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Open thread: how do you plan to save money?

We’d like to know if anyone is planning any early New Year Resolutions in response to yesterday’s budget announcements.

IRELAND’S FINANCE TEAM revealed details of the Budget 2013 yesterday afternoon – a sixth lot of austerity measures for the population.

The packages of tax increases and spending cuts will see the price of cigarettes and alcohol increase, the cost of college jump by €250 per year and the amount of road tax paid rise.

At the same time, the amount of PRSI we all pay will increase and householders will also be liable for a new Property Tax come 1 July 2013.

With less money in our pockets, we are wondering how people intend to respond to the changes. One reader told TheJournal.ie yesterday that he gave up smoking years ago after a Budget announcement because of a excise duty hike. He planned to give up drinking this year if the price of beer, wine and spirits increased. It did.

Have you any other ideas for saving money or dealing with the measures announced in Budget 2013? Giving up smoking? Taking less alcohol? Using the bicycle more instead of the car?

Let us know in the comments section below and we’ll compile an article later today based on your responses and advice.

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