EVERY MORNING,TheJournal.ie brings you the stories you need to know as you kick off your day.

1. #MORTGAGES: There’s been a mixed reaction to new mortgage rules which have changed the threshold at which the 20% deposit rule kicks in.

2. #RAKING IT IN: Apple have reported the biggest quarterly profit ever made by a private company, $18 billion in three months.

3. ISLAMIC STATE: The captors holding Japanese hostage Kenji Goto have released a new video threatening to kill him within 24 hours, reports BBC News.

4. #TARGETED: Footage has emerged of President Michael D Higgins being verbally abused by anti-water charges protesters at a Dublin school.

5. #ITS ALL ABOUT DEBATE: Fianna Fáil seeking a live TV debate between Micheál Martin and Enda Kenny in the wake of Joan Burton and Gerry Adams’s head-to-head

6. #GAZA: An Israeli human rights organisation has criticised the country’s leadership for the killing of hundreds of Palestinians during last year’s conflict. (JP)

7. #JAPAN: A 19-year-old Japanese girl who murdered an elderly woman with an axe reportedly told investigators: “I have just wanted to kill someone since childhood.”

8. #MANKY: A fresh set of warnings have come into effect for weather warnings nationwide.

9. #GO KATIE: Following criticism from the athlete, RTÉ are in talks with Katie Taylor to produce a documentary on her gold medal defence in Rio 2016.