Sunday 17 November, 2019
The Association of Expert Mortgage Advisors is saying that individuals should look for longer term benefits.
We all partied, eh?
Is self-regulation now a non-runner?
The restrictions are designed to limit the amount of a single loan.
The Central Bank has confirmed that rescheduled mortgages are not subject to the same restrictions as credit union loans.
When the bailout ends, Ireland will not avail of a precautionary credit line, but why? Let us explain…
The bank will attempt to defy a stagnant housing market by attracting new investors to a mortgage-backed security.
The bank will give an unconditional grant of €150,000 to the IMHO to facilitate discussions between borrowers and the lender.
The Central Bank said the Irish private sector is disproportionately exposed to potential weaknesses in the banking sector.
Our share of ECB funding is now just 5.4 per cent compared to 26.5 per cent immediately after the bailout in November 2010.
The bank said today that this return to the personal lending market is part of a broader plan to resume normal banking services.
5Central Bank data shows household lending fell by 4.5 per cent in the twelve months to May 2013.
Aoife O’Connor has gone to college, got good results, borrowed money to get more qualifications by doing a postgrad, but she still finds herself with no job. Here she asks why she can’t catch a break?
The new guidelines do NOT, however, require one parent to give up work if their childcare costs more than they earn.
The Insolvency Service of Ireland has published its guidelines for spending limits to qualify for the new procedures.
With Halloween now behind us, Christmas has become the focus of many. While the holiday can bring joy to many, it can be a time of huge financial pressure for others.
Spain’s sovereign debt rating has been cut to just one level above “junk” grade debt – which could see Madrid’s borrowing costs skyrocketing to untenable levels.
A Euro-skeptic columnist at the Daily Telegraph insists that Der Spiegel is correct in saying the ECB wants to cap borrowing costs for Spain and Italy.
Over two thirds of parents believe they will have to borrow their children’s third level education.
Head of British Treasury Select Committee inquiry into Libor scandal is highly critical of Diamond in official report.
New figures also show that credit card debt is continuing to decline compared to last year.
Bank CEO says H1 2012 has been a difficult environment to operate in, given ongoing eurozone difficulties and challenges to the Irish economy.
Investor action this morning reflects growing scepticism about efforts to stabilise Spain’s banks.
Nine things to know this morning…
Tracker mortgage customers will see their rate adjusted as per the ECB change – but what about other mortgage holders?
Moody’s downgraded Spanish debt to within one notch of ‘junk’ status yesterday.
Latest figures from the Central Bank show that the level of lending to Irish households continued to decline last month.
Euro trading lower against US dollar.
The economic crisis has caused severe hardship for many – but it has also exposed our financial system for the sham it is, writes Rob Heyland.
So what does that mean?
A normally procedural vote will be closely scrutinised as Italian borrowing costs hit new highs.
Italy and Spain’s borrowing rates jumped to the highest levels since the beginning of the financial crisis today.
LOANS TO households fell by 4.1% in June according to figures released by the Central Bank. Mortgage lending is down 1.5% for the year while spending slumped by 13.1%. The bank said the amount repaid by households was larger than the amount being borrowed. Loans to business are also down by 2.5% in June.
THE CAMPAIGN IS now in full swing ahead of the British general election on 12 December.
Conservative leader Boris Johnson fielded questions from the public on a BBC phone-in yesterday, and the prime minister attacked his Labour rival Jeremy Corbyn for “siding with the IRA”.
His Tories have led all the polls so far, suggesting that Labour have to make up huge ground if they’re to win back power.
Corbyn, meanwhile, has been making campaign pledges he would deliver if he became prime minister, such as introducing free broadband for all citizens.
The Liberal Democrats, meanwhile, are hopeful their anti-Brexit stance could propel leader Jo Swinson to an unlikely victory.
So, what do you think?
Who do you think will be the British Prime Minister after the general election?
Poll Results:
Share your story: voices@thejournal.ie
Assistance is often the difference between existing and living for many of us, writes James Cawley.
I feel blessed to have so much delicious, nutritious food to hand, writes Michael Kelly.
Macardle was a friend of Éamon de Valera, and he wrote the foreword to her book The Irish Republic.
Chilly with sun and clouds
Max: 7 °C
Min: 1 °C
Partly sunny and chilly
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Min: 2 °C
Mostly cloudy with a couple of showers
Max: 8 °C
Min: 4 °C
