Readers like you keep news free for everyone.

More than 5,000 readers have already pitched in to keep free access to The Journal.

For the price of one cup of coffee each week you can help keep paywalls away.

Support us today
Not now
Wednesday 4 October 2023 Dublin: 16°C
QUIZ: How Awkward With Money Are You?
Let’s find out.

Quinn Dombrowski Quinn Dombrowski

EVEN THE SMOOTHEST of operators, the slickest of Ricks in our midst, dread asking their mates for money they’ve borrowed back off them.

There’s just something so awkward about the whole business.

We’re all pretty bad at it (being, by our Irish nature, awkward as a default setting), but just how much do you struggle?

Let’s find out…

1. You’re in a round with your friend, but s/he is on cocktails all night and you are drinking pints. What do you do?
Mention it, but make it into a "joke"
Forget it. You're mates - it'll even out sometime

Stew with resentment, but keep schtum
2. How many times would you contact a mate about €20 they owed you before you let it go?
Once or twice, then just not lend to them again
I'd bring it up just as they have their wallet out #smooth

I'd send them a "helpful reminder" over Whatsapp every time I thought of it
3. Would you ever tag a friend in a public post over sorting out money - for something like a stag or hen do?
Nope, I'd take it to direct messages
Yeah, don't see why not
4. A mate asks to split the bill for dinner, even though they had a starter and no one else did. How do you tackle it?
Pretend they're joking and refuse light-heartedly
Refuse outright. Bit weird but they started it

Painstakingly show the bill and why it's not fair
5. What's your policy on friends and money?
Don't lend what you can't afford not to come back
Take it on a case by case basis with different pals
6. What would be your go-to soft strategy for tackling a friend who has form for not ponying up funds?
Throw some "subtle" hints in the group chat
Screenshot them your dwindling bank balance

Wait til you see them out and ask in person
7. And finally... How awkward do you reckon you are yourself?
I'm Irish - so totally awkward obvs
I have my moments... Often

Ah now, I'm not the worst
Answer all the questions to see your result!
You scored out of !
You got... Super awkward!
Yikes. You've gotten yourself into sticky situations before with money, haven't you? You need some help.
Share your result:
You scored out of !
You got... Very awkward!
You have your moments, but these days every sticky social situation can be sorted out with the wonder of technology. There's an app for that.
Share your result:
You scored out of !
You got... Cool as can be!
You're so slick with lending pals money that you probably already know there's an app for this, don't you? Clever.
Share your result:

Circle lets you send and receive money on your phone, for free – like a text or email filled with cash. You can fire money over to your friends, split bills, convert between currencies, and send requests for people to settle up. And all you need to do is sign up with your phone and debit card. Never suffer awkward interactions over money with friends ever again… Magic.

Your Voice
Readers Comments
    Submit a report
    Please help us understand how this comment violates our community guidelines.
    Thank you for the feedback
    Your feedback has been sent to our team for review.