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What are the main obstacles stopping you from saving?

How do you compare to other Journal readers when it comes to savings?

SOMETIMES IT CAN seem that everyone else has an easier time saving money. 

But with the cost of living so high, finding a way to get into good savings habits is difficult for almost everyone. If you’re interested in developing better savings habits and getting more out of the money you put away, visit AIB online to learn more about the savings options that are available to you.

Today, we’re asking our readers about their savings habits, the obstacles they face in hitting their targets, and what can be done to help them save more. 

By using the slider ratings tool below, you can tell us how much you agree with a particular statement. 

The first thing we want to establish is how well you are saving. Use the slider below to indicate how good you are at sticking to your savings target each month. The tools below ask you rate yourself on a scale of 1-10 when it comes to various savings habits — 1 meaning that you don’t agree with the statement or question at all, and 10 meaning you agree with the statement entirely — giving you a sense of where you stand as a saver.

Once you’ve chosen, you’ll be able to compare yourself to the average reader of The Journal.

HOW TO START SAVING

On a scale of 1-10, how good are you at budgeting?

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TARGETS

How good are you at sticking to a savings target?

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Now that you can see how your commitment to saving stacks up against other readers, it’s time to think about the obstacles to saving.

SPENDING HABITS

On a scale of 1-10, how much do your spending habits negatively affect your saving habits?

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Of course, spending habits aren’t the only thing that make it difficult for people to save money these days. 

COST OF LIVING

On a scale of 1-10, how much does the cost of living make it hard for you to save money?

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While many of us are aware of the obstacles that make it difficult to save, it’s almost important to keep solutions in mind. This next slider tool is designed to establish whether you’d be more likely to save money if you felt you were getting better advice.

BETTER ADVICE

On a scale of 1-10, how much more likely would you be to save if you were getting savings advice from your bank?

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Allied Irish Banks, p.l.c. is regulated by the Central Bank of Ireland.

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