Ah Leo, you’ve done it again. Found a solution to a problem which didn’t exist.

Does he seriously think that insurance companies will “reward safer drivers” as he puts it, not a hope, all they’ll do is put up premiums on certain drivers and then claim that they have “rewarded safer drivers” by not putting up their premiums. And of course the usual yearly hike will be put down to economics. Another example of this government permitting big business to print money. An absolute joke.

This is a joke a Garda has no way of telling how many points someone has without making a formal application in writing why should insurance companies be allowed it before the Gardai

A joke. What next? Employers having access to all records and internet accounts?

Don’t know why they feel it’s necessary, Insurance Companies will still use every trick, excuse and get-out clause in the book to rip customers off anyway. Ireland should adopt a policy like Australia where compulsory third party insurance is combined with road tax and obligatory. Because everyone pays, fees are realistic and appropriate. Any further insurance required is completely optional.

Everything this gov does seems to be an attack on the people,its not surprising then if the people come to view the gov as their enemy.

Can anyone in this Government introduce some regulation that actually benefits the electorate rather than penalising them in some way or an another.

Perhaps the reason road deaths are down is no one can afford the fuel to put in there car to drive, or because everyone’s leaving the effin country there’s very few people left to have accidents…

Now the insurance companies can “justify ‘.screwing us. Reward good drivers ?.really

Sorry have I missed something, you already have to tell them what points you have and what you got them for when getting insurance….

all a bit too big brother Esq, it’s like enemy of the state. enough is enough

So much for Data Protection…should be a law against this…wait there is!

Will premiums be reduced for a clean record ………I think not …….

Well there’s another hike on my premium.

Like points, do Insurance companies take into account how long ago you committed a serious motoring offence. Does it’s affect on your premium span the lifetime of the points on your license?

If this is an IT system being rolled out over the next “few months” is it going to be subject to the usual overrun and budget blowout?

Frankly, I think this now raises more concerns for me than it answers. And luckily, and I currently have 0 points. I can’t see how giving more information is going to reduce my premium, as the gov’t can revoke access if they so wish if it doesn’t benefit consumers. There is no guarantee of savings, as why would those nice people in insurance companies go out of their way to cut their profit margin if they didn’t have to. I can see it being used to load people’s premiums quite heavily, but I don’t think the nature of the offence should be weighted on top of their penalty points, as if it was so serious the Gardaí would have disqualified the person from driving.

Is the type of car or the type of driver that more significantly increases the probability of an accident? Sincere question?

I don’t have any points and I do not see why any insurance company should be able to look at my driver file without my permission. This means you can put anyone’s name into the computer and get their address and date of birth and god knows what else. I think it is a security risk, I don’t have anything to hide but I don’t think an insurance employee should be able to view people’s details. I’m sure they are not paying for the information and how long to they keep this information on file and how is it used an disposed of.

An example of another financial institution getting the better of our naive politicians

Does anyone know Is this going to be based on current points held or any points the driver has ever got ( even points that have be cleared) ?

Insurance companies do not want to know as they have a “get out of paying” clause if someone gets points and subsequently has a claim and has not informed them. Anyway if it’s left up to Government to organize the computer linkup, it could be place sometime in 2020….possibly!

I would question the right of a government minister to share a citizens private details with a third party private enterprise . Is this a violation of a citizens constitutional right to privacy ? Is this legal ?

Wat a joke every move in this country is Line there pockets

I would not say all car insurance are rogues but I’m certain that some are. For example, I was insurance with a company in Tallaght in 1998 and my son was named as second driver. After a short while we were unable to continue with them simply because they informed us that our premium was being increased to £7500 per year. We had no claims against them or other insurance companies. We found an insurance company that charged us £850 a year on condition that we submit a no claims bonus receipt from our previous company. The Tallaght company charged us £250 for the receipt which we considered daylight robbery.

Well this will hit European Tribunal with a charges against the State. The same comes with a VRT which is illegal under the EU law. If you press the charges against Ireland in this case, revenue has to return what you’ve paid. Not many people know about it. Insurance companies by digging in driver’s private database, which stays between court, and prosecuted for speeding, drink driving and as such is violating person’s right to privacy and a good name. If someone has been facing court charges and paid penalties associated with the offence in this case is going to be punished once again just to stuff up insurance companies pockets?!!! This is a huge violation of civil rights by Minister of Transport!!

Does anyone know if it is implemented yet?

That’s a joke shouldn’t be allowed