The cynic in me thinks insurance companies are delighted with this. They don’t have to lower mens premiums, just charge more for womens.

Why can’t the cost of men’s insurance be reduced to that of the women’s? Equality?!

Surely they can get around this by having a space on the form for…. ‘people that never say thanks when another driver let’s them out at a junction’ discount…;-)

Whatever about gender and being more dangerous but shouldn’t male prices be dropped or at least let the difference meet halfway. Sounds like a scam to me.

If black people were statistically proven to be a higher risk category would it be ok to charge a higher premium based on skin colour? I don’t think so.
Insurance premiums should be based solely on driving ability / history etc (as well as factors directly related to the car being insured). Unproven drivers would start on a high premium and as they prove themselves to be safe drivers (i.e. by not causing accidents) the premium should decrease.
Also, insurance companies should be required to show a complete breakdown of the premium showing the various risk factors involved in calculating it and how much of the premium is attributed to each factor.

At the end of the day it’s more money for the insurance companies. We the public can debate if its right or wrong, while the insurance companies laugh at us

If so will Male equivalents see there premiums reduce ?

Without getting into a row here will this hike as they call it affect older drivers?
I know of some older drivers who are driving ( and shouldn’t be as they are dangerous) and they pay very low insurance ?

Equality Rules :-D

None of these regulatory changes are ever bad news for insurance companies. Whatever changes they will find a way to increase their profits. Suspect they are delighted with this ruling.

And yet again prices go up. Here’s a thought bring male insurance cost down.

sure I had to crash the car just to get the money back, Yea there was talk of me going to jail there for a while….

This is absolute BS from the EU.
Insurance premiums should be calculated based on risk and if the stats say a certain demographic are a lower risk then the premium should be lower regardless of gender.
As someone who paid extortionate premiums when I was younger, I’ve always felt that young drivers are guilty until proven innocent by the insurance companies and these EU imposed changes will only give the green light to insurance companies to increase their average premiums for young drivers.

And the EU score another own goal.

Fair is fair

Why did insurers oppose the test achats case in the ECJ if it means a premium bonanza. If you can’t take gender into account for women anymore then you can’t take it into account for men and there premia must fall!

Insurance companies are rubbing their hands with glee!

So, the new EU directive regarding car insurance premiums and gender bias based on statistical analysis is coming into effect on the 21st of December. What this ostensibly means is that insurance companies will no longer be able to take gender into account when assessing individuals for car insurance policies (farewell http://www.its4women.ie).

Historically, insurance companies have charged young male drivers extortionate premiums based on their gender, as research and statistics have shown that this demographic are much more likely to crash/speed etc than their female counterparts.

Funnily, I’m not aware of any similar statistical analysis based on race (not touching that one with a bargepole), left-handedness, being ginger, signs of the zodiac, or whether the applicant likes Nickelback.

Anyway, here’s what SHOULD happen, by rights, come December 21st: Premiums for male drivers should come down a bit, and premiums for female drivers should rise a bit to match.

What WILL happen come December 21st: Premiums for male drivers will stay exactly the same, and premiums for female drivers will skyrocket to match.

Mo’ money for Big Insurance. *grabs tinfoil hat*

Does that mean that women will be paid the same wage as men in the work place? Rather than paying women 20% less, for the same work! Then fair would be fair!

This does not make sense….speeding and careless driving is much more dangerous that not knowing how to park or use the mirrors to tidy up the make up.

I’m young, fairly healthy and don’t smoke, but pay the same for health insurance as someone who’s 30 stone and smokes 80 a day. If women get lower car insurance rates, I should get lower health insurance rates.

They base premiums on the risk of certain categories for the previous 3 year period. Young males are the highest risk category and should be charged more. Next they’ll have to charge an 85 year old the same as a 40 year old due to ageism. It’s ridiculous! But hey, I’m still considered a young male driver and I’m delighted with this stroke of luck!

Do any insurance companies here use telematics? The Guardian had an interesting piece on it last week.

I’ve held a full licence in all categories for a few years now, as well as doing numerous advanced courses over the years, eight years no claims, no penalty points, huge experience on the road with a couple of hundred thousand miles under my belt, then got the lowest possible on my policy that I could. all that was done and dusted and I added my girlfriend to the policy, it immediately dropped ?50! now she’s not a bad driver by any means, but cannot touch my record of safe driving and years of paying extortionate premiums. all I’m saying Is that for some people, this policy increase is fair, but in other instances, the insurance company criteria are completely skewed.

Interesting to see the reaction when “equality” takes a step to balance the divide but it’s actually women who have to pay.

@ Emma,male insurance is going to go down,just that yours will go up,equality rocks doesn’t it,a young male driver with a clean full licence still pays more than a female with a 1 day old provisional who never sat behind the wheel of a car in her life,you can’t say that’s fair

It’s a known fact that insurance companies make the biggest profit from young male between 18 and 25. Now they are going to make even more.

Insurance should be based on driving ability and history not what you have or don’t have between your legs.

To say young women are better drivers than young males is sexiest, if it was the opposite way around women would march on Dublin to burn their bras!

About time it was after all they do cause most the crashes on the road

i reckon most of the accidents in around Dublin I’ve seen are mostly woman drivers. ban them all i say

I don’t get this. Are young men no longer statistically more likely to crash? If that’s the case, why not LOWER their rates instead of increasing women’s? I agree with equality, and young men’s ins. was ridiculously high – but are they now saying the stats were wrong? Or are there so many more women driving now they’ve equalled out?

You’ll all be that much safer soon, as it looks like I’ll be priced off the road.

It’s fairer to set the insurance price based on past claims (individual parameter) rather than gender, age etc (a collective parameter the driver can influence). Young men should not pay a premium just because they happen to be part of a group that tends be more likely to get involved in road accidents.

In any case, having a car is a dear luxury. It’s better to use public transport or, ever better, cycle. These methods don’t discriminate.

http://dublincyclists.blogspot.ie/

theyre not going to bring male premiums down because they still pose the same risk as this time last year.. why would they?

All car insurance & tax should be loaded onto the cost of the fuel, – that way, the more you drive, the more you pay.
Also, it would catch out the insurance & tax cheats, largly found among the non-nationals.
it would get rid of a lot of useless jobs in the insurance sector.
There are too many non-productive jobs in this country, & too many parasites.

my view has always been your insurance should be calculated on years driving irrespective of age & limits on engine size that would increase with experience. ie year 1 = 1ltr car , year 5 = 1.6l, every 10 years you re sit your test

I have a feeling the insurance companies will all bring in the thing they brought out for young male drivers to make insurance cheaper for everyone now just to make an extra bit money

question please,as im not from Dublin and havent driven up to Town in months and I mean at least 4-5 months …whats the speed limited after the Airport I thought 80 klm. but was told 40 …can anyone enlighten me …thanks

f###kkkkk !!:(….