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Pay day has now passed many of us by filling our bank accounts, for a few hours at least, with money.
We are now hell bent, inexorably, towards the great spend for the Christmas period.
It has emerged this morning that British consumers pay less than Irish purchasers for the same goods we buy here. Brexit and our 23% VAT rate partially to blame.
Regardless we’ll be filling our Christma socks with trinkets, presents, toys, booze and the usual supply of underpants for aged grandparents.
With all that in my mind, this morning we are asking: How much will you spend on Christmas this year?
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