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Dublin: 6 °C Friday 21 February, 2020


# borrowing - Tuesday 9 June, 2015

House buyers warned not to be taken in by 'glitzy' offers

The Association of Expert Mortgage Advisors is saying that individuals should look for longer term benefits.

# borrowing - Wednesday 31 December, 2014

# borrowing - Tuesday 7 October, 2014

Poll: Should there be a limit on how much you can borrow for a mortgage? Your Say This post contains a poll

Poll: Should there be a limit on how much you can borrow for a mortgage?

Is self-regulation now a non-runner?

# borrowing - Tuesday 5 August, 2014

Nearly 60% of Credit Unions are subject to lending restrictions

The restrictions are designed to limit the amount of a single loan.

# borrowing - Friday 17 January, 2014

Credit unions critical of Central Bank's "anti-competitive" lending rules

The Central Bank has confirmed that rescheduled mortgages are not subject to the same restrictions as credit union loans.

# borrowing - Thursday 14 November, 2013

5 reasons why the government decided to exit the bailout and go it alone

When the bailout ends, Ireland will not avail of a precautionary credit line, but why? Let us explain…

# borrowing - Saturday 9 November, 2013

Permanent TSB looks to raise €500 million for mortgage lending

The bank will attempt to defy a stagnant housing market by attracting new investors to a mortgage-backed security.

# borrowing - Monday 4 November, 2013

AIB and Irish Mortgage Holders Organisation to establish third-party advice body

The bank will give an unconditional grant of €150,000 to the IMHO to facilitate discussions between borrowers and the lender.

# borrowing - Monday 7 October, 2013

Irish SMEs are among the most reliant on banks in Europe

The Central Bank said the Irish private sector is disproportionately exposed to potential weaknesses in the banking sector.

# borrowing - Monday 26 August, 2013

Irish banks becoming less reliant on ECB

Our share of ECB funding is now just 5.4 per cent compared to 26.5 per cent immediately after the bailout in November 2010.

# borrowing - Tuesday 9 July, 2013

Permanent TSB wants to lend you money for education and cars

The bank said today that this return to the personal lending market is part of a broader plan to resume normal banking services.

# borrowing - Friday 28 June, 2013

Contain your shock: Irish homes are borrowing less and less

5Central Bank data shows household lending fell by 4.5 per cent in the twelve months to May 2013.

# borrowing - Thursday 18 April, 2013

Column: ‘I thought I did everything right – so why have I ended up here?’

Aoife O’Connor has gone to college, got good results, borrowed money to get more qualifications by doing a postgrad, but she still finds herself with no job. Here she asks why she can’t catch a break?

Struggling borrowers may have to move house, sell car and change creche to enter new insolvency process

The new guidelines do NOT, however, require one parent to give up work if their childcare costs more than they earn.

PIC: How much a single person can spend under the new insolvency rules

The Insolvency Service of Ireland has published its guidelines for spending limits to qualify for the new procedures.

# borrowing - Saturday 3 November, 2012

Explainer: What are the rules that govern legal moneylenders?

With Halloween now behind us, Christmas has become the focus of many. While the holiday can bring joy to many, it can be a time of huge financial pressure for others.

# borrowing - Thursday 11 October, 2012

S&P downgrades Spain two notches

Spain’s sovereign debt rating has been cut to just one level above “junk” grade debt – which could see Madrid’s borrowing costs skyrocketing to untenable levels.

# borrowing - Tuesday 21 August, 2012

Is the ECB about to uncork a game-changer?

A Euro-skeptic columnist at the Daily Telegraph insists that Der Spiegel is correct in saying the ECB wants to cap borrowing costs for Spain and Italy.

# borrowing - Monday 20 August, 2012

45 per cent of parents have made no provision for their children’s education

Over two thirds of parents believe they will have to borrow their children’s third level education.

# borrowing - Saturday 18 August, 2012

Ex-Barclays chief Bob Diamond criticised over 'highly selective' evidence

Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.

# borrowing - Tuesday 14 August, 2012

Consumer spending "down for fourth consecutive year"

New figures also show that credit card debt is continuing to decline compared to last year.

# borrowing - Friday 10 August, 2012

Bank of Ireland reports half-year loss of €1.25 billion

Bank CEO says H1 2012 has been a difficult environment to operate in, given ongoing eurozone difficulties and challenges to the Irish economy.

# borrowing - Monday 23 July, 2012

Spanish borrowing costs hit record high

Investor action this morning reflects growing scepticism about efforts to stabilise Spain’s banks.

# borrowing - Friday 6 July, 2012

The 9 at 9: Friday 9 At 9 This post contains videos

The 9 at 9: Friday

Nine things to know this morning…

# borrowing - Thursday 5 July, 2012

Passing ECB cut on to customers a 'commercial decision for each bank' - Dept of Finance

Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?

# borrowing - Thursday 14 June, 2012

Spanish borrowing costs hit record level

Moody’s downgraded Spanish debt to within one notch of ‘junk’ status yesterday.

# borrowing - Thursday 31 May, 2012

Household loans and mortgage lending down in April

Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.

# borrowing - Wednesday 30 May, 2012

Euro falls amid concerns over Spanish debt and falling economic sentiment

Euro trading lower against US dollar.

# borrowing - Tuesday 27 March, 2012

Column: It’s the end of our economy – and now we need an alternative

The economic crisis has caused severe hardship for many – but it has also exposed our financial system for the sham it is, writes Rob Heyland.

# borrowing - Tuesday 8 November, 2011

Berlusconi facing crucial vote as fears grow over Italy

A normally procedural vote will be closely scrutinised as Italian borrowing costs hit new highs.

# borrowing - Tuesday 27 September, 2011

Borrowing costs spike for Italy and Spain

Italy and Spain’s borrowing rates jumped to the highest levels since the beginning of the financial crisis today.

# borrowing - Wednesday 4 August, 2010

LOANS TO households fell by 4.1% in June according to figures released by the Central Bank. Mortgage lending is down 1.5% for the year while spending slumped by 13.1%. The bank said the amount repaid by households was larger than the amount being borrowed. Loans to business are also down by 2.5% in June.