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THE VOLUME OF public liability insurance claims has fallen by 40% over recent years, a new report by the Injuries Resolution Board has found.
Between 2019 and 2023, both the number of claims and the average compensation value have fallen, with the total value of annual awards in 2023 nearly €20 million lower than 2019, falling from €52.7 million to €33.2 million.
Claims in cafés, hotels, and restaurants fell by 52% while claims related to shops decreased 44% and sports and athletic areas saw a 38% reduction.
The report noted that there was a low volume of personal injury claims related to childcare settings. Only 256 personal injury claims were made related to childcare settings over the five-year period, despite nearly 170,000 children being enrolled as of 2020/2021.
The Injuries Resolution Board’s head of research and policy Dr Lauren Swan has explained the process the claims go through.
Speaking on RTÉ Radio One’s Morning Ireland, Dr Swan said that “if you’re involved in an accident – say if you’re in a cafe or a shop and you have a slip, trip or fall – you have, generally, two years to submit your personal injury claim”.
“If your claim isn’t directly settled with the insurer in the early stages of claims, then it must come through the Injuries Resolution Board. That’s irrespective of whether that claim goes on to be resolved through a mediation service or whether it’s resolved through the court system,” she said.
“What’s really important about today’s findings is that we have a comprehensive view of the full personal injury claim landscape and what the findings today show is a 40% reduction, and we can see that again in 2024 based on our provisional data.”
Responding to the report, the chair of the Alliance for Insurance Reform and CEO of the Convenience Stores and Newsagents Association (CSNA) Vincent Jennings said: “In recent years the only thing increasing faster than public liability premiums has been insurer profits, and today’s report shows that this was happening against a backdrop of significantly reducing public liability claims across whole sectors of our economy.”
He described the current landscape of insurance premiums in Ireland “unconscionable”.
“For years the message from insurers was that premiums track the volume of claims and the cost of settling them. Today’s report from the Injuries Resolution Board belies that narrative and we need the next government to step up and address this fundamental unfairness,” Jennings said.
“Businesses, sports, community and voluntary groups are currently facing crippling costs of doing business and the Injuries Board data highlighting falling claim volumes and award sizes tells us public liability insurance shouldn’t be another one of these costs.”
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The planned hotel is totally out of character for this historic street. I understand the area needs redevelopment but another box on box building is just awful. Pity the city planners have no concept of what could be achieved with a thought out plan and which would bring people in to this much neglected area of Dublin. I doubt any other planning authority would have allowed the destruction of such historic buildings from the “dutch billy houses” , the markets etc,. If this street were anywhere else, I think so much more effort would be put in to developing it as an upmarket , living and recreational area.
@Eileen Kelly: 100% Eileen, The redevelopment and employment are great but that image of the proposed hotel….well, it’s kinda ‘meh’ being honest
@Frank Mc Carthy: my god what a bluffer you are – your comment below “really great to see Harry Crosbie getting permission to build this much needed hotel”
@Kevin Kerr: ?? Delighted to see this gentleman getting permission to build needed hotel ./ NOT too keen on the look of the proposed hotel ( if it’s like the picture)— surely a 1st year architecture student in UCC could come up with something more attractive?
@Frank Mc Carthy: ah right yea, so you’re delighted for Harry that he got his planning permission, but you agree 100% that the building itself is “just awful”. Of course, these two statements were made to different people. As I said, you’re a bluffer
@Kevin Kerr: surely it’ll look a wee bit more appealing/ attractive than what’s in the picture— it’s 2024, we can surely do better than a ‘box’ ?
@Frank Mc Carthy: ah now come on, we’re not actually debating the merits of the application here (for the record, I think it’s an eyesore), it’s you being a troll and talking out both sides of your mouth
Anything modern is going to be an eyesore. We need to to build more victorian red bricked terraced housing.
Nobody says anything about bungalowitis. McMansions …
Lost cause.
@Eileen Kelly: I’d imagine Merrion Square Conservation Quarter would have something a lot nicer. Whereas Liberties, meh. Cork Street is more like the m50 nowadays. It’s all gone downhill since the Roads Windening Commission. Steamrolled. Unfortunately.
@Frank Mc Carthy: SketchUp warehouse model. Free download. Like the EXO building was. I’m sorry to say it but, AI could design a lot better.
@Eileen Kelly: historic ?
@Eileen Kelly: Too true Eileen… The amount of hotels that have popped up in North Inner City Dublin too is kind of gross. Thinking of Dominic Street, Parnell Street and Liffey Street. Not exactly the ultimate tourist destinations to be fair not being a snob.
Hopefully it will not get repurposed
@Oh Mammy: hey William the pervy pervert
@D. Peado: it was more fun thinking you jumped off a cliff in the aftermath of Madame Predidents humiliating defeat.
@Oh Mammy: why do you keep shying away from your pedo conviction?
@D. Peado: certainly showing your left wing credentials
Not a great advertisement for newly elected SF TD Marie Devine.
@Frank Mc Carthy:
90% of Sinn Fein TDs are forbidden from given interviews or releasing social media posts by the Elders.
You can see why.
@H Woo: she’ll probably ger ‘invited’ to an interview after this shambles, lol
@H Woo: Ha ha, more rubbish from the usual
I have no issue with the modernisation of the city but I’m sick of god awful eyesores like this getting planning permission. It’s just so ugly
@Mark Nolan: they’re like giant cardboard boxes. Definitely not in keeping with the local surroundings.
Thomas street was proposed by Dublin City council and an taisce to be an ACA(architectural conservation area), it’s one of the few historic streets left in the capital, and among other things includes the oldest house in the city, number 130. This being good old Ireland though, everything is for sale. Developers paradise. At the very least build housing, but here we are with another hotel.
Hahaha sinners TDs incompetentcy highlighted here. “The rules need to be revised” to suit me and my agenda. Comical toys out of the pram stuff.
@Tomas O sullivan: kinda worse than that….’the rules need to be revised ‘ because I fxxded up big time & want another bite of the cherry
@Frank Mc Carthy: nah, she accepts that it was a stupid mistake and that she has lost this particular battle – her hope for a rule change relates to any future appeals, not this particular one. That cherry you refer to has been eaten
@Kevin Kerr: like yourself on that article about the beautiful school in Inchicore winning the architectural award, a simple apology & ‘hands up’ would have sufficed.
Anyhow really great to see Harry Crosbie getting permission to build this much needed hotel & all the employment that creates
@Tomas O sullivan:
Rules need to be dumbed down more like.
@Frank Mc Carthy: arguable, but that’s not what you said originally, far from it. As for the application itself, I don’t think a hotel is a priority for this particular community
@Kevin Kerr: & What does the puppet master brenny say?
@Frank Mc Carthy: give it up Frank/Kevvy – you’re a fraud
@Kevin Kerr: seriously, does the 24/7 trolling satisfy you in some kinda way?
@H Woo: A bit like you?
@Frank Mc Carthy: it satisfies you anyway.
The area is zombie land and in need of a lot of redevelopment to attract in people that would be role modals for the local kids, Employed people that will keep shops and restaurants open, people with skills to be of benifits to the local area. For to long the area has being infested with inafective hard left wasters. sorry I mean community activists, not interested in improving the lot of the locals just brainwashing them with victimhood and dispare.
Having said that the proposed hotel is just another ugly red brick building, needs a modern outer cladding.
Will end up as a wet hostel or asylum seeker accommodation at some point. Harry makes money regardless but the locals take the pain. No locals demonstrating or putting up objections though, do they not care at all?
@Mr “JonnieBoy” Johnson: you don’t know what your talking about .evey second shop on meath street had posters in the shop windows demonstrating about this hotel.
@Mr “JonnieBoy” Johnson:
Might welcome it.
Last thing the locals need is middleclass do gooders turning up and telling the locals what’s best for them.
An here, Thomas St is not derelict when Vicar St is closed – Crosbie is completely waffling.
It’s a pity the design of the hotel is so austere looking. A lot of buildings like that going up on the area.
Ffs there’s enough hotels its houses that we need janey mack!!!!
What’s more of an eyesore are all of Maire Devine’s election posters still zip tied to every lamppost all along the length of Thomas St and James’ St and surrounds….a week after the election…when most others have taken theirs down.
If Cole Devine is so concerned about how the area looks…well ‘nuff said..
@UK Hurling Bloke: *Cllr
Another ugly, unimaginative squat box to pollute the Dublin urban environment. Do architects in this county have imagination bypasses to qualify?
Harry Crosbie has done the city proud to date and I cannot see him doing anything but building a great addition to the City
@Stellahickey27@icloud.com: Spot on comment!
Dublin needs to be Bulldozed and started again.
Another hotel. Ffs. When will it end
SO, it was a lone wolf SF councillor who objected , wonder how many more of them do this, they have form too.
And her to admit her mistake was stupid perhaps adds credibility to the election results?
@Paul O’Mahoney: wha?
@Pork Hunt: You still haven’t learnt to spell but you’re getting closer….well done
Something with more character and tradition would be more appropriate for Dublin. They look to towns in the uk, they have buildings that are in keeping with the surroundings. They don’t just fire up some prefab style build in amongst old style streets and buildings. We on the other hand always run with overpriced cheap crap!
Oh that is the funniest article I have read here in tears. Back to school for the poor objector and good luck Harry with the project!!!!!
Will the theatre be incorporated into the new development ?
Let’s green-light a brown, brutalist, eyesore of a building that looks like a shoebox, that is completely out of keeping with the surrounding area and visually clashes with a grey old church nearby. Dublin is full of such ugly buildings. Why can we not do new buildings and infrastructural projects like other modern European countries? Is it our poor, agricultural background? Or just plain old incompetence?
Great to see the total incompetence of this Sinn Fein TD totally ignored in favour of focusing on the architectural merits or demerits. Bufoon.
Well done Harry Crosbie for in a small way dragging the kip of an area in to the 21st century, Dublin is the most run down shit hole so called city in Europe, North Korea has better Infrastructure, a minority of the usual stupid objectors always trying to block badly needed modernization, no wonder 70.000 thousand young people emigrate from this country each year to countries with modern cities and 21st century infrastructure, eg an underground rail system that is built no 40years talking about it being built
I see someone sent A letter BP ABD they want to be in Government
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