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Dublin: 11 °C Sunday 19 May, 2013

Some Ulster Bank branches open as bank struggles to clear backlog

The bank says it is taking longer than anticipated to fix the technical error which has been causing problems for customers since Wednesday.

Image: Sasko Lazarov/Photocall Ireland

TWENTY BRANCHES OF Ulster Bank around the country have opened today as the bank continues to try to deal with the major technical problem which has been ongoing since Wednesday.

The bank has not released details of the technical issue, but says that it is taking longer than anticipated to clear the backlog caused by the problem.

It had originally said that it hoped to be fully operational again by Monday but has now acknowledged that this is unlikely to happen.

The bank apologised ‘unreservedly’ to people who have been affected by the hitch, saying: “We appreciate that this technical issue is having a significant impact on many of our customers, their businesses and the customers of other banks”.

While the problem mainly affects money lodged to accounts, such as wages and social welfare payments, the bank has said that there may also be a some interruptions to ATMs, and internet and mobile banking.

The bank has said that any customers who face bank charges as a result of the issue will be refunded the money.

A full list of the branches open around the country today can be seen here. The bank has asked customers to bring identification and account details with them.

Ulster Bank’s sister bank in the UK, NatWest, has opened 1,200 branches today, the first time the bank has ever opened on a Sunday.

The chief executive of RBS, which owns both Ulster Bank and NatWest, yesterday issued a public apology for the major technical hitch and said the bank had let down its customers.

Yesterday: Some Ulster Bank branches remain open today as problems continue >

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Comments (31 Comments)

  • Have they tried turning it off then on again ?

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  • Farmed their IT to India lol to save money = more profit lol. Anybody who has had code written in India or places similar knows coding errors are commonplace and getting them sorted can be difficult…lol ….rules should be put in place to prevent banks and similar high security companies doing this, but then the government does it too. Saving money the easy way is usually the wrong way.

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    • M 24/06/12 #

      Spot on

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    • Totally spurious comment !!! I’ve been in Banking IT (Network Security) since 1980 … and this catastrophic failure has nothing doing with Indian coding!

      The usual banal and ignorant commentators seem to have come out in force in decrying this RBS issue …

      Quite simply it is because they (and a LOT of other Banks) are using legacy batch processing systems which have been “added” to ad hoc since the late 70s and in today’s society of “real-time” transactional based systems these antiquated over-night systems have simply failed. NOTHING to do with cheap foreign coders etc. (who incidentally are a LOT better AND cheaper than their European counterparts … I know)!!

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  • Would love to get into cyber space! A whole lotta money hanging around out there.

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  • Public apology? That’s grand then. Watch the exodus from Ulster Bank and others in the RBS group from Monday and no doubt the cleaning lady will get the blame for the entire debacle.

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  • I wouldn’t believe that Dominic…. I went in yesterday and all was grand, I forgot to take my payslip home and went in armed with ID and my online banking details they gave me enough cash for a few days. For welfare all you needed was your ID as directed on the website. I’ve also heard reports of them handing it out all over the place from friends.. Its the system most are happy to live/choose to live with so we’ve to deal with stuff like this when it happens.

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  • Been an Ulster Bank student since I was an undergraduate in UCC, they have been very helpful and provided me with overdrafts and loans when I needed them with ease. In comparison to Bank of Ireland who were my previous bank, they are god sends and continue to be so in my local branch. This is the first problem I’ve had with them in 6 years and hopefully they resolve them soon so they can learn from their mistakes and move on.

    Going to see the stone roses in manchester next week so hopefully the atms are in working order by then!!

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  • Not too keen on the timing of this UlsterBank senario. First Mario Monti’s one week to save the euro and the RBS chairman’s dire predictions for the bank in June.

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  • I’m happy with Ulster Bank.

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  • I’ve not had a problem in 15 years I’ve banked with UB. It’s a bloody pain in the arse not been able to have full access to my money but I was able to go to the bank and withdraw some. Staff have always been courtious and friendly. Just bcoz there has been a somewhat massive glitch in the system doesn’t mean il be pulling my money out of there.

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    • Brand loyalty to RBS is commendable from some…not employed by the group by any chance are we? Lets do the math: 12 million customers cash in the UK and Ireland x 6 days = ? Answers on a postcard to the Central Bank, Dublin 2.

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  • when people are reliant on technology this kind of thing is bound to happen. Obviously its caused massive disruption but it could of easily happened to any bank because all banks use tonnes of technical equipment so this is by no means Ulster Banks fault. I’m with Ulster Bank over 10 years and I for one wont be changing because if this.

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    • Any bank worth it’s salt should have redundant fall back systems ready to kick in when the main system bombs out. It seems UB doesn’t have this and the reputational damage will be their biggest issue. As someone who has worked on the IT side of banking operations for over a decade I am actually quiet shocked this has happened. So I disagree this is not UB’s fault, it is 100% their fault for having no plan B.

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    • I take it your not going hungry this weekend Sinead?

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    • M 24/06/12 #

      Incompetent bank, I had many problems with them up until 4 years ago when I switched to another bank. Problem with UB is that they are a British bank with all their admin and decision making done in the UK which in turn causes delays when trying to resolve matters.

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    • Better start putting a few quid under the mattress then Sinead…just in case. Actually might do that myself – if it can happen to Ulster Bank it could happen to any institution or maybe even the currency. Hmmm …Krugerands or US$ for padding chez Bob?

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    • Good on you, I am not moving either!

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  • Has anybody yet explained exactly what the nature of the probem is. I heard something about a “an infra red patch” – whatever that is. Anybody got a link to an answer for this?

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    • I assume Ulster Bank’s infrastructure is like most other big Irish businesses/corporations. From my experience working in telecommunications its usually the case that you have an old system which was great when it was first deployed but the company never put the money into redeveloping it when it needed it and just threw in patch after patch after patch and the systems are just a volatile, unstable piece of crap waiting to collapse.

      I may be wrong though but its quite likely.

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    • Quite simply it is because they (and a LOT of other Banks) are using legacy batch processing systems which have been “added” to ad hoc since the late 70s and in today’s society of “real-time” transactional based systems these antiquated over-night systems have simply failed.

      And, yes, when you don’t spend money on getting a system “right” 40-odd years later and just keep patching it … it is BOUND to fail at some point (remember all the hullaballo about Y2K) … I earned a fortune “patching” Cobol code for that little non-event!!

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  • I was listening to 5 Live last night and they played a recording of a lady from Belfast,with 3 young children,who had not received her welfare payment,had no other money,and implored her local branch to assist.
    In true banking form,their answer was”we cannot help you.”
    So obviously,the banking crisis has not taught some,if not all,banking institutions anything.
    I believe ALL customers should close their accounts with this ignorant,money grabbing organisation.
    They must and should be taught a lesson.
    It’s time for the normal person to stand up and rebel.

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    • All she needed to do was go in to a branch with her payslip/proof of payment and ID and she’d get her money. It has caused an inconvenience alright but everyone has access to their money. Unless they’re too lazy to go to a branch lol

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  • i think they should pay compensation that will teach those bankers a lesson! they have no idea how it feels to be broke and not to have 1 cent in your account

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  • People need to relax it will all be sorted soon you have my word,

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  • Bryan 24/06/12 #

    I had already left, worst bank staff across the board. Rude, incompetent the list goes on. No respect for Irish customers providing English contact details. nnAlso I found it crazy that branch managers and senior personnel would make so many grammar and spelling mistakes in official correspondence.

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  • Not as easy to withdraw money if you don’t have an account with u/b ?!! We were left high and dry this wkend and not looking good for early this week either :(

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  • According to Ulster Bank customer services the problem WON’T be fixed this week!! Need to open an account somewhere else, anyone know a good alternative to ulster banks debit card?

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  • all down to greed if you ship your IT out to people who can do the work for less but who are not able to think outside flow charts, it’s going to blow up in your face.

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