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CHRISTMAS IS TAKING hold, with those same heartwarming/nauseating songs playing in every shop you enter and Met Éireann uttering its first warnings of snow.
It’s also a time when our pockets feel a bit lighter than usual.
Figures released earlier this week pointed towards an increase in our Christmas spend from last year, but a Deloitte survey shows gloomy levels of consumer confidence.
What about your situation? How will your Christmas spend compare to last year?
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