you a first-time-buyer? Hear from the people in the know when it comes to securing a mortgage
House prices surge by almost 9% nationally, with Dublin outpacing the rest of the country
High volume of Q2 first-time buyer mortgages, but existing owners reluctant to move homes
Housing market 'heating up' again as property price inflation rose by 7.9% in year up to April
The problem with affordable housing in Ireland - no one agrees how much it should cost
European Central Bank cuts interest rates as banks confirm reductions for tracker mortgages
Customer service 'not yet where it needs to be' for borrowers facing early arrears on mortgages
Financial analyst: House affordability should be the government's focus, not just house prices
Mark Coan
Mortgage drawdowns for first-time buyers hit highest level since 2007's Celtic Tiger peak
Homeowners warned more mortgage rate rises are likely to be on the way
Mortgage brokers have urged homeowners to consider switching to save money.
The ECB is likely to cut rates in 2024, but will this help Irish mortagage holders?
Increased housing supply expected next year but construction costs continue to rise
Early signs of repayment challenges for vulnerable mortgage holders, the Central Bank says
The average age for first-time buyer mortgages reaches 35
Start Mortgages set to quit the Irish market and transfer loan servicing to Mars Capital
People who rent are now paying over €3,500 more per annum than mortgage holders
Opinion: Budget 2024 mortgage tax relief - is it too little, too late?
Mark Coan
Minister calls on Pepper to be 'absolutely clear' with customers about new fixed mortgage interest rate
Michael McGrath expects move by Irish banks to boost deposit rates
AIB apologises for letters to mortgage holders raising repayments
'I wonder have I failed my family': Readers describe their struggles with mortgage repayments
Are you struggling because of increased mortgage interest rates?
Sinn Féin say mortgage interest relief for homeowners ‘can’t wait until Budget’
Permanent TSB increases rates on some of its fixed rate mortgages