Readers like you keep news free for everyone.

More than 5,000 readers have already pitched in to keep free access to The Journal.

For the price of one cup of coffee each week you can help keep paywalls away.

Support us today
Not now
Wednesday 8 February 2023 Dublin: 8°C

# Homeowners

Last year
# Housing
Taoiseach on who pays for the concrete levy: 'It's industry or the taxpayer. Make up your mind'
10% levy on concrete blocks aims to help fund mica redress scheme.
Confusion within FG over Taoiseach's comments on how to prevent first-time buyers alone from being impacted by the levy, reports Christina Finn
Backlash from backbench TDs who want tax exemptions or for levy to be delayed or scrapped.
Sinn Féin say they want a levy on the industry but not consumers.
10% levy on concrete blocks to help fund mica and pyrite redress schemes
Mica homeowner group welcomes new report on costings for grant scheme
All time
# mica
Mica campaigners say average homeowner will have to pay €65,000 under redress scheme
Sinn Féin’s Pearse Doherty today told the government to “go back to the drawing board”.
# mica
'Not what we signed off on': Mica campaigners unhappy with redress report
The report says the total cost of the remediation scheme could be €3.2 billion.
The report says the total cost of the remediation scheme could be €3.2 billion.
Homeowners who have to completely demolish and rebuild their homes would not necessarily get a 100% grant.
Other remediation works would receive a 100% grant and all caps should be increased, the report says.
The report is to be considered by the minister before he brings proposals to Cabinet.
Explainer: Mica, crumbling blocks and the campaign for 100% redress
Mica redress: Tánaiste says 'it's not the government's money' so 'we must have cost control'
Here are the new Local Property Tax bands
Most of those who face an increase in the tax will pay an extra €90 per year, Finance Minister Paschal Donohoe said.
# deferred
Taxpayers won't face higher property tax bills for 2021
The valuation date for local property tax has been deferred until 1 November 2021, said the Minister for Finance, Paschal Donohoe.
# homeowners' rights
Central Bank to scrap code of conduct for banks on the transfer of mortgages as it's 'not relevant'
Sinn Féin’s No Consent, No Sale Bill aims to puts the code on a statutory footing.
# Outlook
Central Bank says 35-45 year olds who bought homes in the boom will be most impacted if tracker rates rise
Despite Brexit, the Central Bank believes workers are in line for pay increases of up to 7% over the next two years.
# sell off
Varadkar says he's reluctant to use the term 'vulture fund' to describe firms that have bought up Irish mortgages
Varadkar says he tried to remove split mortgage-holders from recent loan book sales but failed to do so.
# lpt reform
More homeowners will have to pay property tax if government decides to scrap exemption
The Taoiseach said it is unfair that some pay while others do not.
# Dublin Airport
Airport noise issues to be sorted by Christmas paving the way for new runway
The Dail is due to debate the proposed noise regulations for Dublin Airport on Tuesday week.
# Your Say
Poll: Should older people be 'incentivised' to downsize their homes?
Such an initiative is being proposed by the Independent Alliance ahead of October’s budget.
# sell off
PTSB sells thousands of home loan mortgages to vulture fund
A total of 7,400 are owner-occupier mortgages, while 3,300 are buy-to-let properties.
# Room to improve
Irish homeowners have spent €1.7 billion via renovation scheme
It might be the Dermot Bannon effect.
# fire sale
'You're throwing people to the vulture funds': Government criticised for taking no action to halt PTSB loan sale
PTSB, which is 75% owned by the State, states it is selling off non-performing loans.
# House Prices
Explainer: It's looking more likely that the property tax system will be overhauled
Housing Minister Eoghan Murphy has said he favours a new calculation of the tax.
# mortgage to rent
Government scheme to help keep people in their homes has only completed 282 cases since 2012
Fianna Fáil’s Michael McGrath described the numbers as “pitifully low”.
# Daft Wealth Report
There are almost 4,000 'property millionaires' in Ireland
South County Dublin is the most expensive property market in the country, with an average property value of almost €550,000.
# Mortgages
Women being 'forced into homelessness' as former partners refuse to sign arrears deals
Sinn Féin’s Peadar Tóibin raised a number of examples that he said fall outside the remit of processes the government put in place to protect people.
# start saving
The average first time buyer in Ireland is 34 years old and needs at least a €50,000 deposit
According to the Central Bank, the average first time buyer received a mortgage of €185,939 last year.
# Pay Up
Banks treating people on variable mortgage rates "very badly"
The Health Minister made the comment today.
# first fix
Irish Water to start fixing leaks - even if they're inside your gate
The company said it has identified leaks at Irish homes that are wasting enough water to fill 18 Olympic pools each day.
# gaffs
Think your home (or your neighbour's) could be Home of the Year?
If so, a new RTÉ show is looking for you.
# nothin' goin' on but the rent
"I would never buy a property again," says Government's top housing adviser. "I rent"
Conor Skehan says Irish people must stop thinking of renting as ‘dead money’.
# the old school
The Upgrade: Inside the salvage yard - tips for homeowners spoke to the owner of a salvage yard about what they have to offer home renovators.
# Property Bubble
Fianna Fáil thinks the Central Bank's tough new lending rules are 'simply unfair'
Yep, the party in power during the last property bubble…
Opinion: Do rising property prices impact on Local Property Tax payments?
It seems like every month there’s new confusion regarding the Local Property Tax; let’s clear up a couple here.
# Pantigate
Should broadcasters be held responsible for offending people?
What are the folks on Kildare Street up to today? Well, you asked…
# Debt
Richie Boucher defends €843,000 pay, says BOI is 'comfortable'
Bank of Ireland officials told the finance committee that they would veto any suggestion of debt write-down made by a Personal Insolvency Practitioner.
# Debt
Up to one in five PTSB customers in mortgage arrears are not engaging with the bank
Officials from Permanent TSB told the Oireachtas finance committee that 85 per cent of customers offered a split-mortgage had agreed to the deal.
# Flooding
Homeowners opposed to flood levy to help others get insurance
The idea of a 1 per cent levy was mooted by Minister Phil Hogan last month – but a recent survey shows little desire among the public.
# Mortgages
Noonan says 'legal reasons' prevent him intervening in IBRC mortgage sale
Homeowners who had their loans with IBRC are said to be anxious, but the Finance Minister says he cannot get involved.
# pyrite heave
Homeowners with pyrite problems can apply for funding from next week
Homes in 74 estates were identified as being at risk from ‘pyrite heave’ which causes buckling of floors and walls.
# Homeowners
Concern from homeowners as 13,000 IBRC mortgages to be sold
Deputy Stephen Donnelly appealed to the Finance Minister to allow families to bid for their own homes at market value.
# Mortgage Arrears Crisis
Banks exceeding arrears targets, but some customers have "no clarity"
The Central Bank says that there is no “tangible evidence” that some customers’ circumstances are improving.
# paper return
Today's the first deadline for the Local Property Tax
It’s 14 November — the deadline for filing a written return.
# Property Tax
Your questions about the local property tax answered
You asked, so we now we answer…
# Property Tax
Open thread: What do you want to know about paying the local property tax?
Pay now or pay later? Go into the internet or into the post office? Leave your questions here and we’ll get them answered.
# Pyrite
Government announces €10 million for pyrite repairs
The funding will be available for about 1,000 properties that require immediate repair but homeowners who have already paid for repairs will not be compensated.
# Mortgage crisis
Central Bank Governor faces questions over banks’ legal letters and Anglo Tapes
Patrick Honohan has been called to appear before the Oireachtas Finance Committee after it emerged thousands of legal letters being sent by banks could be classified as ‘sustainable mortgage solutions’.
# Homeowners
Property tax to be taken from salaries of 50,000 people who haven't paid
The Revenue Commissioners has sent letters to people who have not yet paid the charge to urge them to pay.