EVERY MORNING, TheJournal.ie brings you the stories you need to know as you wake up.

1. #BANKING INQUIRY: Discussions are set to resume this morning in an attempt to reach an agreement on a final report, RTÉ reports. 

2. #STORM DESMOND: Weather warnings remain in place for most of the country as we enter our second day of treacherous weather. 

3. #GARDAÍ: The Garda Inspectorate has called for major changes to how An Garda Síochána is run, the Irish Times is reporting.

4. #TIGER KIDNAPPING: The chief suspect in the tiger kidnapping that happened this week at Dublin Airport may have previously been involved in a number of other similar crimes, the Irish Independent is reporting.

5. #FALLEN THROUGH: Residents in Raheny and Clontarf who paid to object to a planning application for 400 houses are to be paid back after a clerical error by the developer involved.

6. #CALIFORNIA: The FBI has said that it is now officially investigating the shooting attack in San Bernardino as an act of terrorism. 

7. #INDIA: 18 patients have died at a hospital in Chennai, southern India after generators at a hospital were knocked out as the result of flooding.

8. #JAILED: A Dublin businessman who was addicted to playing blackjack and used false invoices to claim €100,000 in VAT has been jailed for 18 months. 

9. #NEW YORK TIMES: The newspaper has written its first front-page editorial in 50 years calling for greater gun control.