# Mortgage Holders

This year

2023

# Interest Rates

McGrath tells banks and vulture funds to outline supports for mortgage holders trapped with high interest rates

McGrath says it’s ‘imperative’ the banking industry demonstrates supports for borrowers.

9.7k

Aug 31st 2023, 1:37 PM

# Irish Banks

Michael McGrath expects move by Irish banks to boost deposit rates

The Finance Minister said he expects Irish savers will soon receive positive news.

10.8k

Aug 21st 2023, 3:01 PM

All time

# mortgage sale

Ulster Bank sells off nearly 4,000 of its customers in massive family home loan book sale

90% of the loans due to be sold are family homes – about 3,200 accounts.

28.5k

Jul 2nd 2019, 7:12 PM

# Cabot Financial

Ulster Bank says it's 'unacceptable' a data breach resulted in its former customers' details being compromised

The breach resulted in names, contact information, and financial details being compromised.

22.9k

May 10th 2019, 12:05 AM

# Housing Crisis

PTSB boss says it has 500 vacant properties on its books

Fianna Fáil’s Michael McGrath described the figure as ‘extraordinarily high’.

24.0k

Apr 9th 2019, 7:33 PM

# Banks

Finance Minister says he wouldn't mind if his mortgage was held by a vulture fund

The minister said the Sinn Fein Bill to give mortgage holders the power to block the sale of their loans to vulture funds is unconstitutional.

18.9k

Apr 3rd 2019, 6:59 PM

# Mortgage Holders

Any tax loopholes used by vulture funds won't be closed down until the autumn, says Taoiseach

Last year, the Taoiseach vowed to close a loophole which allowed a €1.3 billion mortgage ‘vehicle’ from paying tax.

19.3k

Mar 24th 2019, 9:00 AM

# Housing

First-time-buyer loan scheme requires 'further tranche of funding' to continue

A first-time-buyer can apply for a home loan to purchase a new or second-hand property, or to build their own home under the scheme.

30.8k

Mar 4th 2019, 7:15 PM

Taoiseach told that 'banks are as aggressive and as arrogant as the time of the crash'

Fianna Fáil TD John McGuinness told the Taoiseach that people are crying out for help.

39.0k

Mar 3rd 2019, 6:00 AM

# sell off

Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages

Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.

25.7k

115

Dec 28th 2018, 6:30 AM

# Sold

PTSB transfers thousands more of its customers to vulture fund servicer

Many of the mortgage-holders sold today had engaged with the bank and reached arrangements.

40.3k

Nov 29th 2018, 5:08 PM

# Great Irish Sell Off

No vulture fund or bank has ever been sanctioned for breaching the code of conduct

The Central Bank said no sanctions have been put in place since the Code of Conduct on Mortgage Arrears commencement in 2009.

12.5k

Nov 24th 2018, 8:00 AM

# Mortgage Arrears

Central Bank to track a 'critical mass' of restructured mortgages that are due to come up for review

Finance Minister Paschal Donohoe said there will be no change to the code of conduct, as it is working effectively.

14.2k

Nov 13th 2018, 10:16 PM

# customer treatment

Number affected by tracker mortgage scandal rises - it's now over 38,000

The Central Bank governor says a review of the scandal raises serious concerns about current Irish banking culture.

17.7k

Oct 4th 2018, 12:05 AM

# Vulture funds

Finance Minister says it's up to PTSB if it wants to appear before the finance committee over loan sale

Last month, PTSB sold its controversial Project Glas loan portfolio to an affiliate of the so-called vulture fund Lone Star for around €1.3 billion.

7.3k

Sep 6th 2018, 6:15 AM

# Vulture funds

Mortgage-holders caught up in PTSB loan sale to be invited to tell of the turmoil it has caused

Sinn Féin’s finance spokesperson Pearse Doherty said a full committee session should be dedicated to the loan book sale.

17.5k

Sep 4th 2018, 6:40 PM

# Repossessions

How many mortgage holders were taken to the High Court by banks so far this year?

The numbers are down on recent years but there still has been almost 300 cases initiated in the High Court.

31.4k

Jul 29th 2018, 10:00 PM

# Vulture funds

Harris on PTSB home loan sale: 'It's time to see a bit of humility from our banks'

Sinn Féin’s Pearse Doherty said the bank has been asked to appear before the Oireachtas Finance Committee next week.

18.6k

Feb 22nd 2018, 4:02 PM

# Debt

There's some 'good news' for Ulster Bank mortgage holders in arrears

Those who qualify for social housing can sell their homes and not be pursued for the outstanding debt.

11.5k

Apr 27th 2015, 8:40 AM

# Mortgage Holders

10,000 Irish homeowners need protection against 'vulture funds'

Fianna Fáil’s Finance Spokesperson Michael McGrath has said the issue needs to be dealt with in 2015.

12.5k

Dec 29th 2014, 6:21 PM

# Consensus

‘Considerable protections already apply to people who are in mortgage difficulties’

Despite Fergus O’Dowd’s criticism of the Fianna Fáil’s bill, the government will not oppose its passage.

11.1k

Mar 4th 2014, 9:00 PM

Voices

Column: How to navigate your personal insolvency

The Personal Insolvency Service is due to come into effect in the coming weeks, so what do you need to know about making an application? Stephen Curtis lets you know.

264

Aug 13th 2013, 7:00 AM

# Eurozone

Eurozone inflation hits new low, raising prospect of ECB rate cut

The governing council of the European Central Bank meets on Thursday where it could provide a fresh boost to mortgage holders.

4.5k

Apr 30th 2013, 11:14 AM

Voices

Column: Miracle on O’Connell St – what the Clerys rescue says about Ireland

An institution was saved – which just goes to show how badly Irish homeowners are being treated in comparison, writes Arthur Doohan.

Sep 30th 2012, 8:40 AM

# Mortgages

Lenders following arrears guidelines from Keane Report, says Central Bank

The Central Bank says commercial banks are bringing forward new proposals to assist people in mortgage difficulty.

2.0k

Jun 8th 2012, 3:17 PM

# Daily Fix

The Daily Fix: Friday

Your essential evening round-up of the day’s biggest news, plus the bits and pieces you may have missed.

3.3k

May 25th 2012, 8:04 PM

# Mortgages

Some mortgage holders 'choosing not to pay', broker says

Karl Deeter of Irish Mortgage Brokers said some borrowers are strategically withholding payments in the hope of winning a debt deal.

5.6k

Apr 3rd 2012, 8:35 AM

# Homeowners

Proposed legislation would allow judges to refuse home repossessions

Independent TD Stephen Donnelly says he expects his Family Home Protection Bill to be defeated in the Dáil but he hopes it can influence the personal insolvency legislation published by the government last week.

2.7k

Feb 3rd 2012, 8:16 AM

# ECB

ECB holds main eurozone interest rate at 1 per cent

The decision follows two successive months of cutting the bank’s main interest rate which was a welcome boost for mortgage holders.

1.6k

Jan 12th 2012, 1:08 PM

Voices

Column: I’ve got two young children, and I could soon lose my house

James McKay told TheJournal.ie how he cannot meet his mortgage payments because his bank is not cooperating.

210

Oct 24th 2011, 7:30 AM

# Mortgages

Noonan: Mortgage measures will help families 'break shackles' of debt

The finance minister has defended proposals in the government’s Keane report on mortgage debt.

886

Oct 18th 2011, 9:28 PM

# Debt forgiveness

Report rules out blanket debt forgiveness on mortgages

Under proposals contained in the report, struggling homeowners would give up their houses but be allowed to rent them back from State bodies or local authorities.

1.3k

Oct 12th 2011, 1:28 PM