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10 stages you go through when buying your first home

Are you gearing up to buy your first place?

Buying your first home is a pretty big deal. And it can be a daunting task.

From organising your mortgage to perfecting your poker face, it’s an enjoyable but enduring journey from start to finish.

All aboard…

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1. Restraining yourself from picking your dream house until after you actually have a mortgage and an estate agent sorted.

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2. With all the boring stuff out of the way, you can start your search. Finally.

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3. Reality kicks in. And you begin to realise that an indoor pool and cinema room are probably out of your budget.

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4. You think you have found “the one”. You are in love with an inanimate building.

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5. You make an offer. This is all very exciting. You have already mentally moved in.

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6.  Your bubble is burst – the offer falls through. Suddenly it feels like you are reliving your first breakup.

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7. But you’re strong. You refuse to give up. The search must go on.

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8. Then it happens. You find the real one.

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9. So you make another offer… And wait for what must be an eternity.

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10. But it’s worth every nail biting second when the offer gets accepted. You are now a home owner.

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Applying for a mortgage just got a lot simpler too. You can apply in minutes at mortgagestore.ie using any digital device. Find out easily what you could borrow and what your monthly repayments might be. No pen, no paper – no hassle.

Bank of Ireland Mortgage Bank, trading as The Mortgage Store, is regulated by the Central Bank of Ireland.