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# Mortgage Debt

All time
Voices
'We've paid back €90,000 on a €30,000 loan but we're still battling to keep our home'
‘Irish courts are not fully applying EU requirements that have become our lifeline.’
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Feb 19th 2018, 6:30 AM
Voices
Opinion: Game over for mortgage affordability?
In many areas property is simply unaffordable, again – yet our political class seems to regard the ‘recovery’ in property prices as only a good thing.
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Sep 28th 2014, 7:30 PM
# Hardball
Stop paying your mortgage. Don't leave your home - new advice from the IMHO
The IMHO is playing hardball, and will today launch a controversial ‘no surrender’ policy on debt solutions.
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Jun 17th 2014, 5:45 AM
# paying up
We paid back €700 million in mortgage debt in the first three months of the year
Debts owed across the board continue to fall, but buy-to-let loans are coming down at a slower rate.
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Jun 9th 2014, 1:12 PM
# End of the tunnel
'The shortest bankruptcy in the world' - IMHO agrees three month debt deal with banks
The mortgage holder’s advocate has struck a deal with two major banks and hopes more will follow.
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Jun 4th 2014, 1:39 PM
# Debt
Shatter welcomes AIB comments on mortgage write-offs
The Justice Minister has said that the personal insolvency bill will be enacted through both Oireachtas houses by 20 December and will become operative next year.
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Dec 8th 2012, 3:22 PM
Voices
Column: Four years of crisis, and still no clear deal on mortgage debt
The failings of Government to take simple steps to help mortgage holders has caused further damage – and the Insolvency Bill is by no means our saviour, writes David Hall.
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Dec 7th 2012, 9:00 PM
# Tom McFeely
In pics: Tom McFeely's house... yours for just €3m
What bankrupt developer of faulty apartments used to live in a mansion like this?
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Nov 20th 2012, 11:55 AM
# Mortgage Arrears
One in 5 mortgages will default by 2013
County by county survey shows that there are still “substantial losses to be realised on irish residential mortgage loans”.
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Sep 20th 2012, 10:57 AM
# insolvency
Shatter publishes long-awaited plans to reform insolvency law
The new regime reforms our bankruptcy laws, and aims to help the likes of struggling mortgage holders out of debt.
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Jun 29th 2012, 11:40 AM
# Mortgages
Falling German inflation could mean ECB cut for mortgage holders
New data shows German inflation at its lowest for 18 months – meaning less pressure on the ECB to keep rates up.
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Jun 27th 2012, 2:53 PM
Voices
Column: The mortgage crisis is stoked by mistrust. Here’s how we might fix it.
Aggressive banks are making mortgage resolution impossible, writes David Hall of New Beginning – and suggests a way to restore trust between lenders and borrowers.
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May 24th 2012, 7:00 AM
# Boy Wonder
Meet the 12-year-old boy who saved his granny from losing her house...
Janice Sparhawk, 72, had fallen behind on her mortgage. So her grandson Noah sprang into action.
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Feb 8th 2012, 10:03 PM
# Mortgage Debt
First mortgage-to-rent scheme for homeowners piloted
Mortgage holders will give up their properties and become tenants under the programme designed to help people in debt.
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Feb 7th 2012, 6:59 PM
# Mortgages
Government's new debt regime may allow mortgage debt to be written off
The cabinet has approved a draft Bill allowing debts to be written off outside of court, while bankruptcy rules are also changed.
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Jan 25th 2012, 12:13 PM
# Mortgage Debt
Permanent TSB charging "subprime" and "usury" variable rate - O Cuiv
State-owned financial institution should be forced to reduce its “punitive” mortgage rate, Dáil hears.
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Jan 19th 2012, 1:04 PM
# Mortgages
More than 100,000 households now in mortgage difficulties
New figures from the Central Bank show the number of mortgages in arrears has risen significantly.
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Nov 18th 2011, 10:58 AM
Voices
Column: I’ve got two young children, and I could soon lose my house
James McKay told TheJournal.ie how he cannot meet his mortgage payments because his bank is not cooperating.
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Oct 24th 2011, 7:30 AM
# Mortgages
Noonan: Mortgage measures will help families 'break shackles' of debt
The finance minister has defended proposals in the government’s Keane report on mortgage debt.
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Oct 18th 2011, 9:28 PM
Voices
Column: The Keane report has consequences for borrowers – but not for banks
The Keane Report, independent TD Stephen Donnelly notes, cites “inappropriate mortgage-holder behaviour”. It does not mention “inappropriate banker behaviour”.
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Oct 17th 2011, 8:00 PM
Good Morning
The 9 at 9 Nine things to know this morning…
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Oct 14th 2011, 8:32 AM
# Mortgages
'Designed to protect the banks': Mortgage group slates debt relief report
The government’s much-touted plan for homeowners “gives no solutions”, according to David Hall of New Beginning.
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Oct 12th 2011, 9:09 PM
Voices
Column: Why should bankers have the right to judge us?
People behind on mortgage payments face humiliating personal interrogation from their bankers. We need a new independent solution, writes David Hall of New Beginning.
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Oct 10th 2011, 8:32 PM
Good Morning
The 9 at 9 Nine things you should known this morning…
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Oct 2nd 2011, 8:43 AM
# Mortgages
Mortgage defaults 'could cost banks up to €10bn' - FF
Michael McGrath believes the ‘worst case scenario’ that went into the stress tests is now a reality – and it’s going to get worse.
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Sep 4th 2011, 4:30 PM
# Finance
Central Bank to review how banks handle 'distressed' mortgage holders
Governor Patrick Honohan told Oireachtas committee that Central Bank checking that institutions are following its code in tackling mortgage arrears: “They are behind the curve”.
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Sep 2nd 2011, 10:38 AM
Voices
Column: Families are being failed by our mortgage system
With 60 people a day begging for help with their debts, we must take action now, writes David Hall of New Beginning.
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Sep 1st 2011, 7:31 PM
# Finance
Michael Noonan: "No magic bullet" for mortgage debt relief
Finance Minister lays out the challenging state of the economy at Oireachtas Finance Committee – but says public finances “remain on track”.
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Sep 1st 2011, 10:47 AM
# Mortgage Debt
10 things you should know about Ireland’s mortgage debt and arrears
Economist Ronan Lyons sifts through the myths and figures being thrown about in the debate about whether there should be mortgage debt forgiveness.
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Aug 31st 2011, 7:40 AM
# Mortgage Relief
Are Labour ministers split over mortgage debt relief for homeowners?
The party denies it but that appears to be at odds with the differing lines ministers gave on the much talked about issue yesterday.
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Aug 25th 2011, 7:37 AM
# Your Say
Poll: Do you think struggling households should get mortgage debt relief?
The campaign to have debt forgiveness introduced for those unable to meet their home loan payments is gathering voice. Do you think there should be such a scheme?
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Aug 21st 2011, 3:03 PM
# Mortgage Debt
Writing off mortgage debt is an "emergency" need
Chorus of calls for Government to organise a mortgage debt relief scheme for worst-off householders builds to crescendo – and now a government junior minister is backing it…
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Aug 21st 2011, 12:06 PM
Evening Wrap
The 5 at 5 5 minutes, 5 stories, 5 o’clock.
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Jul 11th 2011, 4:50 PM
# Mortgages
Nearly 50,000 residential mortgages in arrears of three months or more
However, the Central Bank says new measures to make mortgage lenders help customers make more manageable arrangements for repayments are in force.
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May 20th 2011, 11:46 AM
Good Morning
The 9 at 9 Nine things you really need to know by 9am: plans for a property tax outlined; leading economists plead for debt forgiveness and Amazon pulls Paedophile’s Guide in wake of protests.
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Nov 11th 2010, 8:16 AM